エピソード

  • The Raise Hiding in Box 12
    2026/11/09
    On Sunday, November 1, the nurses' union at Brigham and Women's Hospital in Boston gave ten days' notice of an open-ended strike starting Thursday, November 12, at 7 a.m. The hospital says what's still open is pay and health insurance. Its offer puts a 2.5% step on the pay scale right next to a 2.5% insurance contribution that only nurses who haven't been hired yet would pay. Lena and Otis use that one page to explain something most workers never see: your raise and your health coverage come out of the same pot of pay, and the number that shows the insurance side sits in Box 12, Code DD, on your W-2. Along the way: the 1974 law behind the ten-day clock, a hospital system running on a margin of about thirty cents per hundred dollars, what the economists found about premiums and paychecks, and why the same trade is headed for a lot of paychecks in 2027. Then the whole week in one minute: the midterm market whiplash, gas, jobs, consumer mood, Florida's property-tax vote and bitcoin funds. Sources: https://www.wgbh.org/news/local/2026-11-01/brigham-nurses-plan-open-ended-strike-for-mid-november https://www.prnewswire.com/news-releases/mna-brigham-nurses-issue-notice-for-open-ended-strike-beginning-november-12-in-fight-for-patient-safety-and-a-fair-contract-302925763.html https://www.nbcboston.com/news/local/nurse-contract-talks-will-restart-after-final-offer-from-mgb-was-rejected/4041067/ https://www.medicaldaily.com/brigham-nurses-reject-contract-offer-strike-possible-480473 https://newstalknewengland.com/2026/10/12/brigham-says-nurses-union-withdraws-indefinite-strike-notice-as-final-offer-heads-to-vote/ https://news.massgeneralbrigham.org/en/bwh-potential-nursing-strike-oct-10 https://www.massnurses.org/2026/11/05/brigham-nurses-issue-notice-for-open-ended-strike-beginning-november-12-in-fight-for-patient-safety-and-a-fair-contract/ https://thenursingdirectory.com/news/brigham-womens-mna-strike-july-2026 https://www.cbsnews.com/boston/news/brigham-and-womens-hospital-nurses-lockout-strike-boston/ https://www.beckershospitalreview.com/finance/administrative-savings-alone-will-not-be-enough-mass-general-brigham-cuts-more-jobs-amid-300m-budget-shortfall/ https://www.beckershospitalreview.com/finance/mass-general-brigham-posts-59m-fy25-operating-gain-cfo-helping-define-whats-next/ https://www.nbcboston.com/news/local/mass-general-brigham-announces-layoffs/4036248/ https://www.massnurses.org/2016/06/14/brigham-and-womens-hospital-nurses-to-hold-largest-nurse-strike-in-massachusetts-history-on-monday-june-27-unless-bwh-partners-healthcare-stops-valuing-profits-over-patients-and-nurses-agre/ https://www.wbur.org/news/2016/06/26/nurses-strike-averted-2 https://doi.org/10.1111/J.1748-720X.1981.TB00277.X https://www.nlrb.gov/about-nlrb/who-we-are/our-history/1974-health-care-amendments https://www.kff.org/health-costs/2026-employer-health-benefits-survey/ https://planlined.com/resources/benefits-trends-2025/ https://doi.org/10.1086/505049 https://pmc.ncbi.nlm.nih.gov/articles/PMC10792464/ https://www.ncbi.nlm.nih.gov/pubmed/38227313 https://fedlaws.org/12dd-on-w-2-what-it-covers-and-why-its-not-taxable/ https://www.mercer.com/en-us/insights/us-health-news/survey-health-benefit-costs-expected-to-jump-in-2027/ https://www.barrons.com/livecoverage/stock-market-news-today-110426 https://www.newsweek.com/midterm-stock-market-rout-compared-previous-crashes-12677266 https://csnews.com/gas-prices-remain-high-despite-recent-declines https://www.cnbc.com/2026/11/06/jobs-report-october-2026.html https://www.sca.isr.umich.edu/ https://www.wusf.org/politics-issues/2026-11-03/florida-2026-election-results-voters-approve-amendment-3-property-tax-reduction https://www.theblock.co/news/markets/2026-11-07-bitcoin-etfs-flip-negative-for-2026-after-1-28-billion-outflow-week-worst-since-june-435984 Supported by Lynqly. Performed by synthetic voices.
