Building Bulletproof Real Estate Businesses: Diversification and Resilience with Shane Wilson

What happens when a real estate investor loses everything in a market crash and comes back stronger than ever?

In this raw and inspiring episode of The Wealth in Yourself podcast, host Josh St. Laurent sits down with Shane Wilson, a seasoned entrepreneur and real estate expert with over 20 years of experience who has flipped over 100 properties and built multiple successful businesses.

Shane's journey is the epitome of entrepreneurial resilience. After catching fire in 2006 and buying 27 houses at age 27, he lost everything in the 2008 crash, going bankrupt with over $1 million in bad debt. But this setback became the foundation for his current success, teaching him invaluable lessons about diversification, risk management, and the importance of multiple income streams.

"The biggest thing I learned back then is to diversify my skill sets. So I have multiple skill sets now and multiple income streams," Shane explains, describing how he rebuilt his empire with a completely different approach focused on sustainable growth rather than rapid expansion.

Shane brings a refreshingly honest perspective to real estate investing, challenging the get-rich-quick mentality and emphasizing that success requires relentless persistence, proper risk assessment, and understanding that real estate is fundamentally a sales and marketing business. His no-nonsense approach cuts through industry hype to deliver practical, actionable advice.

The conversation reveals how Shane transformed his 2008 failure into wisdom, building a diversified business empire that includes a real estate team, property management company (managing 120+ units), and insurance agency - all designed to work together and provide stability through market cycles.

💰 What you'll discover:

• Why Shane went bankrupt in 2008 and the critical mistakes that led to his downfall
• How to identify motivated sellers and the psychology behind successful deal-finding
• The real truth about real estate investing vs. running a real estate business
• Why diversification and multiple income streams are essential for long-term success
• Shane's "selfish" approach to building teams and delegating tasks you hate
• How to leverage AI and modern tools while maintaining the human touch through door-knocking
• Why most real estate investors fail due to ego and overleveraging
• The importance of maintaining 50% equity-to-loan ratios for peace of mind
• How to build adjacent income streams that complement your core business
• Why experienced investors should mentor newcomers (and how beginners can find mentors)

Shane shares brutally honest insights about the entrepreneurial journey, including why he prefers smaller, profitable teams over massive operations, and how he structures his businesses to require minimal daily involvement while maintaining quality control.

The episode takes a personal turn when Shane discusses how his business structure allowed him to be present every day when his father battled kidney cancer - highlighting the true value of time freedom that proper business design can provide.

Shane's advice for newcomers is counterintuitive: don't spend your first $1,000 on education or marketing. Instead, find an experienced investor and offer to work for free in exchange for knowledge and mentorship.

Connect with Shane Wilson:Website: ShaneWilsonTraining.com (Free community and content)Social Media: Search "Shane Wilson Real Estate" or "Shane Wilson Training"LinkedIn: https://www.linkedin.com/in/shanewilsonrealestate/

To learn more about Josh and Wealth In Yourself:Website: www.wealthinyourself.com

Connect with us on social media:https://www.instagram.com/wealthinyourselfhttps://www.linkedin.com/company/wealth-in-yourselfhttps://www.youtube.com/@wealthinyourselfhttps://www.facebook.com/officialwealthinyourselfhttps://twitter.com/josh_stlaurenthttps://tiktok.com/@wealthinyourself

Disrupting Real Estate Finance: Asset-Based Lending and the BRRRR Strategy with Saurabh Shah

What if you could finance real estate deals in just 7-10 days without showing tax returns or W-2s? In this game-changing episode of The Wealth in Yourself podcast, host Josh St. Laurent sits down with Saurabh Shah, NYU alumnus and co-founder of InstaLend Corporation, an alternative lending platform that's revolutionizing how investors finance properties.

Saurabh's journey took him from the vibrant heart of Mumbai to Wall Street's financial pulse, where he worked in investment banking and private equity while flipping houses on the side. This unique combination of high finance experience and hands-on real estate investing led him to identify a critical gap in the market - the difficulty new investors face accessing capital without traditional income documentation.

