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Learn the "Annuity Refinancing Method" that's helping everyday retirees escape underperforming accounts and unlock five to six figures they never knew they were leaving on the table. Have you purchased an annuity over the past ten years and find the performance and benefits a bit underwhelming? Maybe you've looked at your annuity statement and wondered, "Where did all my gains go?"

Can you imagine even the poorest country in the world achieving the prosperity and quality of life of today's Switzerland—by 2100? Seems crazy, doesn't it? After all, we live in uncertain times. But we have pulled off marvels before. Human advances over the past 100 years have been unprecedented. Can we achieve another century of progress? This book, a major research effort from the McKinsey Global Institute, explores the advances of the past century and what drove them—what we call the progress machine.

Explore California like never before with Exploring California: A Journey Through History and Must-See Destinations. From ancient Indigenous lands to the golden era of Hollywood, from bustling cities to serene national parks, this guide blends rich history with practical travel insights. Discover the stories behind the state’s iconic landscapes, uncover hidden gems, and plan your ultimate California adventure. Whether it’s redwood forests, coastal drives, deserts, or world-famous cities, this book gives you the context, culture, and inspiration to explore responsibly and meaningfully.

The 5 Laws of Agency offers a radically different explanation for modern overwhelm and a practical framework for reclaiming control. Instead of treating exhaustion as a personal failure, this book examines how attention, energy, decision-making, and direction break down in an accelerating world.

This isn’t a book about managing money — it’s about remembering the parts of yourself success made you forget. It’s about the quiet moment so many women reach when she realizes the life she built looks right, but no longer feels true. Rich Like Her follows four women in transition — each standing at the intersection of power, success, and wealth, asking what it really means to live on her own terms.

When Detective Romulus “Ro” Zinelli is hired to find a missing young woman, the trail leads him to Zoe’s Expedition Park: a decaying world of rusted rides, silent mascots, and something alive beneath the concrete. As Ro searches for the girl, he is drawn deeper into the park’s eerie mythology, and into his own wreckage of guilt, regret, and loss. Haunted machines, lingering ghosts, and the strange creatures who walk between worlds wait within the park’s gates… but not all of them are willing to let him leave.

A guarded punk-rocker-turned-barista meets a big-hearted sound tech who charms his way into her life and helps her revisit her musical past in this truly charming, cozy fall romance. Allie Andrews gave up on the music world ten years ago. No wild tours, no late nights, no career-ending...

Leaders have one thing in common: they come from a family. Family leadership is one of the most important concepts of life because family is the source of human ingenuity. With good family leadership, we can push for greater justice and racial equality in the United States and around the world, and maintain a more just and loving humanity.

My company, my life’s work, everything I’ve accomplished is on the line. I need to get married and fast. It will be easy to consider it a business arrangement. One that will be lucrative for both my assistant, Mika, and myself. I won’t think about how this takes away the whole problem of dating an employee. But it doesn’t take away my desire to make her mine.

I had given her my name, I had given her my protection, but that didn't mean I had any right to her. Ethan: I gave her a place to stay, and I owed my life to her brother, who died saving mine. It was only supposed to be until I was done with my deployment. But now I need her to stick around a little while longer. To help me secure a future from a father I never wanted to know and brothers who despise me. I never counted on needing or wanting Sabrina, nor falling in love with her.

Fong, a 30-year-old man who dared to stand for truth, is trapped in the deadly game of Scum Island. Driven to expose an evil corporation, Fong's integrity leads to his capture and placement on the island, where survival becomes a perverse form of entertainment. Stranded and left to the whims of a brutal rating system, Fong and his fellow captives must earn fame points—through battling monstrous foes and one another—for the bare necessities.

On the last day of normality in Mackinaw, Illinois, Oliver McCallister thinks his worst problem is figuring out how to come clean to his wife about the secret he’s been keeping from her. Zoe McCallister thinks her worst problem is squeezing in an errand at the courthouse before another long day of nursing classes—and worrying about whatever Oliver is hiding from her.

Raz's misadventures find him creating a film with the biggest misfits and rebels of the school, navigating his first kiss, and on a trip to Hollywood itself. During his journey he finds himself making new friends, facing his enemies, and even falling in love. But how far will Raz go to fit in? To shoot his shot at stardom, Raz will have to decide between being himself, or putting on a mask.

Brought to you by Penguin. From the million-copy #1 New York Times bestselling author of Every Summer After and Meet Me at the Lake, Carley Fortune returns with a glorious and tantalising new escape Every summer forces Felix and Lucy to be together but they shouldn’t be. Can they resist...

In a town where gossip spreads like dust blowing in from the Mallee’s canola fields, something unspeakable is about to happen to sixteen-year-old Lauren. It’s bad enough she’s losing her mum to a horrible mental disease and that her best friend is leaving town, but now the only person she thought she could trust, is about to betray her. She can’t stay here. No one is going to believe the town cop could do such a horrific thing to his own daughter. There’s nothing left to do but run. Especially after the fire.

While Muhammad is a student at the law college, he grows concerned for his friend when he witnesses trials for blasphemy that might result in torture and death for the accused. After searching in every port on the Mediterranean, Bivio does everything in his power to discover the identity of the mysterious 'Mountain Bather' who walks on water in his recurring dream. Will the loss of the saintly personage of a Sufi be felt by the people of Algiers as a greater blow than the devastating earthquake that shakes the home of the Barbary Corsairs to its foundations?

After years of auditioning, Raz finally lands a role on his favorite show, and is hired to work for one of the biggest studios in Hollywood as a main actor. At the same time, his college acting class has voted to make him director of the school’s next big production, and they want to portray his script on-stage.

Raz has been offered the chance of a lifetime— a trip to Hollywood, to prove his acting skills to the world and shoot his shot at stardom. This vacation is one he’s never going to forget. He’s in California to land a lead role, but chasing his dreams won’t be as easy as he wants to believe, and his friends aren’t as supportive as they once were.

When an earthquake shakes the city and the debris-ridden alleyways of the Casbah resound with cries for help and sighs of grief, Muhammad steps in with legal aid for an enslaved manservant accused of murder and a maidservant he knows only as An Admirer of Books. Seeking justice in court, Muhammad turns to his knowledge of the law. But will the dangerous enemy he makes in court ruin Muhammad’s makeshift defense?

A wise man once said that we create our own demons. When he said it, he meant that our actions in the past set the challenges for our future. But in Bennu Amunet’s case, her demon is a literal demon. She’s lived with it for as long as she can remember, which is only as far back as that fateful accident in the snow. Although she desperately wants to uncover her lost memories—to find out who she is and where she came from—someone has gone to great lengths to keep her past a secret from her.