“Would you rather have ₹100 today or ₹100 a year later? The answer reveals the most powerful principle in personal finance — The Time Value of Money (TVM).
In this episode, we break down:
✅ Why money today is more valuable than tomorrow
✅ Present Value (PV) & Future Value (FV) with real-life examples
✅ How to calculate EMIs, SIPs, and CAGR using simple formulas & Excel shortcuts
✅ The difference between annuities, perpetuities, and how they impact loans, pensions, and investments
Perfect for students, professionals, and investors who want to strengthen their financial foundation. By the end of this episode, you’ll be able to make smarter financial decisions and truly understand how money grows with time.”
Enjoyed listening? Show some love. :)Spotify | Buy Me A Coffee | Gumroad | Medium | Udemy | LinkedIn | LinktreeHow to write content that gets readers: Medium, Sub-stack & WordPress