"We make a loan based on the value of real estate, not based on what your individual income is. We only underwrite the asset. We do not underwrite the individuals," Saurabh explains, describing how InstaLend's asset-based approach removes traditional lending barriers.

InstaLend has been recognized as one of the fastest-growing companies in the US, providing thousands of real estate entrepreneurs access to capital that allows them to redevelop neighborhoods. Their innovative approach focuses purely on the property's value rather than the borrower's personal income, enabling experienced investors and newcomers alike to scale their portfolios rapidly.

The conversation reveals how economic fluctuations post-COVID have reshaped the real estate landscape, from material cost inflation to supply chain disruptions, and how smart investors are adapting their strategies accordingly.

💰 What you'll discover:

• How asset-based lending works and why it's faster than conventional mortgages (7-10 days vs 30-45 days)
• The game-changing benefits: 90% purchase financing + 100% rehab coverage for experienced investors
• Why business purpose loans don't affect personal credit scores or utilization
• The shift from fix-and-flip to BRRRR (Buy, Rehab, Rent, Refinance) strategy in today's market
• How investors are pivoting to new construction due to housing inventory shortages
• The rise of wholesaling as investors wait for interest rates to decline
• Portfolio loan strategies for scaling beyond individual properties
• COVID's impact on material costs, labor shortages, and project timelines
• Why Section 8 housing offers premium rental yields for savvy investors
• The difference between portfolio loans and business lines of credit

Saurabh shares insights on current market trends, including the massive shift toward ground-up construction projects as existing housing inventory from the 1980s-90s becomes scarce. He explains how InstaLend has adapted by financing land acquisition for new construction projects, not just traditional rehabs.

The episode concludes with Saurabh's philosophy on building wealth through multiple income streams and his practical advice for getting started with just $1,000 - emphasizing the power of compounding and diversified investment approaches.

Connect with Saurabh Shah:Website: InstaLend.comLinkedIn: https://www.linkedin.com/in/saurabhshah85

To learn more about Josh and Wealth In Yourself:Website: www.wealthinyourself.com

Connect with us on social media:https://www.instagram.com/wealthinyourselfhttps://www.linkedin.com/company/wealth-in-yourselfhttps://www.youtube.com/@wealthinyourselfhttps://www.facebook.com/officialwealthinyourselfhttps://twitter.com/josh_stlaurenthttps://tiktok.com/@wealthinyourself

#RealEstateLending #AssetBasedLending #PrivateLending #RealEstateInvesting #BRRRRStrategy #FixAndFlip #RealEstateFinance #AlternativeLending #PropTech #InvestmentStrategy #RealEstateScaling #PortfolioLoans #NewConstruction #PassiveIncome #WealthBuilding #FinancialFreedom #RealEstateEntrepreneur #InvestmentProperty #RealEstateDeals #FinancialPlanning

Episode Title: Breaking Into Real Estate Syndications: From $1M Deals to Passive Income with Tilden Moschetti

What if you could access million-dollar real estate deals without having all the capital yourself? In this comprehensive episode of The Wealth in Yourself podcast, host Josh St. Laurent sits down with Tilden Moschetti, CCIM, Esq., a syndication attorney who focuses exclusively on Regulation D offerings for real estate syndicators, business owners, entrepreneurs, and private equity funds.

Tilden brings a unique perspective as both a practicing syndication attorney and an active syndicator himself. His journey began when a partner showed him a deal and asked if they could syndicate it together - despite Tilden having no idea what syndication meant at the time. That first successful deal changed everything, leading him to transition his entire practice from real estate litigation to syndication law nine years ago.

"Any time there is an offering where somebody is going to invest money and they're going to be passive, that's a security," Tilden explains, breaking down the regulatory framework that governs these powerful investment vehicles.

This episode demystifies the world of real estate syndications, covering everything from the investor perspective to the sponsor side. Tilden reveals why syndications typically make sense once you're raising over $1 million and shares the startup costs involved (typically $30-50K including legal fees).

The conversation explores the critical differences between Rule 506(b) and Rule 506(c) offerings, helping listeners understand when each structure makes sense based on their investor relationships and capital-raising strategy.

