Feeling the squeeze of inflation? Even as headlines say it’s “cooling,” prices at the grocery store, restaurants, and on vacation aren’t letting up. In this episode, Don breaks down the paradox retirees face today: interest rates may be dropping, but the cost of living isn’t.

Here’s some of what we discuss in this episode:

💸 Why inflation still feels “sticky” even when the government says it’s easing

🏥 How inflation impacts healthcare, drug costs and Medicare premiums

🏠 How the generational divide impacts finances differently for millennials vs. retirees

📉 What lower interest rates mean for your savings and CDs

📊 How diversification, tax planning, and estate strategies can protect your future

Get in touch with Don and learn more: https://doncashpodcast.com/

Estate planning rules can be complex and costly if you miss a key step. In this episode, Don explains how recent changes to the estate tax exemption could impact your legacy, and why the term “permanent” in Washington rarely means forever. You’ll learn about the important concept of portability (preserving your late spouse’s unused estate tax exemption) and why filing the right form, even when no tax is owed, can save you millions.

Here’s some of what we discuss in this episode:

💰 Understand new estate tax exemption limits

🔄 Learn how portability works (and why deadlines matter)

🏦 Avoid costly filing mistakes that can erase tax savings

📉 Real case: $1.5M lost due to one oversight

📝 Key documents every 18+ year-old should have

The pros and cons of portability –

https://taxschool.illinois.edu/post/pros-and-cons-of-portability/

The Wall Street Journal Article - $1.5 million portability mistake

https://www.wsj.com/personal-finance/taxes/estate-taxes-portability-planning-mistakes-26111632?st=AbePZ6&reflink=desktopwebshare_permalink

Get in touch with Don and learn more: https://doncashpodcast.com/

This week, we’re back to take a deeper dive into the One Big Beautiful Bill (OBBB). Don breaks down how this sweeping legislation impacts standard deductions, estate taxes, Roth conversions, charitable giving, and more. Tune in to learn why the years 2025–2028 might be your “golden window” for smart, tax-efficient planning, and how to take full advantage of it.

Here’s some of what we discuss in this episode:

💸 Extra deduction opportunities after age 65

🏡 Estate tax changes that benefit most retirees

🔁 Strategic Roth conversion window until 2028

💰 Avoiding costly Medicare surcharges

🧾 The hidden costs of becoming a single filer

Get in touch with Don and learn more: https://doncashpodcast.com/