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In Legacy Redefined, Richard Watts, advisor and legal counsel to America’s wealthiest families, shares cautionary tales of how financial inheritance can create conflict for those who receive it. If you intend to leave money to your kids, you need to hear this heartfelt deep dive into the best practices for passing money to your heirs. Just as important, Richard redefines true legacy as the impact you create for others, and guides you on how to begin your legacy while you are living.

Financial success is more achievable when we master some basic personal finance principles. Those of us who have reached a certain level of success have practiced them for many years. The earlier you start, the easier it is to achieve your goals. However, your financial life does not take place in a vacuum. Your friends, romantic interests, and health, among others, also play a very important role that quite often, if neglected, may slow down or even derail the best financial plan. Knowing how to do something is very important, but with little or no discipline, the best plan often fails.

Time Ahead highlights the crucial role of time in investment decisions. Though time is life’s most valuable asset, investors often overlook its impact. The title itself is a homonym, symbolizing both having an advantage and looking toward the future—two core principles of capitalism.