『Yo Quiero Dinero』のカバーアート

Yo Quiero Dinero

Yo Quiero Dinero

著者： Jannese Torres
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"This podcast will leave you feeling inspired to take a more proactive approach to your savings, earnings, & expenses." - BuzzFeed | Yo Quiero Dinero is an award-winning personal finance podcast that empowers listeners on topics like entrepreneurship, investing, financial independence & money mindset. Hosted by Jannese Torres, Latina money expert, award-winning author and serial entrepreneur. Known as “the swaggiest personal finance podcast", each week we drop episodes brimming with POC-friendly personal finance knowledge, served with sazón! Tune in for all the money lessons you never learned. Visit us at YoQuieroDineroPodcast.com.

Hosted on Acast. See acast.com/privacy for more information.

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  • Staying Calladita Is Costing You More Than You Think

    Staying Calladita Is Costing You More Than You Think
    2026/09/28

    If you've ever stayed calladita when you should've spoken up, this episode is your permission slip to stop. This week Jannese sits down with Hady Mendez — bestselling author of Calladita No More, speaker, and leadership coach — to talk about what happens when you finally decide to use your voice. They get into Hady's corporate STEM career, the promotion that got away, the negotiation that made her a director overnight, and the real, unfiltered story of betting on herself by moving to Madrid in her 40s. This one's for every mujer who's tired of playing small.


    WE GET INTO:


    1:06 – Welcome & living in the "f*ck it 40s"

    1:50 – Hady's origin story: wanting to be a writer

    3:03 – Growing up in a traditional Puerto Rican household

    4:15 – From social worker dreams to computer science and Accenture

    4:55 – Advice for parents raising kids with "unstable" dreams

    9:39 – Unpacking the "calladita" messaging from her mom

    12:17 – The moment staying quiet started costing her

    13:31 – The "Chad" story: watching someone else get promoted

    18:20 – What self-advocacy actually looks like

    19:57 – The negotiation that made her a director overnight

    23:57 – The "brag sheet": self-promotion without bragging

    26:45 – Navigating the "difficult Latina" stereotype

    32:36 – Leaving corporate: the layoff that led to entrepreneurship

    35:07 – One year of Calladita No More: reader reactions

    37:19 – The decision to move to Madrid

    43:32 – Microaggressions and advocating for herself abroad

    50:16 – Rapid fire questions + where to find Hady


    KEY TAKEAWAYS:


    → Staying "calladita" has a cost — missed promotions and raises add up over time

    → The first offer is never the final offer, in salary negotiations or in life

    → Self-promotion isn't bragging — if people don't know what you've done, they can't trust you with more

    → The "difficult Latina" stereotype is real, but it's not a reason to stop speaking up

    → Career paths don't have to be linear to be successful

    → Community — not just individual grit — is what reminds you who you are


    CONNECT WITH HADY:


    🌐 Website: https://www.boldlyspeakingllc.com

    🤝 Instagram: https://www.instagram.com/calladitanomorebook

    📚 Subscribe to Hady’s Substack: https://hadyunfiltered.substack.com/subscribe


    TAKE THE NEXT STEP WITH YO QUIERO DINERO:


    📕 Get the book, Financially Lit!: https://financiallylitbook.com

    💸 Download the FREE Dinero Guide: https://courses.yoquierodineropodcast.com/

    💬 Book a free Money Call: https://yoquierodineropodcast.com/links/


    FOLLOW YO QUIERO DINERO:


    📸 Instagram: https://www.instagram.com/yoquierodineropodcast

    🎥 YouTube: https://www.youtube.com/@yoquierodineropodcast

    🎵 TikTok: https://www.tiktok.com/@yoquierodineropodcast

    Hosted on Acast. See acast.com/privacy for more information.
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    59 分
  • Why Latinas Are Losing $1M to the Pay Gap (And What Actually Fixes It)