💰 What you'll discover:

• Why syndications are securities and how Regulation D exemptions work
• The difference between accredited and non-accredited investor requirements
• How to evaluate syndication deals as an investor - red flags and green flags
• The reality of liquidity constraints and loss of control as a passive investor
• Minimum deal sizes that make syndications financially viable ($1M+)
• Startup costs and legal requirements for sponsors
• How profit distributions work between sponsors and investors
• The truth about preferred returns and profit splits (typically 7% preferred, then 70/30 split)
• Tax implications and K-1 distributions for all participants
• When to use Rule 506(b) vs 506(c) based on your investor network
• Why Tilden's worst investor put in $5,000 and his best gave him $1M

Tilden shares candid insights about investor behavior, revealing why setting minimum investment thresholds isn't about exclusion but about managing investor relations effectively. He also discusses the flexibility of syndication structures and how deals can be modified if capital-raising goals aren't met.

The episode concludes with Tilden's perspective on the growing trend toward alternative investments as people seek more control and direct communication with sponsors compared to public market investments.

Connect with Tilden Moschetti:Website: MoschettiLaw.comYouTube: Search "Moschetti Syndication Law" for 150+ educational videos

To learn more about Josh and Wealth In Yourself:Website: www.wealthinyourself.com

Connect with us on social media:Instagram: https://www.instagram.com/wealthinyourselfLinkedIn: https://www.linkedin.com/company/wealth-in-yourselfYouTube: https://www.youtube.com/@wealthinyourselfFacebook: https://www.facebook.com/officialwealthinyourselfTwitter: https://twitter.com/josh_stlaurentTikTok: https://tiktok.com/@wealthinyourself

#RealEstateSyndication #RegulationD #PassiveInvestment #RealEstateInvesting #SyndicationLaw #AccreditedInvestor #PrivateEquity #AlternativeInvestments #RealEstateAttorney #InvestmentStrategy #WealthBuilding #FinancialFreedom #RealEstate #PrivatePlacements #InvestorEducation #SyndicationDeals #RealEstateDeals #PassiveIncome #InvestmentLaw #FinancialPlanning

What happens when financial planning meets mindfulness and true empathetic listening? In this transformative episode of The Wealth in Yourself podcast, host Josh St. Laurent sits down with Saundra Davis, MSFP, MCC, APFC®, FBS®, known as "The Financial Coaches Coach", who challenges everything we think we know about money and planning.With fierce compassion, Saundra shares her philosophy: "I'm not in the business of helping people be more comfortable with being poor, my role is to help people create the life they want, and take action on what they need to do to make it happen."Saundra drops a truth bomb that flips conventional wisdom upside down: "The less you have, the more important planning is because you just don't have a lot of room for error." While most people assume those with less money need less planning, Saundra reveals why the opposite is true and how this misconception creates dangerous gaps in financial education."The less you have, the more important planning is because you just don't have a lot of room for error," Saundra explains, highlighting how financial vulnerability actually requires more intentional strategy, not less attention.This episode explores the often misunderstood landscape of financial professionals and when to seek help from coaches versus planners versus therapists. Saundra breaks down her continuum of financial well-being, from education and counseling to coaching, planning, and therapy, helping listeners understand which professional can best serve their unique needs.What you'll discover:Why people with less money actually need more financial planning, not lessThe truth about FIRE movement burnout and why early retirees are returning to workHow to distinguish between financial educators, counselors, coaches, planners, and therapistsThe 70/30 rule of coaching - why clients do most of the workSaundra's personal financial trauma story and the insurance company wake-up callThe difference between listening to reply versus listening to understandWhy "me too" responses can actually harm instead of helpHow mindfulness creates the foundation for better financial decisionsThe power of the pause in both money conversations and life decisionsSaundra challenges the rising buzzwords in personal finance, warning against getting trapped in limiting labels like "I'm not good with money" or "I have financial trauma I can't recover from." Instead, she advocates for understanding that wherever you are, you can learn a new way and try a new path.The episode culminates with Saundra's definition of wealth - living with ease in all areas of life - and her practical advice for starting wherever you are on your financial journey.Connect with Saundra Davis:LinkedIn: https://www.linkedin.com/in/saundradavis/Website: SageFinancialSolutions.orgTo learn more about Josh and Wealth In Yourself, visit: www.wealthinyourself.com Connect with us on social media at: ⁠https://www.instagram.com/wealthinyourself⁠ ⁠https://www.linkedin.com/company/wealth-in-yourself⁠ ⁠https://www.youtube.com/@wealthinyourself ⁠https://www.facebook.com/⁠officialwealthinyourself ⁠https://twitter.com/josh_stlaurent⁠ ⁠https://tiktok.com/@wealthinyourself⁠#FinancialCoaching #Mindfulness #FinancialPlanning #MoneyMindset #FinancialTherapy #PersonalFinance #WealthBuilding #EmpathyInFinance #FinancialWellness #MoneyTrauma #FIREMovement #FinancialFreedom #ListeningSkills #EmotionalIntelligence #FinancialEducation #MindfulMoney #WealthMindset #MoneyPsychology #FinancialHealing

