Your salary may stop at 60, but your retirement savings may need to support you at 75, 80 or 85. How do you plan for that?

On Paisa Vaisa, Pranay Ranjan Dwivedi, MD & CEO at SBI Pension Funds, speaks with Anupam Gupta about retirement planning in India, the National Pension System (NPS), and the risk of outliving your money.

They discuss NPS costs and management fees, equity performance, employer contributions and tax benefits under the new tax regime. The conversation also explores how starting earlier gives your investments more time to compound, including an illustration comparing joining at 29 versus 30 and a ₹25 lakh difference in projected retirement savings at 60.

As India’s population gets older and people live longer, this episode looks at the money decisions that can shape life after your last salary.

Listen to Paisa Vaisa with Anupam Gupta for conversations about personal finance, investing and financial planning in India.

From decoding your personal finances to demystifying business models, Paisa Vaisa delivers candid, insightful, and jargon-free conversations.

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Connect with Anupam Gupta:
Twitter: @b50
Instagram: @b_50
LinkedIn: Anupam Gupta

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