Long-term care planning is not just about how much money you have. It’s about protecting your choices, dignity, and family relationships before a crisis occurs. In this episode, Don walks through five common mistakes involving care communities, Medicaid, insurance, and family caregiving. Through real-world stories, he shows how early preparation can reduce stress, preserve options, and help loved ones avoid unnecessary financial and emotional burdens. What could your family prevent by planning before care is needed?

Here’s some of what we discuss in this episode:

💡 Planning Matters: Preparation shapes outcomes more than wealth

🏡 Contract Traps: CCRC refund rules can delay access

🧾 Medicaid Planning: IRA assets can trigger costly tax problems

❤️ Protecting Dignity: Good planning preserves family roles

🥪 Sandwich Generation: Early planning reduces stress and chaos

Get in touch with Don and learn more: https://doncashpodcast.com/

Life can change fast, and retirement is no different. In this episode, Don uses recent storms, outages, and unexpected disruptions as a powerful reminder that the biggest retirement risks are often the ones we never saw coming.

Building a plan that gives you options also provides confidence and peace of mind when life takes an unexpected turn. The goal isn’t to predict every storm, but to be ready when one arrives.

Here’s some of what we discuss in this episode:

🏠 Physical Prep: Don’t wait for a crisis

🏥 Health Reality: Plan beyond the diagnosis

🤝 Care Support: Protect the healthy spouse

⏳ Healthy Years: Spend while you can

⚖️ Rule Changes: Build flexible retirement plans

Get in touch with Don and learn more: https://doncashpodcast.com/

A new savings vehicle is generating plenty of headlines, questions, and debate. But beyond the politics and buzzwords, what does this new opportunity actually mean for families trying to build wealth for the next generation? Don breaks down the mechanics, opportunities, and potential pitfalls of Trump Accounts and explores how they compare to other savings strategies.

Here’s some of what we discuss in this episode:

🇺🇸 New Account: Understanding Trump Accounts basics

💵 Free Money: Government seed contribution explained

📈 Growth Potential: Long-term compounding opportunities

⚠️ Control Risk: Children gain ownership at 18

🎓 529 Comparison: Different tools, different goals

🎯 Know The Rules: Avoid costly mistakes

Trump accounts –

https://trumpaccounts.gov/

IRS Form 4547 -

https://www.irs.gov/pub/irs-pdf/f4547.pdf

Different Account Options for Minors -

https://drive.google.com/file/d/1DcDS2WUh6G-Pn9iJYn9hVYF7_zjZqYP8/view?usp=sharing

IRS Notice 2025-68 -

https://www.irs.gov/pub/irs-drop/n-25-68.pdf

Get in touch with Don and learn more: https://doncashpodcast.com/