On this episode of the AWM NFL Players' Podcast, host Riccardo Stewart is joined by Jeff Locke, Sam Acho, and Zach Miller to break down a topic every pro needs to understand: target date funds.

The team shares firsthand stories, demystifies how target date funds work, and examines why these investments may not be the right play for high-net-worth NFL athletes.

With real numbers, honest, hard-earned perspectives, and actionable advice, this episode offers the insider knowledge you need to make smarter decisions for your financial future. If you want to know what works—and what could be costing you millions—this conversation is a must-listen.

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Chapters
(00:01) Family stories and investment analogies
(02:01) First encounters with target date funds
(03:03) What is a target date fund
(04:15) Advantages and origins of target date funds
(05:45) Disadvantages for NFL athletes
(07:29) Why customization matters for high-net-worth athletes
(09:57) Next steps if you have a target date fund