Building Bulletproof Real Estate Businesses: Diversification and Resilience with Shane Wilson

What happens when a real estate investor loses everything in a market crash and comes back stronger than ever?

In this raw and inspiring episode of The Wealth in Yourself podcast, host Josh St. Laurent sits down with Shane Wilson, a seasoned entrepreneur and real estate expert with over 20 years of experience who has flipped over 100 properties and built multiple successful businesses.

Shane's journey is the epitome of entrepreneurial resilience. After catching fire in 2006 and buying 27 houses at age 27, he lost everything in the 2008 crash, going bankrupt with over $1 million in bad debt. But this setback became the foundation for his current success, teaching him invaluable lessons about diversification, risk management, and the importance of multiple income streams.

"The biggest thing I learned back then is to diversify my skill sets. So I have multiple skill sets now and multiple income streams," Shane explains, describing how he rebuilt his empire with a completely different approach focused on sustainable growth rather than rapid expansion.

Shane brings a refreshingly honest perspective to real estate investing, challenging the get-rich-quick mentality and emphasizing that success requires relentless persistence, proper risk assessment, and understanding that real estate is fundamentally a sales and marketing business. His no-nonsense approach cuts through industry hype to deliver practical, actionable advice.

The conversation reveals how Shane transformed his 2008 failure into wisdom, building a diversified business empire that includes a real estate team, property management company (managing 120+ units), and insurance agency - all designed to work together and provide stability through market cycles.

💰 What you'll discover:

• Why Shane went bankrupt in 2008 and the critical mistakes that led to his downfall
• How to identify motivated sellers and the psychology behind successful deal-finding
• The real truth about real estate investing vs. running a real estate business
• Why diversification and multiple income streams are essential for long-term success
• Shane's "selfish" approach to building teams and delegating tasks you hate
• How to leverage AI and modern tools while maintaining the human touch through door-knocking
• Why most real estate investors fail due to ego and overleveraging
• The importance of maintaining 50% equity-to-loan ratios for peace of mind
• How to build adjacent income streams that complement your core business
• Why experienced investors should mentor newcomers (and how beginners can find mentors)

Shane shares brutally honest insights about the entrepreneurial journey, including why he prefers smaller, profitable teams over massive operations, and how he structures his businesses to require minimal daily involvement while maintaining quality control.

The episode takes a personal turn when Shane discusses how his business structure allowed him to be present every day when his father battled kidney cancer - highlighting the true value of time freedom that proper business design can provide.

Shane's advice for newcomers is counterintuitive: don't spend your first $1,000 on education or marketing. Instead, find an experienced investor and offer to work for free in exchange for knowledge and mentorship.

Connect with Shane Wilson:Website: ShaneWilsonTraining.com (Free community and content)Social Media: Search "Shane Wilson Real Estate" or "Shane Wilson Training"LinkedIn: https://www.linkedin.com/in/shanewilsonrealestate/

To learn more about Josh and Wealth In Yourself:Website: www.wealthinyourself.com

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Disrupting Real Estate Finance: Asset-Based Lending and the BRRRR Strategy with Saurabh Shah

What if you could finance real estate deals in just 7-10 days without showing tax returns or W-2s? In this game-changing episode of The Wealth in Yourself podcast, host Josh St. Laurent sits down with Saurabh Shah, NYU alumnus and co-founder of InstaLend Corporation, an alternative lending platform that's revolutionizing how investors finance properties.

Saurabh's journey took him from the vibrant heart of Mumbai to Wall Street's financial pulse, where he worked in investment banking and private equity while flipping houses on the side. This unique combination of high finance experience and hands-on real estate investing led him to identify a critical gap in the market - the difficulty new investors face accessing capital without traditional income documentation.

"We make a loan based on the value of real estate, not based on what your individual income is. We only underwrite the asset. We do not underwrite the individuals," Saurabh explains, describing how InstaLend's asset-based approach removes traditional lending barriers.

InstaLend has been recognized as one of the fastest-growing companies in the US, providing thousands of real estate entrepreneurs access to capital that allows them to redevelop neighborhoods. Their innovative approach focuses purely on the property's value rather than the borrower's personal income, enabling experienced investors and newcomers alike to scale their portfolios rapidly.

The conversation reveals how economic fluctuations post-COVID have reshaped the real estate landscape, from material cost inflation to supply chain disruptions, and how smart investors are adapting their strategies accordingly.

