This week on the Mortgage Heroes Podcast, we dive into TWO red-hot topics shaking up the housing market: mortgage rates and credit requirements! 🔥

💥 First up: A new article claims mortgage rates won’t dip below 6% until 2028 — but we’re not buying it. We explain why real data (like the 10-year Treasury yield) tells a different story and how recent trends suggest we’re already heading toward lower rates. 📉

💳 Then we break down another trending headline — “You Need Stellar Credit to Buy a Home” — and reveal why that’s not the full truth. From FHA, VA, and conventional options to how you can boost your score, we unpack what really matters when it comes to getting approved for a mortgage in 2025 and beyond. 🏡

Whether you’re a first-time buyer, veteran, or just credit-curious, this episode is packed with insider insights you won’t hear anywhere else.

👉 Plus: Real success stories, strategies to set up your kids for credit success, and how your current FICO score might not be the dealbreaker you think it is!

✅ Like, comment, and subscribe to stay ahead of the real estate curve!

📺 WATCH NOW if you want clarity on:
- Where mortgage rates are really heading
- What kind of credit score you actually need to buy a home
- VA loans with lower scores (yes, we’ve done 560 FICO!)
- Strategic refinancing opportunities
- Building long-term credit success — for you and your kids

🔗 Remember to check out our Friends of Mortgage Heroes playlist for even more interviews, expert tips, and financial guidance!

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