『When the Phone Becomes the Terminal』のカバーアート

When the Phone Becomes the Terminal

When the Phone Becomes the Terminal

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In this episode of Cents Chat, Kitty leads a conversation with Koard about what happens when the phone becomes the payment terminal. Joined by co-host Jason for the technical deep dive, the discussion breaks down why card-present payments are still harder than they look, why so many ISVs default to card-not-present flows, and how Tap to Pay can help platforms bring in-person acceptance directly into their mobile apps.

Koard’s Behailu explains how their platform helps ISVs, PSPs, and software companies navigate the messy parts: EMV complexity, Apple approval, processor routing, cryptography, merchant onboarding, and the operational reality hiding behind one simple tap.

Because payments are never “just an API.”

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