017: The Truth About VA Loan Entitlement – What Sellers and Buyers Need to Know
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017: The Truth About VA Loan Entitlement – What Sellers and Buyers Need to Know
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Episode 17: Understanding VA Loan Entitlement in an Assumable Mortgage Deal
In this episode of Buying With Fixed Rates Under 3.99% in 2025!, Mike Baltazar with the MBX Real Estate Strategists group breaks down one of the most misunderstood aspects of VA loan assumptions: VA loan entitlement.
Whether you’re a veteran selling a home, a non-veteran looking to assume a VA loan, or a real estate professional trying to guide your clients, this episode will give you a clear understanding of how entitlement works—and what happens when someone assumes an existing VA mortgage.
✅ Can non-veterans assume VA loans?
✅ What happens to a seller’s entitlement after an assumption?
✅ Can a veteran buy another home if their entitlement is tied up?
✅ What’s “bonus entitlement” and how can it help?
This episode answers all those questions and more—helping you make smarter real estate decisions in today’s high-interest environment.