Is natural income outdated, risky… or the missing link in sustainable retirement planning?
In this episode of Money Wise UK, George welcomes back David Jane of Premier Miton to revisit one of our most debated topics: natural income. Together, they unpack whether it still has a role in modern portfolios, how it compares to total return strategies, and why client psychology plays such a big part in income decisions.

From sequencing risk to safe withdrawal rates, and from dividends to bonds, David shares 38 years of experience in investment management—along with practical insights on building retirement income strategies that balance growth, resilience, and peace of mind.

If you’re a financial adviser, investor, or simply curious about the future of retirement income, this conversation will challenge assumptions and offer a fresh perspective.

Book: The Misbehavior of Markets: A Fractal View of Financial Turbulence

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Please note: This podcast does not provide financial advice. If you have any questions, we recommend speaking to a financial adviser. Past performance does not guide future returns; investments can fall and rise. Any mention of a company is not a recommendation.