You can have a big net worth and still have missed what it is actually worth. So what is the number really for?

A historic amount of wealth is moving to women right now, and most say they do not feel ready for it.

Melissa Jenkins is a CPA and a CFA, a principal and wealth advisor at R|W who brings tax and investing together under one roof. She is also Ryan and Shannon's niece and a mom to two young boys, so when she talks about what money is really for, she is not speaking in theory.

Melissa's whole approach starts from one idea. Wealth is not something to fear, to chase, or to worship. It is simply a tool. So she spends less time talking and more time asking questions, she makes sure both spouses get a voice, and she helps families step off the comparison treadmill and the arbitrary number they think they are supposed to hit.

In this episode, Ryan, Shannon, and Melissa talk about why a bigger number does not always mean a richer life, why so many people actually need permission to enjoy what they have saved, and what really happens inside a good client meeting, which turns out to be mostly not about the investments. They get into the hardest money transition there is, going from a lifetime of saving to actually spending, and the question sitting underneath all of it... what is enough?

They also talk about the wave of wealth moving to women, why planning ahead can be one of the most loving things a spouse ever does, how to give while you are still alive to enjoy the result, and why your money and your goals both live beyond you. Melissa even shares the line that makes her clients laugh, that children are not charities, and what it really takes to prepare the next generation to carry wealth well.

If you have ever chased a number without stopping to ask what it was for, this one is for you.

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DISCLAIMER: The opinions expressed are for general informational purposes only. R|W Investment Management, LLC is a registered investment advisor. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital.

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⚠️ DISCLAIMER: The opinions expressed are for general informational purposes only. R|W Investment Management, LLC is a registered investment advisor. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital.

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