    Why Latinas Are Losing $1M to the Pay Gap (And What Actually Fixes It)
    2026/09/21
    Let's talk about the conversation that sends me over the edge every single time: the gender pay gap, and what it REALLY costs women of color. This week I'm joined by Jocelyn Frye, President of the National Partnership for Women & Families, to break down what's actually driving the gap (spoiler: it's not "women's choices"), why the national averages hide what's happening to Latinas and Black women specifically, and what policy changes could put real money back in our pockets. We get into the wealth gap math (we're talking a MILLION dollars over a career, mi gente), the motherhood penalty, why DEI rollbacks are making things worse, and what you can actually do right now if you find out you're getting paid less than your coworker.WE GET INTO:00:00 — Intro: Why we're still talking about the pay gap in 202602:15 — What are we actually measuring when we say "pay gap"?04:17 — Debunking the "it's just women's choices" myth06:37 — The real numbers: 76 cents, 54 cents, and what the average hides08:24 — Why education alone doesn't close the gap10:35 — The unpaid care work baked into how workplaces are built11:47 — The wealth gap: what losing $900K–$1M actually looks like13:23 — Finding power in a hopeless-feeling conversation16:27 — The motherhood penalty, explained19:46 — Why so many moms are choosing entrepreneurship instead20:38 — Black and Latina moms as breadwinners22:40 — Do salary transparency laws actually work?23:57 — What to do if you find out you're underpaid26:28 — How DEI rollbacks are showing up in real workplaces30:24 — The "trad wife" pushback and what it means for women's choices35:06 — Jocelyn's 3 policy wishes for women's financial security37:17 — State level wins and what's next39:54 — Grounding policy in your actual paycheck43:15 — What you can do right now, no Congress required48:00 — What gives Jocelyn hope51:23 — How to support the National Partnership for Women & FamiliesKEY TAKEAWAYS:→ Latinas earn closer to 54 cents for every dollar paid to men, and the gap widens further when you break it down by race and part-time status.→ Education alone won't close this gap; the same degree, same experience, and there’s still a pay gap. This is systemic, not individual.→ Black women lose an estimated $900K over a 40 year career because of the pay gap. For Latinas, that number can hit $1M.→ Motherhood changes everything financially. Moms who step out of the workforce to care for kids come back behind, and most never fully catch up.→ Caregiving is invisible labor with a real cost. Workplaces were built around a male default that assumes someone else, usually women, will handle caregiving for free.→ DEI rollbacks aren't just political theater, they're making it "safer" for employers to avoid hiring women and people of color, and harder to document discrimination at all.→ Salary transparency actually works. Posting pay ranges and banning salary history questions closes gaps faster than you'd think.→ You have options if you find a pay gap. Document it, talk to HR, and know that local civil rights and know your rights organizations exist for exactly this.→ State policy is already working. Comprehensive paid leave, universal pre-K, and childcare caps are already law in some states, and they're the blueprint for what's possible nationally.CONNECT WITH JOCELYN:🌐 Website: https://nationalpartnership.org/ 📸 Instagram: https://www.instagram.com/NPWF TAKE THE NEXT STEP WITH YO QUIERO DINERO:📕 Get the book, Financially Lit!: https://financiallylitbook.com 💸 Download the FREE Dinero Guide: https://courses.yoquierodineropodcast.com/ 💬 Book a free Money Call: https://yoquierodineropodcast.com/links/ FOLLOW YO QUIERO DINERO:📸 Instagram: https://www.instagram.com/yoquierodineropodcast 🎥 YouTube: https://www.youtube.com/@yoquierodineropodcast 🎵 TikTok: https://www.tiktok.com/@yoquierodineropodcast This episode was produced by Heart Centered Podcasting. Hosted on Acast. See acast.com/privacy for more information.
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    56 分
  • Venture Capital 101 with GP Lolita Taub

    Venture Capital 101 with GP Lolita Taub
    2026/09/14

    Most of us didn't grow up learning about venture capital — it can feel like a world you're either born into or invited into by elite networks. This week, Jannese sits down with Lolita Taub, General Partner at Ganas Ventures, who has done it all: founder, angel, LP, GP, and ecosystem builder. Lolita breaks down what venture capital actually is (no jargon, promise), how to become an accredited investor without a six-figure salary, and why the questions investors ask founders of color are so different from the ones they ask everyone else. If you've ever felt like investing — or raising money — "isn't for you," this episode is your invitation to the table.


    WE GET INTO:


    01:55 — Growing up in South Central LA & lessons about money

    03:39 — "Echale ganas": the origin of Ganas Ventures

    05:51 — From USC to big tech: IBM, Cisco & finding her "tribe"

    07:45 — The interview series that introduced her to venture capital

    09:12 — Breaking into VC and building her own fund

    10:25 — Representation in venture & the Siete Foods story

    11:37 — What venture capital actually means, no jargon

    13:23 — VC vs. lotto tickets: the real odds

    14:24 — What makes a business "venture backable"

    15:01 — Bootstrap vs. raise: the Calendly story

    17:11 — Why full control means skipping VC money

    18:50 — Crowdfunding and other accessible ways to invest

    19:20 — What is an accredited investor (and how to become one without the income)

    22:07 — The risk of taking money from unaccredited investors

    24:51 — Bias, pedigree, and the double standard for founders of color

    31:25 — How to actually get started as an investor

    34:03 — Angel checks vs. VC checks: how much you really need

    35:03 — Overcoming imposter syndrome & belonging in venture

    36:24 — The size of the Latino economy & rising unicorn founders


    KEY TAKEAWAYS:


    → Venture capital is money businesses raise to grow fast but most small businesses shouldn't raise it, and bootstrapping is often the smarter move.

    → You don't need to be a millionaire to become an accredited investor — working at a fund or taking a certification course can qualify you.

    → Angel investors can write checks as small as $100 through platforms like crowdfunding sites, angel syndicates, and groups like Hustle Fund's Angel Squad.

    → Founders of color get asked "why won't you fail" while their counterparts get asked "how big is your vision" — know this bias exists and come prepared with hard numbers.

    → If the Latino community were its own economy, it would be the third largest in the world. The opportunity in this space is massive!

    → Imposter syndrome is normal. Belonging doesn't require certainty; it requires showing up.


    CONNECT WITH LOLITA:


    Website: lolitataub.co

    Instagram: https://instagram.com/lolitatatub


    TAKE THE NEXT STEP WITH YO QUIERO DINERO:


    📕 Get the book, Financially Lit!: https://financiallylitbook.com

    💸 Download the FREE Dinero Guide: https://courses.yoquierodineropodcast.com/

    💬 Book a free Money Call: https://yoquierodineropodcast.com/links/


    FOLLOW YO QUIERO DINERO:


    Instagram: https://www.instagram.com/yoquierodineropodcast

    YouTube: https://www.youtube.com/@yoquierodineropodcast

    TikTok: https://www.tiktok.com/@yoquierodineropodcast

    Facebook: https://www.facebook.com/yoquierodineropodcast

    Website: https://yoquierodineropodcast.com


    This episode was produced by Heart Centered Podcasting.

    Hosted on Acast. See acast.com/privacy for more information.
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    43 分
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