UBS has stated that 60% of companies are greatly reducing their US Artificial Intelligence usage in favor of Chinese AI due to the reduced costs.

Chinese AI costs are up to 95% less than US AI technology.

Benchmark tests are showing that Chinese AI is 80 - 95% as effective as US AI.

It is becoming difficult for companies to justify the cost of US AI with the Chinese models nearly as efficient.

AI related US stock valuations are priced for dominance of AI usage.

If AI demand continues to decline due to high costs, this will likely cause the AI bubble to burst.

Index annuities are a tremendous financial tool to continue strong upside gains if the markets continue to rise, yet protect against downside market risk.

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New technology has created market bubbles throughout history. The technology changes, the times change, yet human behavior does not.

The price of an asset ultimately is what someone is willing to pay for it. When there are not more buyers willing to pay the price, the correction starts.

It is not about intelligence. It is about understanding the perceived value and what time it is.

Sir Issac Newton made money in the Tulip Mania in the 1500's and got out. The prices continued to increase. He resisted reentering the market because he knew logically that prices were too high. Eventually, he reinvested near the top, then lost most of his money.

The Climax Rally is often the final cycle of a bull market. Excitement and euphoria are at the highest. It is also the most dangerous and risky portion of a bull market.

This the "Golden Era" of fixed assets. The best annuity products are available in my 26 year career!

There are index annuities without caps that offer unlimited upside potential. They also protect against downside market risk. The principal is guaranteed.

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Ferenc shared the best index annuity product he has seen in his 26-year career recently became available. Unfortunately, this product is only available up to age 80.

Now, the best index annuity product for 81-89 year olds has recently become available.

There are two options:

1. S&P 500 and NASDAQ 100 indexes with 9-10% average annual returns past 10 years.

2. Up to 26% signing bonus with strong growth index options.

Both options include:

1. No downside market risk. Principle is guaranteed.

2. Once gains are locked in, guaranteed against future market risk.

This is the 'Golden Age" of fixed assets. This is the best time in 40+ years to consider an index (growth) annuity.

Contact Ferenc for more info.

YourPersonalBank.com

ferenc@yourpersonalbank.com

866-268-4422

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