Welcome to Linda Grizely, your Money Mindset Mentor. Linda is passionate about guiding women through transformative journeys.

In her career as a financial planner, Linda witnessed clients facing self-imposed obstacles that hindered their financial growth. Many times, she found herself thinking, "If only they could break free from these internal barriers." Or more realistically, “They need to get out of their own way!”

Reflecting on this, Linda thought about her own experiences with money. Growing up in a lower-middle-class household, she had inherited a scarcity mindset. As her life progressed, she experienced diverse money situations and observed many narratives. Through these vast life experiences, and through self-realization, she set out on a journey of self-improvement and unwittingly rewrote her money script.

Now, she empowers others to overcome internal obstacles to financial success. At Mindset & Money, she enables women to shift their money mindsets, dismantling internal obstacles blocking their financial success.

To connect with Linda on social media, visit:

• https://www.mindsetandmoney.com/
• https://visionsfp.com/
• https://mailchi.mp/visionsfp/links
• ⁠⁠https://www.linkedin.com/in/linda-grizely/⁠
• https://www.instagram.com/mindsetandmoneyllc/
• https://www.facebook.com/mindsetandmoneyllc
• https://www.youtube.com/@lindatalksmindsetandmoney

To learn more about Josh and Wealth In Yourself, visit: ⁠www.wealthinyourself.com ⁠

Connect with us on social media at: ⁠

• ⁠https://www.instagram.com/wealthinyourself⁠ ⁠
• ⁠⁠https://www.linkedin.com/company/wealth-in-yourself⁠ ⁠⁠
• ⁠https://www.youtube.com/@wealthinyourself ⁠⁠
• ⁠https://www.facebook.com/⁠officialwealthinyourself ⁠⁠
• ⁠https://twitter.com/josh_stlaurent⁠ ⁠⁠
• ⁠https://tiktok.com/@wealthinyourself⁠⁠

Get access to Jason’s 6-video training series for FREE by visiting https://ultimatesuccessblueprint.com/ and using code “JOSH” to download the whole course at no cost, no strings attached.

For even more, join Jason’s Transformation Nation Community on Facebook for ongoing support and free resources.

Today we’re joined by Jason Roberts, a charismatic National Speaker and Peak Performance Coach who has dedicated his life to studying the formulas for success and implementing these habits to create massive results in a fraction of the time. Despite growing up in a broken household and being a college dropout, Jason has successfully built 11 of his own companies, 10 of which generated over 1 million dollars in revenue their first year in business. He has helped tens of thousands of people help grow and scale their businesses in industries as diverse as real estate investing, medical practices, insurance, construction companies, medical spas, and more.

Jason Roberts is a world class business and mindset coach whose true expertise lies in scaling any business to 7 and 8 figures within the first year. He has positively impacted & spoken in front of over 20,000 people all over the country. Jason is passionate about sharing his knowledge of business and the inner workings of the mind with audiences around the world. He believes that extraordinary success can be achieved by anyone who is willing to believe in and invest in themselves.

