Welcome to the *Plan for This Podcast*—your trusted source for estate planning, wills, trusts, caregiving, and financial preparedness.

Hosted by Marguerite Lorenz and Ron Greenwald, we simplify complex topics into clear, actionable steps that help you protect what matters most.

📌 In this episode: What happens when your estate plan relies on a will and a testamentary trust—only for your attorney and successor trustee to pass away before you do? In this episode of Plan for This, Marguerite and Ron examine a real case study of Douglas, a widower who believed a simple will was enough. His story reveals the risks of incomplete planning, outdated documents, and not having successor trustees in place. Marguerite explains the differences between wills, testamentary trusts, and revocable living trusts—highlighting how each tool works, where they fall short, and why updating your plan matters. The discussion also explores blended family dynamics, prenuptial agreements, life estates, and why naming the wrong trustee can cause lasting family conflict. Whether you’re new to estate planning or revisiting an old plan, this episode delivers the practical insights you need to make confident choices about your future. 👉 Become a PlanFan today and get access to our First Steps Toolkit, member-only support, and reminders to keep your plan current. Visit www.PlanForThis.com to join our community and take control of your legacy with confidence. Timestamps: 00:00 – Introduction & case study setup 01:00 – Douglas’s story: will, testamentary trust & missing successor trustee 02:07 – What is a testamentary trust? 04:24 – The role and limits of a will 06:36 – Why Douglas must update his plan now 07:57 – When was your trust last reviewed? 08:13 – Laws change, so should your documents 09:36 – The importance of revisiting estate plans regularly 11:40 – Blended families: new challenges for estate planning 13:27 – Listener Q&A: Separate finances and blended families 15:23 – Trusts, prenups, and life estate considerations 17:14 – Successor trustee conflicts in blended families 20:57 – Why co-trustees are risky for family harmony 22:50 – Final thoughts: everyone needs an updated estate plan

✨ What You’ll Learn on This Channel: - Estate planning basics (wills, trusts, probate, and more) - Executor and trustee responsibilities explained - Family caregiving, financial preparedness, and legacy planning - Real stories, expert insights, and practical tools

👉 Subscribe for weekly episodes: @PlanForthis 👉 Join our PlanFan community: https://planforthis.com/

Because when life asks, *“Did you plan for this?”*—you’ll be ready.

#EstatePlanning #WillsAndTrusts #Caregiving #FinancialPreparedness #PlanForThisPodcast

Welcome to the *Plan for This Podcast*—your trusted source for estate planning, wills, trusts, caregiving, and financial preparedness.

Hosted by Marguerite Lorenz and Ron Greenwald, we simplify complex topics into clear, actionable steps that help you protect what matters most.

📌 In this episode: Ever wondered what really happens during an estate cleanout? In this episode of Plan for This, Marguerite and Ron welcome Todd Stephenson, owner of Estate Sale Warehouse, to uncover the truth about estate sales, consignment, and how fiduciaries and families can make the right choices when dealing with a house full of belongings. From classic cars and mid-century furniture to thrift shop finds and hidden treasures, Todd shares his 31 years of experience helping families downsize, clear estates, and avoid common pitfalls in the resale market. You’ll learn why not everything is as valuable as it seems, the surprising risks of traditional estate sales, and how modern consignment models create transparency and fairness for beneficiaries. Whether you’re a trustee, fiduciary, or a family member simply preparing for life’s transitions, this episode delivers expert insight with compassion and real-world stories.

👉 Become a PlanFan today and get access to our First Steps Toolkit, member-only support, and reminders to keep your plan current. Visit www.PlanForThis.com to join our community and take control of your legacy with confidence. Timestamps: 00:00 – Introduction & sponsor messages 01:19 – Meet guest Todd Stephenson (Estate Sale Warehouse) 03:00 – From thrift shops to classic cars: Todd’s early story 08:46 – Walking into a house: how estate evaluations begin 10:58 – What has value (and what doesn’t) in today’s market 13:22 – How consignment works & why it’s transparent 15:54 – The risks of traditional estate sales 18:37 – Why you should never throw anything away 21:05 – Hidden treasures & surprising finds 24:51 – The true costs of estate sales 26:41 – Generational shifts in resale demand 28:18 – Can Todd help outside California? 30:55 – Consulting, transparency & fiduciary responsibilities 33:39 – Security, emotions & family dynamics 34:38 – Passion for helping families solve estate challenges 37:20 – Closing reflections

✨ What You’ll Learn on This Channel: - Estate planning basics (wills, trusts, probate, and more) - Executor and trustee responsibilities explained - Family caregiving, financial preparedness, and legacy planning - Real stories, expert insights, and practical tools

👉 Subscribe for weekly episodes: @PlanForthis 👉 Join our PlanFan community: https://planforthis.com/

Because when life asks, *“Did you plan for this?”*—you’ll be ready.

#EstatePlanning #WillsAndTrusts #Caregiving #FinancialPreparedness #PlanForThisPodcast