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"Dinheiro não surge do nada. Você quer? Vai ter que conquistar." Foi a resposta que Tito Gusmão recebeu do pai quando ainda era um menino e queria saber por que não tinha um cartão que seria abastecido automaticamente, o que também é conhecido como mesada. A resposta pavimentou o caminho para uma relação de respeito com o dinheiro desde cedo, e que determinou também a escolha profissional. Tito foi um dos sócios da XP Investimentos e depois fundou a Warren, uma fintech (empresa de tecnologia do segmento financeiro) para desmistificar o mercado financeiro e auxiliar pessoas de todas as idades a investir bem.

This comprehensive guide to personal finance and financial management will provide you with the tools and strategies you need to take control of your finances and achieve your financial goals. From setting financial goals and creating a budget to understanding credit and debt management, this book covers all aspects of personal finance.

Der Umgang mit Geld kann und sollte gelernt werden. So spart man sich viel Mühe, Stress und Ärger. Und es ist gar nicht mal so schwierig! Nichts ist klarer und logischer als die Grundsätze, wie Geld verdient und ausgegeben wird. Wer den Fluss des Geldes versteht, der versteht auch die Gesellschaft und die Menschen. Aber vor allem hilft Wissen über Geld erfolgreicher zu leben: Wer weniger ausgibt, ohne sparen zu müssen, der braucht weniger Zeit zum Geld verdienen. Und wer mehr Zeit hat, der hat mehr Geld, da Zeit bekanntlich Geld ist.

From creating a budget to building long-term wealth, Navigating Your Finances in Your 20s and 30s is the ultimate resource for anyone looking to improve their financial literacy and maximize their earning potential.

According to recent studies, one in four Americans has no retirement savings, and the average American carries over $90,000 in debt. These sad statistics can lead many to believe that financial independence is an unachievable dream. In Your Way to True Wealth, Mike Brown gives listeners a reason for hope. He provides the path to achieving financial independence in a simple plan that anyone can follow. Mr. Brown begins with the basics: the simple skills that one needs, such as self-discipline and patience, as well as behaviors to avoid, such as fear and trying to predict the future.

The 18 Holes of Financial Planning is a game-changing financial guide that will transform the way you think about money. Written by a seasoned financial advisor, this book offers practical advice on personal finance, including budgeting, saving, investing, and protecting your assets. But it doesn't stop there. Drawing on years of experience and a deep understanding of the cultural forces that shape our relationship with money, the author also provides counterculture insights that challenge conventional wisdom and offer a fresh perspective on financial empowerment.

If you have failed at budgeting before, if just seeing the word "budget" makes you feel anxious, worried, and even shameful, then maybe you aren't the problem. Maybe it's the budget you used that is broken. We are here to fix that. There's a way to budget that is simple, empowering, and that can even add happiness to your life. The Happy Giraffe Budget.

Even before the pandemic, a large share of households by Americans over age fifty faced the threat that their living standards would decline sharply in retirement. In the wake of COVID-19, these numbers will surely worsen. In Retirement Reboot: Commonsense Financial Strategies for Getting Back on Track, finance writer and regular New York Times retirement contributor Mark Miller offers practical strategies for Americans to improve their retirement prospects.

Whether you're an individual seeking financial freedom or an entrepreneur hungry for business growth, The Credit Game Mastery Series is your ultimate companion on the journey to credit mastery. Unlock the secrets of personal and business credit, seize control of your financial destiny, and pave the way for a prosperous future.

That statistic above—10 percent of the population owns almost 70 percent of the wealth in America—it’s not just some made-up number copied off some random site.

Many people struggle with managing their finances and making smart spending choices. They lack control over their money, often accumulating debt and saving very little. This can lead to stress, strained relationships, and missing out on their dreams. They long for financial security and wonder how others have achieved it.

From eradicating financial stress to attracting wealth, this audiobook empowers you with the skills to redefine your financial reality. No longer will you be held back by money-related anxiety. Instead, you'll awaken each day invigorated, filled with a new sense of confidence and a steadfast belief in your ability to manifest abundance.

Avoid unnecessary debt, financial stress, and bad investments right from the start with this simple seven-step system for financial literacy. We learn a lot of things in school that we seem to never need again. Yet one of the most important factors of a successful adult life remains almost untouched by schools: financial literacy.

While this book is directed at professionals in the beauty industry, the heart of this book is universal–you are the only person who truly chooses your purpose and finds your path to fulfilment. I’m simply a man hoping to help guide you there.

Budgeting is the foundation of managing money. In the end, it comes down to three things: Having the knowledge to make smart decisions, the self-control to implement those smart decisions, and a plan of action. That’s exactly what this audiobook will help you with. It will provide eye-opening insight into the world of budgeting and building a solid foundation for managing your money.

Sometimes, it can seem like saving money is impossible. With everyday expenses, from groceries and gas, to the electric bill and lunch money, as well as those unexpected expenses, like car repairs and medical bills, getting—and keeping—control of your finances can feel overwhelming. With Budgeting 101, you can start saving now. This clear and simple guide provides tons of practical advice for keeping track of your finances.

Let Money Smarts, written by FEG CEO Ron Petrinovich, be your guide to a smarter way to prepare for a strong and stable financial future. He’ll show you how to prepare for life’s financial pitfalls on your journey to financial independence.

Over 80 percent of Americans under the age of 43 are stressed about money, especially during this unprecedented inflation, according to the American Psychological Association. You could blame the pandemic or the collapse of the economy, but blaming something you can’t control only hurts your peace of mind.

Jesus came to set the captives free. You and me. We are the captives. And there’s good news! We don’t have to put up with the lies of the enemy any longer. We can learn to hear from our Father in Heaven. You can be delivered and receive financial freedom if you want it bad enough.

A finance book for young adults and recent college grads that should have been taught this in college.