Unlock the secrets to conquering the home-buying process in Silicon Valley, from understanding pre-approvals to avoiding costly mistakes. Kevin Son, a seasoned mortgage expert, shares insider tips that turn nervous first-time buyers into confident homeowners.

Imagine walking into an open house and falling in love, only to be sidelined because your financing isn't ready. Kevin reveals exactly what a strong pre-approval looks like today, and why it can make or break your chances in a competitive market.

IN THIS EPISODE, WE COVER

→ The crucial steps to get your mortgage fully underwritten upfront
→ Why working with a local lender accelerates your closing
→ Credit scores, soft vs hard checks, and the true impact of a small score dip
→ The real story behind down payments and mortgage insurance
→ What pitfalls to avoid during escrow

If you're serious about buying in this fast-paced market and want a clear path to success, this episode is your must-listen.

CONNECT WITH US

Julia Wixted | DRE #02110938 | Loveseat Homes
Instagram: @julia.wixted | Facebook: Julia Wixted, Real Estate Agent | TikTok: @julia.wixted
LinkedIn: linkedin.com/in/juliawixted

Vinh Vu | DRE #01857925 | Compass
Instagram: @vinnyvu | TikTok: @vinnyvu2
LinkedIn: linkedin.com/in/vinh-vu-ca

KeyPoint Credit Union is Federally Insured by the NCUA and an Equal Housing Lender. NMLS #417395. This podcast is intended for general informational purposes only. Any opinions expressed are those of the speakers and do not constitute financial, legal, or real estate advice. All loans are subject to credit approval.