In this week’s episode of the Mortgage Heroes Podcast, we break down the surprising surge in new home sales — up 20.5% in August, the biggest jump in over three years — and what that means for buyers, sellers, agents, and lenders as we enter Q4 2025.

🏗️ Builders are getting aggressive with incentives like 3-1 buy downs, solar credits, and adjustable-rate options, pushing inventory faster than expected. Meanwhile, existing homeowners are struggling to compete with new construction deals. 😬

📉 Mortgage rates are fluctuating — but many savvy buyers are locking in early, leveraging seller concessions and pre-approval timing to their advantage. In fact, our team helped dozens of clients lock in before the Fed’s recent announcement, maximizing savings while others waited.

📊 We also dissect the latest Fed dot plot chart and explore what the real pace of rate cuts may look like through 2028. Spoiler: it’s not as aggressive as you might think.

📌 Whether you’re in California, Tennessee, Florida, Arizona, or anywhere in the U.S., you’ll want to hear what’s unfolding in the housing market right now.

👇 Drop a comment if you’re seeing new home incentives in your area or if you're trying to navigate the market chaos — we’re here to help you win.

🔑 Key Topics in This Episode:

🏡 Why new home sales are spiking while prices stay flat or rise
💰 Builder incentives that beat resale competition
📉 Fed rate cut projections & dot plot explained
🤝 Why agent-lender relationships are more important than ever
📆 Why Q4 2025 could be the strongest quarter of the year
💡 Real strategies to save money and win deals now