6 Reasons Why Delaying Social Security Might Hurt Your Retirement
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6 Reasons Why Delaying Social Security Might Hurt Your Retirement
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Most experts say the smartest Social Security move is to wait until age 70 to claim.
On paper, the logic seems simple—delay claiming, and you’ll lock in a larger monthly check for life.
But here’s what's interesting: only about 10% of Americans actually wait that long. 🤯
Nearly one-third claim Social Security at 62, and the majority file before full retirement age.
So are millions of retirees making a huge mistake… or is the conventional wisdom missing something?
In today’s episode, I’m sharing findings from a new research paper showing why delaying until 70 isn’t always the clear-cut, no-brainer strategy it’s made out to be.
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