💰 What you'll discover:

• How asset-based lending works and why it's faster than conventional mortgages (7-10 days vs 30-45 days)
• The game-changing benefits: 90% purchase financing + 100% rehab coverage for experienced investors
• Why business purpose loans don't affect personal credit scores or utilization
• The shift from fix-and-flip to BRRRR (Buy, Rehab, Rent, Refinance) strategy in today's market
• How investors are pivoting to new construction due to housing inventory shortages
• The rise of wholesaling as investors wait for interest rates to decline
• Portfolio loan strategies for scaling beyond individual properties
• COVID's impact on material costs, labor shortages, and project timelines
• Why Section 8 housing offers premium rental yields for savvy investors
• The difference between portfolio loans and business lines of credit

Saurabh shares insights on current market trends, including the massive shift toward ground-up construction projects as existing housing inventory from the 1980s-90s becomes scarce. He explains how InstaLend has adapted by financing land acquisition for new construction projects, not just traditional rehabs.

The episode concludes with Saurabh's philosophy on building wealth through multiple income streams and his practical advice for getting started with just $1,000 - emphasizing the power of compounding and diversified investment approaches.

Connect with Saurabh Shah:Website: InstaLend.comLinkedIn: https://www.linkedin.com/in/saurabhshah85

To learn more about Josh and Wealth In Yourself:Website: www.wealthinyourself.com

Connect with us on social media:https://www.instagram.com/wealthinyourselfhttps://www.linkedin.com/company/wealth-in-yourselfhttps://www.youtube.com/@wealthinyourselfhttps://www.facebook.com/officialwealthinyourselfhttps://twitter.com/josh_stlaurenthttps://tiktok.com/@wealthinyourself

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Episode Title: Breaking Into Real Estate Syndications: From $1M Deals to Passive Income with Tilden Moschetti

What if you could access million-dollar real estate deals without having all the capital yourself? In this comprehensive episode of The Wealth in Yourself podcast, host Josh St. Laurent sits down with Tilden Moschetti, CCIM, Esq., a syndication attorney who focuses exclusively on Regulation D offerings for real estate syndicators, business owners, entrepreneurs, and private equity funds.

Tilden brings a unique perspective as both a practicing syndication attorney and an active syndicator himself. His journey began when a partner showed him a deal and asked if they could syndicate it together - despite Tilden having no idea what syndication meant at the time. That first successful deal changed everything, leading him to transition his entire practice from real estate litigation to syndication law nine years ago.

"Any time there is an offering where somebody is going to invest money and they're going to be passive, that's a security," Tilden explains, breaking down the regulatory framework that governs these powerful investment vehicles.

This episode demystifies the world of real estate syndications, covering everything from the investor perspective to the sponsor side. Tilden reveals why syndications typically make sense once you're raising over $1 million and shares the startup costs involved (typically $30-50K including legal fees).

The conversation explores the critical differences between Rule 506(b) and Rule 506(c) offerings, helping listeners understand when each structure makes sense based on their investor relationships and capital-raising strategy.

💰 What you'll discover:

• Why syndications are securities and how Regulation D exemptions work
• The difference between accredited and non-accredited investor requirements
• How to evaluate syndication deals as an investor - red flags and green flags
• The reality of liquidity constraints and loss of control as a passive investor
• Minimum deal sizes that make syndications financially viable ($1M+)
• Startup costs and legal requirements for sponsors
• How profit distributions work between sponsors and investors
• The truth about preferred returns and profit splits (typically 7% preferred, then 70/30 split)
• Tax implications and K-1 distributions for all participants
• When to use Rule 506(b) vs 506(c) based on your investor network
• Why Tilden's worst investor put in $5,000 and his best gave him $1M

Tilden shares candid insights about investor behavior, revealing why setting minimum investment thresholds isn't about exclusion but about managing investor relations effectively. He also discusses the flexibility of syndication structures and how deals can be modified if capital-raising goals aren't met.

The episode concludes with Tilden's perspective on the growing trend toward alternative investments as people seek more control and direct communication with sponsors compared to public market investments.

Connect with Tilden Moschetti:Website: MoschettiLaw.comYouTube: Search "Moschetti Syndication Law" for 150+ educational videos

To learn more about Josh and Wealth In Yourself:Website: www.wealthinyourself.com

Connect with us on social media:Instagram: https://www.instagram.com/wealthinyourselfLinkedIn: https://www.linkedin.com/company/wealth-in-yourselfYouTube: https://www.youtube.com/@wealthinyourselfFacebook: https://www.facebook.com/officialwealthinyourselfTwitter: https://twitter.com/josh_stlaurentTikTok: https://tiktok.com/@wealthinyourself

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