エピソード

  • Back to School: What You Should Know About 529 Plans

    Back to School: What You Should Know About 529 Plans
    2026/09/17
    “Well… It Depends!” explores financial questions that rarely have a one-size-fits-all answer. In this episode, hosts Andrew Baron, CFP®, EA, and Derek Doyle discuss education savings and the different account options available to parents and grandparents looking to help cover the rising cost of education. With the back-to-school season underway, the conversation focuses on 529 plans, Coverdell ESAs, and custodial accounts such as UGMAs and UTMAs. The conversation takes a closer look at why 529 plans have become such a widely used education savings tool, including their tax advantages, expanded list of qualified education expenses, and flexibility for both college and […]
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    14 分
  • Can You Afford to Self-Insure Long-Term Care?

    Can You Afford to Self-Insure Long-Term Care?
    2026/09/03
    “Well… It Depends!” explores financial questions that rarely have a one-size-fits-all answer. In this episode, hosts Andrew Baron, CFP®, EA, and Derek Doyle examine one of the most overlooked risks in retirement: the potential cost of long-term care. While Medicare may cover many routine healthcare expenses, it generally does not cover the extended care provided by nursing homes, assisted living facilities, or in-home care—and those costs can add up quickly. The conversation explores the different ways retirees can prepare for long-term care expenses, including traditional long-term care insurance, hybrid life insurance policies with long-term care benefits, self-insuring, and Medicaid. Andrew and […]
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    13 分
  • AI Stocks, Market Volatility & Why Your Financial Plan Matters

    AI Stocks, Market Volatility & Why Your Financial Plan Matters
    2026/08/20
    “Well… It Depends!” explores financial questions that rarely have a one-size-fits-all answer. In this episode, hosts Andrew Baron, CFP®, EA, and Derek Doyle examine the market and economic forces shaping the second half of 2026. With markets near record highs, inflation remaining persistent, and interest rates potentially staying higher for longer, they explore what investors should be considering as they position their portfolios for the months ahead. The conversation covers interest rates, cash and fixed-income strategies, inflation and energy prices, geopolitical uncertainty, and the potential impact of continued AI investment. Andrew and Derek also discuss portfolio rebalancing, concentration risk, taking profits […]
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    14 分
  • 2026 Market Update: Fed, Inflation, AI Stocks & Investing Outlook

    2026 Market Update: Fed, Inflation, AI Stocks & Investing Outlook
    2026/08/06
    “Well… It Depends!” explores financial questions that rarely have a one-size-fits-all answer. In this episode, hosts Andrew Baron, CFP®, EA, and Derek Doyle examine the current investment landscape following a strong first half of 2026. With markets reaching new highs, inflation remaining persistent, and the Federal Reserve signaling that interest rates could stay higher for longer, investors are asking what comes next—and how they should position their portfolios for the remainder of the year. Andrew and Derek break down the latest economic developments, including the Federal Reserve’s evolving outlook for interest rates and what a “higher for longer” environment could mean […]
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    15 分
  • Trump Accounts Explained: Should You Choose One Over a 529 Plan?

    Trump Accounts Explained: Should You Choose One Over a 529 Plan?
    2026/07/23
    “Well… It Depends!” explores financial questions that rarely have a one-size-fits-all answer. In this episode, hosts Andrew Baron, CFP®, EA, and Derek Doyle discuss one of the newest developments in financial planning: Trump Accounts. Following the passage of recent federal legislation, these new tax-advantaged accounts are now available to help families begin saving for a child’s future, creating new opportunities—and new planning decisions. Andrew and Derek explain how Trump Accounts work, including eligibility requirements, contribution rules, investment limitations, and the government’s $1,000 seed contribution available for qualifying children born between January 1, 2025, and December 31, 2028. They discuss how […]
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    11 分
  • Equity Compensation: Are You Taking Too Much Risk?

    Equity Compensation: Are You Taking Too Much Risk?
    2026/07/09
    “Well… It Depends!” explores financial questions that rarely have a one-size-fits-all answer. In this episode, hosts Andrew Baron, CFP®, EA, and Derek Doyle are joined by Jason Nickerson, CFP®, EA, President and CEO of John G. Ullman & Associates, to discuss one of the most complex areas of financial planning: equity compensation. As markets reach new highs, many employees may find themselves holding a significant amount of company stock through equity compensation programs. But owning a concentrated position in the company you work for creates unique planning considerations—especially when your income, benefits, and investments may all be tied to the […]
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    21 分
  • Are Financial Advisors Worth It? What Investors Should Know

    Are Financial Advisors Worth It? What Investors Should Know
    2026/06/25
    “Well… It Depends!” explores financial questions that rarely have a one-size-fits-all answer. In this episode, hosts Andrew Baron, CFP®, EA, and Derek Doyle tackle a question that has become increasingly relevant in the age of artificial intelligence and digital financial tools: Do I need a financial advisor? They examine the growing availability of AI-powered financial resources and discuss the opportunities—and limitations—of managing your finances without professional guidance. Andrew and Derek break down the challenges individuals may face when going it alone, including keeping up with changing tax laws, understanding broader economic trends, managing cash flow, and creating a comprehensive financial […]
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    12 分
  • A Complicated Market: AI Stocks, SpaceX IPO, Interest Rates & Inflation Explained

    A Complicated Market: AI Stocks, SpaceX IPO, Interest Rates & Inflation Explained
    2026/06/12
    “Well… It Depends!” explores financial decisions and market developments that can’t be answered with a simple yes or no. This week, hosts Andrew Baron, CFP®, EA, and Derek Doyle discuss several of the major forces currently influencing the markets, including the continued surge in artificial intelligence-related investments, the potential impact of high-profile upcoming IPOs, uncertainty surrounding interest rates, and ongoing inflation concerns. From soaring semiconductor stocks and AI infrastructure spending to the anticipated SpaceX IPO and other companies potentially entering the public markets, they break down what investors should consider when evaluating rapidly growing sectors and whether current market enthusiasm […]
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    20 分