As we move into the final weeks of summer 2025, the GTA housing market is showing major shifts that buyers, sellers, and investors can’t ignore. From a looming Bank of Canada rate cut to a surge in inventory, today’s episode breaks down the numbers, trends, and opportunities shaping the late summer real estate landscape.

Ciao! Welcome to a new episode of Building Wealth Through Real Estate...Brick by Brick with me, Nico James-Bock, Founder of The CondoWiz™ Group and Broker at Keller Williams Co-Elevation Realty in Toronto.

What you’ll learn in this episode:

• 📉 Rates & BoC Decision: Markets now pricing in a 2 out of 3 chance of a BoC rate cut on September 17th.
• 🏦 Mortgage Outlook: Fixed rates may dip below 4%, reshaping affordability and buyer psychology.
• 📊 Sales & Listings: New listings outpaced sales, pushing inventory up 22% YoY and shifting market dynamics.
• 🏘️ Buyer’s Advantage: Conditions, negotiations, and opportunities in condos, townhomes, and detached homes.
• 💼 Jobs & Economy: 66,000 jobs lost in August, unemployment at 7.1%, with Toronto topping the country at 8.9%.
• 🔮 Big Picture: Canada’s second-largest housing correction continues, but opportunities remain for strategic buyers.

The late summer numbers show a market in transition. Whether you’re a buyer waiting for rates to fall, a seller navigating higher inventory, or an investor eyeing opportunity, the coming months will be pivotal. Tune in, stay informed, and take advantage of the shifts ahead.

How are you feeling about the current real estate markets?

Leave a comment and share this episode with those who you think will find value in its content.

Ciao

Nico

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