To connect with Jason on social media, visit:

• https://linktr.ee/coachjasonroberts
• https://www.facebook.com/coachjasonroberts/
• https://www.instagram.com/coachjasonroberts/
• https://www.youtube.com/channel/UCVY4qdX4A-GnTFbffYxG4EA
• https://www.tiktok.com/@coachjasonroberts
  

To learn more about Josh and Wealth In Yourself, visit: www.wealthinyourself.com

Connect with us on social media at: ⁠

• https://www.instagram.com/wealthinyourself⁠
• ⁠https://www.linkedin.com/company/wealth-in-yourself⁠ ⁠
• https://www.youtube.com/@wealthinyourself ⁠
• https://www.facebook.com/⁠officialwealthinyourself ⁠
• https://twitter.com/josh_stlaurent⁠ ⁠
• https://tiktok.com/@wealthinyourself⁠

  
  

  
  

Our guest today is Dr. Jeff Anzalone, also known as the Debt-Free Doctor, a periodontist who teaches a unique prescription for success centered around mindset shifts.

Dr. Anzalone shares his journey from having $300K in student loan debt to becoming a thriving real estate investor. His wake-up call came when he broke his wrist and realized the importance of having multiple income streams for his family’s financial security and future.

Through his platform, he empowers clients to elevate their health, maximize their wealth with real estate, and enrich their relationships to give them the life they want. Dr. Anzalone emphasizes the importance of mindset, seeking knowledge from experts, and taking consistent action.

Grab the Debt-Free Doctor’s Free Passive Income Guide here:

https://www.debtfreedr.com/ultimate-passive-income-guide/

To learn more about Dr. Anzalone and his work, visit: https://www.debtfreedr.com

To connect with Dr. Anzalone on social media, visit: https://www.instagram.com/drjeffanzalone

https://www.linkedin.com/in/debtfreedr

https://www.youtube.com/@DebtFreeDoctorJeffAnzalone

https://www.facebook.com/jeff.anzalone.7

To learn more about Josh and Wealth In Yourself, visit: www.wealthinyourself.com

Connect with us on social media at: ⁠https://www.instagram.com/wealthinyourself⁠ ⁠https://www.linkedin.com/company/wealth-in-yourself⁠ ⁠https://www.youtube.com/@wealthinyourself⁠ ⁠https://www.facebook.com/⁠officialwealthinyourself ⁠https://twitter.com/josh_stlaurent⁠ ⁠https://tiktok.com/@wealthinyourself⁠

Karim Kerachni is a serial entrepreneur, real estate franchise developer, and adventurous globe trotter. He was born in Canada with Algerian parents, grew up in France, lived in Kuwait, and is currently spending a year in Malaysia. Karim is passionate about being an entrepreneur, launching and growing businesses, and exploring the world while he’s doing it. His motto is “Work to live, don’t live to work.”

With 13+ years experience in Sales and Management across North America and France in his early career, Karim found his true calling in launching new ventures, creating systems and processes, and business development at large. Karim defines himself as an entrepreneur more than a business owner: once the business is up and running, he’s ready to move on to the next adventure!

Karim started a residential and commercial cleaning company called Steamates in Nova Scotia which afforded him the time to focus on his next journey, doing franchise development in Massachusetts for PropertyGuys.com, the largest private home sale network in North America. Karim shares about his story, how he's able to be successful while being on the other side of the world, and how he plans to grow in the future.

To learn more about Karim and his work, visit:

https://info.propertyguys.com/mass/

https://www.linkedin.com/in/karim-kerachni

https://www.instagram.com/propertyguys_franchises_mass/

https://www.linkedin.com/company/propertyguys-franchises-ma/

To learn more about Josh and Wealth In Yourself, visit:

www.wealthinyourself.com

Connect with us on social media at: ⁠

https://www.instagram.com/wealthinyourself⁠ ⁠https://www.linkedin.com/company/wealth-in-yourself/⁠ ⁠https://www.youtube.com/@wealthinyourself⁠ ⁠https://www.facebook.com/⁠officialwealthinyourself ⁠

https://twitter.com/josh_stlaurent⁠ ⁠

https://tiktok.com/@wealthinyourself⁠