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    19 分
  • The Stranger on Your Electric Bill
    2026/10/26
    On Wednesday, October 21, 2026, Consumer Reports released a survey: 81% of people who've lived in the same home for at least three years say their electric bills went up, and 84% would support a separate rate category for big users like data centers. Lena and Otis follow that number into the place where electric prices actually get set: a rate case, a regulator splitting one bill among everybody, and a hearing room in Wisconsin where anyone can walk up to the mic. It turns out a giant new customer can lower your bill or raise it. Which one you get depends on the fine print, and most of all on who holds the risk if the demand everyone forecast never arrives. The Pacific Northwest's aluminum smelters already ran that experiment once. Plus the rest of the week in one minute: oil, mortgages, consumer mood, coffins and canoes, and gas. Sources: https://www.consumerreports.org/media-room/press-releases/2026/10/rising-electricity-bills-are-straining-household-finances-forcing-many-to-consider-tradeoffs-including-cutting-grocery-budgets-new-consumer-reports-survey-finds/ https://www.upi.com/Top_News/US/2026/10/21/rising-electricity-costs-strain-finances-consumer-reports-survey-says/5601792616345 https://www.naruc.org/commissioners-desk-reference-manual/3-ratemaking-fundamentals-and-principles/ https://www.spglobal.com/market-intelligence/en/news-insights/research/underearning-spread-widens-for-gas-electric-utilities-in-roe-analysis https://www.utilitydive.com/news/pjm-interconnection-capacity-auction-prices/753798/ https://www.power-eng.com/business/pjm-capacity-auction-hits-price-cap-again-as-region-falls-short-of-reliability-target/ https://insidelines.pjm.com/pjm-auction-procures-134479-mw-of-generation-resources/ https://www.utilitydive.com/news/pjm-shapiro-pennsylvania-capacity-auction-price-cap/738591/ https://heatmap.news/sparks/pjm-report-data-centers https://datacentrecentral.com/ieefa-projected-data-center-growth-spurs-pjm-capacity-prices-by-factor-of-10/ https://ieefa.org/resources/projected-data-center-growth-spurs-pjm-capacity-prices-factor-10 https://www.cnn.com/2025/12/22/climate/high-electricity-bills-maryland-new-jersey-pennsylvania https://www.publicpower.org/periodical/article/complaint-filed-ferc-challenges-pjm-rules-tied-data-center-driven-transmission-costs https://investors.centerpointenergy.com/news-releases/news-release-details/centerpoint-energy-announces-historic-customer-savings https://policylab.rutgers.edu/publication/are-data-centers-raising-your-electric-bill-mostly-not-yet/ https://www.latitudemedia.com/news/studies-say-data-centers-dont-raise-rates-does-it-matter/ https://racinecountyeye.com/2026/02/11/psc-data-center-hearing-oppose/ https://www.wpr.org/news/state-regulators-change-we-energies-data-center-rate-proposal-to-protect-customers https://ncdoj.gov/attorney-general-jeff-jackson-governor-stein-respond-to-duke-energys-proposal-for-ncs-first-large-load-tariff/ https://www.bostonglobe.com/2026/09/30/nation/data-centers-bill/ https://www.kitco.com/news/off-the-wire/2026-10-22/investors-see-risk-us-midterms-ai-trade-data-center-backlash-builds https://srnnews.com/data-center-spending-to-more-than-double-to-2-1-trillion-by-2028/ https://www.nwcouncil.org/history/Aluminum/ https://www.latimes.com/archives/la-xpm-2001-jun-03-mn-5843-story.html https://www.eia.gov/analysis/requests/residential/utility/ https://www.in.gov/iurc/about-us/rate-case-overview-and-process https://finance.yahoo.com/energy/articles/oil-prices-rise-supply-concerns-052617190.html https://freddiemac.gcs-web.com/news-releases/news-release-details/mortgage-rates-decrease-732 https://pro.thestreet.com/market-commentary/consumer-sentiment-revised-up-but-still-second-worst-ever-as-inflation-fears-climb https://www.westhawaiitoday.com/2026/10/24/nation-world-news/trump-ends-tariffs-on-some-canadian-products-as-midterms-near/ https://www.foxbusiness.com/politics/us-food-importer-sues-trump-administration-over-50-tariffs-canadian-goods https://www.finder.com/economics/gas-prices Supported by STELQ.
