Queensland has a range of incentives to help first home buyers enter the market sooner and reduce upfront costs. From stamp duty concessions to a $30,000 grant for new homes, and a new shared equity scheme launching soon, there’s a lot to navigate.

In this episode, Jack Elliott walks you through what’s available as of September 2025, who’s eligible, and the key benefits and trade-offs to consider. You’ll learn how each incentive works, and why your long-term goals, strategy and asset quality should guide your decision, not just chasing the biggest discount.

In this episode:

🔑 Stamp duty concessions and how they work in QLD

🔑 The $30,000 First Home Owner Grant explained

🔑 Updates to the First Home Guarantee and upcoming price cap changes

🔑 The new “Boost to Buy” shared equity scheme and what it means for buyers

🔑 Why your long-term strategy matters more than the short-term savings

Timestamps

00:00 – Intro: what’s covered for QLD first home buyers

01:05 – What’s available right now in QLD (Sept 2025)

01:27 – Stamp duty concessions overview and shared eligibility

02:45 – First Home Concession for existing homes: thresholds and savings

03:49 – Examples: $700k, $720k, $750k stamp duty comparisons

04:40 – Home Concession over $800k: how it works + examples

05:46 – New home concession: full exemption for brand new or substantially renovated

07:04 – Vacant land concession: rules and timelines

08:12 – $30,000 First Home Owner Grant: who qualifies and what counts as new

08:48 – FHOG eligibility criteria and key notes

09:27 – Grant + strategy: avoid chasing new builds for the wrong reasons

10:18 – First Home Guarantee overview: 5% deposit, no LMI

11:07 – QLD price caps and income caps now and from Oct 2025

12:14 – “Boost to Buy” shared equity scheme: what it is

12:48 – Key features: government share, deposit, price cap, income caps

14:48 – Recap of all QLD supports

15:33 – How to get personalised help and links

Unlock your Free Resources

QLD First Home Buyer Resource

Transfer Duty Calculator QLD

First Home Concession

First Home (New Home) Concession

First Home Vacant Land Concession

Home Concession

First Home Owner Grant

First Home Guarantee Scheme

Boost To Buy - Shared Equity Scheme

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