Cyber insurance isn't a safety net you buy once and forget (or...it really shouldn't be). Rather, it's a living part of your security posture. Yet, most businesses don't realize how little their policy actually covers until after a breach has already occurred.

In this episode, Andy and Brandi sit down with Travis Kroger, Cyber Insurance Practice Lead at UKON, to pull back the curtain on what cyber coverage really means, how to read between the lines of a policy, and why the affordable market we're in right now won't last. Travis brings a rare "no-nonsense" perspective that bridges the tech and insurance worlds, making this a conversation IT leaders and business decision-makers alike will want to hear.

0:00 - Welcome & introducing Travis Kroger
3:03 - Tell me something good
10:02 - Why cyber insurance may be priced lower than it should be
14:12 - Why insurance and IT security should be one strategy
16:12 - The biggest coverage gaps IT leaders don't know about
22:12 - The "hidden menu" of cyber insurance
27:36 - How to spot a strong policy vs. a weak one
35:48 - What to do in the first minutes of a cyber incident
39:06 - Travis's role as a wholesale broker

🗨️ Mentioned in this episode:

→ MFA — multi-factor authentication
→ WTF — wire transfer fraud, one of the most common cyber insurance claims
→ DFIR — Digital Forensics and Incident Response
→ Tech E&O — Technology Errors & Omissions insurance
→ Surplus lines market — where most cyber policies are written, giving carriers more flexibility than the state-admitted market

*A note on stats: Travis referenced some industry comparisons from memory during our conversation (fire frequency, cyberattack frequency); treat those as illustrative rather than precise figures. The core point he's making, that cyber risk is more frequent than most businesses assume, holds regardless of the exact numbers.

Connect with Travis: LinkedIn — www.linkedin.com/in/traviskroger | Email: travis@ukon.com

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Get to the Point is produced by High Point Networks for informational purposes only. Guests include High Point Networks professionals as well as subject matter experts from across the industry, each speaking from their own experience and expertise. Content shared is intended as general information and should be evaluated within the context of your specific organization and circumstances. Views expressed by outside guests are their own and do not necessarily reflect those of High Point Networks or its affiliates. High Point Networks assumes no liability for decisions or actions taken based on content discussed in this podcast.