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    24 分
  • The Price Inside Every Price
    2026/10/17
    In September 2026 wholesale diesel rose 21 percent in a single month, and grocery prices went down. Lena and Otis follow one diesel dollar from the pump to the shelf. It goes through a Miami trucker who has been sleeping in his truck since mid-August, a regional grocer who now pays more to move a head of lettuce than the lettuce costs, and a Tucson food truck that cut its prices. The gap between wholesale and consumer inflation turns out to be a bill, and the people in the middle are covering it for now. We also look at which foods are most exposed, how the same fuel spike fed Social Security's 2027 raise, and what the Russian diesel deal does and doesn't change. Then the whole week in one minute: the debt scare around data-center companies, mortgage rates, the White House inquiry into Fed Governor Lisa Cook, tariff refunds, Bank of America's fine and prediction markets. Sources: https://www.bls.gov/ppi/latest-numbers.htm https://meatingplace.com/september-producer-prices-jumped-as-diesel-warehousing-hit-food-biz/ https://www.mdm.com/news/research/economic-trends/september-producer-prices-see-biggest-surge-in-over-4-years/ https://www.cnbc.com/2026/10/14/cpi-inflation-report-september-2026.html https://tradeonlytoday.com/wp-content/uploads/2026/10/1_CPI.pdf https://www.bls.gov/news.release/cpi.htm?daily= https://fred.stlouisfed.org/series/GASDESW https://www.logisticsmgmt.com/article/national_diesel_average_heads_up_for_the_eighth_consecutive_week_reports_eia https://www.forbes.com/sites/rrapier/2026/10/08/how-diesel-went-from-cheaper-than-gasoline-to-much-more-expensive/ https://www.eia.gov/energyexplained/diesel-fuel/diesel-fuel-surcharges.php https://realeconomy.rsmus.com/preserving-retail-and-restaurant-margins-during-an-energy-shock/ https://static.tti.tamu.edu/tti.tamu.edu/documents/TTI-2019-10.pdf https://www.federalreserve.gov/monetarypolicy/files/BeigeBook_20261014.pdf https://www.federalreserve.gov/monetarypolicy/beigebook202610-richmond.htm https://www.bls.gov/opub/ted/2022/prices-for-food-at-home-up-13-5-percent-for-year-ended-august-2022.htm https://www.cnbc.com/2026/10/09/trump-putin-russian-diesel-us-global-markets.html https://ofac.treasury.gov/media/937216/download https://www.cnbc.com/2026/10/13/trump-putin-zelenskyy-russia-ukraine-diesel-oil-price.html https://www.ssa.gov/news/en/press/releases/2026-10-14.html https://freddiemac.gcs-web.com/news-releases/news-release-details/mortgage-rates-hold-steady-740/ https://www.prnewswire.com/news-releases/redfin-reports-list-prices-fall-for-the-first-time-since-march-302909482.html https://www.cnbc.com/2026/10/15/coreweave-credit-default-swaps-hit-distress-levels-as-investors-sour-on-ai-debt.html https://www.swissinfo.ch/eng/stocks-slide-as-ai-rout-drives-investors-to-bonds%3A-markets-wrap/92218059 https://apnews.com/article/cook-federal-reserve-trump-b6baf8a156bba13be41756b78eac1fe9 https://www.dwt.com/insights/2026/10/cit-certifies-ieepa-duty-refund-importer-class https://home.treasury.gov/news/press-releases/sb0657/ https://www.coindesk.com/policy/2026/10/09/u-s-cftc-moves-to-fold-event-contracts-into-swaps-regulations-as-legal-fight-rages https://www.arkansasonline.com/news/2026/oct/03/truckers-struggling-as-diesel-prices-surge/ https://www.kvoa.com/news/local/how-pima-county-truck-drivers-manage-soaring-6-diesel-prices/article_48fac5e4-67f0-4ee7-86b3-931d9117123b.html https://www.marketplace.org/story/2026/10/14/grocery-inflation-diesel-prices Supported by STELQ.
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    22 分