It’s Christmas Eve and Stella Hansen is broke. She is so broke that despite working two jobs, she can’t even afford a present for her husband on their first Christmas as man and wife. But then a mysterious storekeeper at a pawn shop offers Stella an intriguing trade. Stella wants more than anything to buy her husband the Christmas gift of his dreams. But will it come at a terrible price?

Autumn Sanderson goes by Lark now. No one in her new life can know who she was. No one from her old life can know where she is now. Drowning in debt, she’s desperate to land a job - any job. When she finds herself at an interview for a mysterious company offering an exorbitant salary, she jumps at the chance. But things aren’t quite what they seem....

Cassie thinks she has met the perfect man. Joel is sweet, handsome, romantic, and best of all, he’s crazy about Cassie. She thinks she’s found the guy she’ll spend the rest of her life with. Have children with. Grow old with. Yes, she knows about his perfect ex-girlfriend, Francesca. The beautiful, brilliant chef, beloved by all his friends. But she thinks Francesca is out of the picture. She thinks Francesca is gone for good. Think again, Cassie.

My life has never been better. I have a beautiful little girl, and I am engaged to be married to the man I’ve had a crush on since I can remember. So when Nick, my handsome fiancé, announces that his sister Carla is finally coming home, it’s truly the icing on the cake. That was twelve years ago, and no one has seen her since. Everyone is ecstatic about Carla’s return. But as I spend more time with her, I can't shake the feeling that something isn't right. Her behavior is a little off, her childhood memories don't align with mine, and she's oddly evasive about her lost years.

Amanda is a hardworking single mum, completely focused on her job and her daughter, Louise. She’s been saving for years, and now, finally, she can afford to give up work and chase her dream. But then, on her commute home from London to Brighton, she meets a charming stranger - who seems to know everything about her. He delivers an ultimatum. She needs to give him the code for the safe where she keeps her savings before the train reaches Brighton - or she’ll never see Louise again.