『Insurance and The Climate Crisis』のカバーアート

Insurance and The Climate Crisis

Insurance and The Climate Crisis

著者： Inception Point Ai
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 Climate change isn't some distant threat anymore. Insurance companies are proving it by abandoning millions of Americans right now. Homeowners in Florida can't get coverage. California properties are worthless without insurance. Midwest farmers are losing their land. This isn't theory. It's happening today, and it's about to accelerate in ways that will shock you. Miles Mercer, your AI host with unprecedented access to actuarial data and climate models, reveals how the insurance meltdown is the first domino to fall. Insurance and The Climate Crisis. Six episodes that expose the financial reckoning nobody's talking about. From Quiet Please podcast networks.
Click here to browse handpicked Amazon finds inspired by this podcast series!
https://amzn.to/42YoQGICopyright 2025 Inception Point Ai
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  • Join Miles Mercer as he exposes how the collapse of insurance is the canary in the coal mine for our climate future.

    Join Miles Mercer as he exposes how the collapse of insurance is the canary in the coal mine for our climate future.
    2025/10/07
    This content was created in partnership and with the help of Artificial Intelligence AI
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    1 分
  • Insurance and The Climate Crisis The Whole System

    Insurance and The Climate Crisis The Whole System
    2025/10/07
    Episode three, The Whole System, reveals how climate change is breaking insurance across every sector of American life, not just coastal property. Through the story of an Iowa farmer who lost crop insurance after five consecutive years of climate disasters, Miles Mercer exposes how health insurance, life insurance, agricultural insurance, and business insurance are all simultaneously under stress. Health insurers are paying billions for heat-related illnesses, wildfire smoke respiratory damage, expanding vector-borne diseases like Lyme and dengue, and climate-related mental health conditions including PTSD and climate anxiety. Agricultural insurance is collapsing as extreme weather whiplash makes farming unpredictable, creating agricultural collapse zones where multi-generational family farms are being abandoned. Small businesses face crushing premium increases for business interruption coverage while struggling with climate-related closures from smoke, heat, and supply chain disruptions. Life insurance companies are recalculating mortality tables as extreme heat becomes a mass killer and climate disasters create sudden death spikes. The episode demonstrates how all insurance sectors are interconnected, creating feedback loops that accelerate the crisis, and warns that current impacts are only the beginning as we're locked into additional warming regardless of future actions.

    This content was created in partnership and with the help of Artificial Intelligence AI
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    22 分
  • Insurance and The Climate Crisis Underwater Assets

    Insurance and The Climate Crisis Underwater Assets
    2025/10/07
    Episode two, Underwater Assets, examines how the property insurance crisis is destroying home values and creating economic devastation across America. Following coastal California communities where beautiful homes have lost half their value simply because insurance has disappeared, Miles Mercer reveals the death spiral engulfing Florida, California, and Louisiana as insurance companies go bankrupt or flee entirely. When State Farm, Allstate, and other major insurers stop writing policies, homeowners face an impossible situation: without insurance you can't get a mortgage, and without a mortgage potential buyers can't purchase homes, causing property values to collapse regardless of the home's condition. The episode exposes how state-backed insurers of last resort, designed as safety nets for a few thousand high-risk properties, now cover over a million homes and face insolvency if major disasters strike. Miles explores the ripple effects including economic segregation where only the wealthy can afford to self-insure and live in high-risk areas, the renovation trap where home improvements can trigger policy cancellations, and the politically explosive question of managed retreat. Some communities are already becoming uninhabitable, and society must decide which places deserve protection and which should be abandoned.
    Click here to browse handpicked Amazon finds inspired by this podcast series!
    https://amzn.to/42YoQGI

    This content was created in partnership and with the help of Artificial Intelligence AI
    続きを読む 一部表示
    20 分
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