What if every budget you've ever "failed" wasn't your fault at all?

Here's the truth they don't want you to know: Your budget isn't broken. Your willpower isn't weak. Your body is literally hijacking your financial decisions to protect you from perceived danger.

In this episode, Amanda exposes the invisible force that's been sabotaging even the smartest, most capable people ... and it has nothing to do with discipline.

You'll discover:

• Why your brain goes offline the moment you open your bank account (and what's really happening in your nervous system)
• The shocking research: financial stress drops your IQ by 13 points—you're literally making decisions with a handicapped brain
• How your "Financial Nervous System" mistakes budget reviews for life-threatening danger
• Why all the spreadsheets, apps, and perfect plans in the world can't override biology

Key Quote: "You can have perfect financial knowledge, flawless systems, and iron discipline, but if your nervous system interprets financial management as dangerous, it will override everything. Every. Single. Time."

This isn't a character flaw. This is biology working against your bank account.

And once you understand it, everything changes.

🎧 Listen now. This episode will flip every "failure" story you've been telling yourself.

Ready to work WITH your biology instead of against it? Take the Find Your Flow Assessment: livecounterflow.com

#PodcastEpisode #FinancialNervousSystem #BudgetingTips #KeepingWealth

00:00 Introduction: The Real Culprit Behind Budgeting Failure

00:38 Welcome to Wealth Wisdom Financial Podcast

01:15 Amanda's Return and Special Announcement

02:13 A Personal Story: The Power of Mind-Body Connection

05:25 Meet Paul: The Engineer Who Couldn't Stick to a Budget

05:55 The Financial Nervous System: How Stress Impacts Decision Making

08:12 Break: Schedule Your Discovery Call

09:24 The Data: Financial Stress and Cognitive Performance

11:12 Addressing the Real Problem: Nervous System Safety

12:02 Introducing Financial Safety Architecture

13:10 Conclusion: Find Your Flow Assessment

Watch on YouTube: https://youtu.be/XgPDWgHOz5M

👉 Feeling stuck in the grind of running your business? You’re not alone.

In this episode, Brandon sits down with Justin Lund, entrepreneur, operator, and the brains behind Propel, to talk about what it really takes to scale without sacrificing your sanity.

Justin’s story isn’t your typical business bio. He’s built companies, sold them, lost tens of millions in a legal storm, and came back stronger. His personal journey through addiction recovery and professional reinvention makes this conversation raw, real, and ridiculously insightful.

We cover:

✅ Why financial strategy isn’t just about numbers—it’s about freedom

✅ The “Freedom Flywheel”: mindset, systems, and delegation as the keys to scaling

✅ Smart ways to protect your business legally before disaster strikes

✅ How to build systems before hiring, so delegation doesn’t turn into chaos

✅ The role of limiting beliefs in holding you back (and how to break through them)

✅ Real examples of entrepreneurs who transformed their businesses with leverage and playbooks

Whether you’re scaling a startup, rebuilding after a hit, or just tired of doing everything yourself, this episode is packed with gold.

00:00 Introduction to Wealth Wisdom Financial

00:52 Meet Justin Lund: Entrepreneurial Journey

03:00 Overcoming Addiction and Personal Struggles

05:57 Building a Business from Rock Bottom

11:48 The Importance of Systems and Mindset

22:45 Optimizing Time and Wealth

23:19 The STILL Method Explained

25:18 Transformative Success Stories

30:14 Mindset and Systems for Entrepreneurs

33:14 Financial Systems and AI

36:56 Connecting and Resources

41:43 Final Thoughts and Encouragement

Watch on YouTube: https://youtu.be/Ebr5RpUCVGQ

In this episode, Brandon Neely sits down with estate planning and probate attorney Paul Deloughery to explore the deeper meaning behind inheritance, legacy, and wealth transfer. You’ll hear Paul share eye-opening insights on why some families flourish after inheriting wealth, while others fall apart. The conversation goes beyond wills and trusts to uncover how estate planning is really about protecting relationships, not just assets.

Together, we discuss:

• Why estate planning matters and the myths that keep people from doing it.
• Paul’s sudden inheritance story and the reality of Sudden Wealth Syndrome.
• How grief, trauma, and family secrets can complicate financial decisions.
• The dangers of poor planning, from taxes to risky investments.
• Why passing down values and vision matters as much as passing down money.
• Practical steps: family meetings, communication, and building a professional support team.
• Why the greatest inheritance is love and connection, not just financial assets.

👤 About Our Guest:

Paul Deloughery is an estate planning and probate attorney based in Phoenix, Arizona. He’s the author of Lasting Wealth: A Revolutionary Method of Family Wealth Transfer—a guide to building multi-generational wealth with intention and heart. Paul’s mission? Helping families protect not just what they’ve built, but who they are.

📘 Get the Book:

Lasting Wealth: A Revolutionary Method of Family Wealth Transfer – Available on Amazon

👉 If you’ve ever wondered how to prepare your family for both the money and the meaning you want to leave behind, this conversation with Paul will give you both cautionary lessons and hopeful guidance.

00:00 Introduction and welcome

00:52 Meet Paul Deloughery: 25+ years in estate planning and trust litigation

02:50 Why estate planning matters + common myths

05:46 Paul’s personal story: sudden inheritance at age 42

06:55 Sudden Wealth Syndrome explained

07:42 How Paul lost wealth to taxes and risky investments

09:29 The emotional side of inheritance

10:27 Why you need a plan (or others will take advantage)

13:02 Family values, context, and vision for wealth

14:45 Trauma, secrets, and their financial impact

17:01 Healing and creating new habits

18:34 Legacy through family meetings and communication

21:10 Advice for families: start early, plan well

24:23 Who Paul helps (it’s not just the ultra-wealthy)

25:53 Building a team: attorney, tax, financial

27:44 Closing thoughts: the biggest inheritance is love and family connection

Watch on YouTube: https://youtu.be/Fdu1XdSoUU0

In this episode, Brandon Neely sits down with David C. Barnett, a small business transaction expert, consultant, and author of The Business Fortress. With decades of experience helping entrepreneurs buy, sell, finance, and strengthen their companies, David brings a wealth of wisdom about what makes a business resilient versus fragile.

The conversation follows David’s journey from his early business curiosity and career with the Yellow Pages to navigating the 2008–09 financial crisis, and eventually building a practice that helps business owners worldwide. Along the way, Brandon and David dig into the big ideas from The Business Fortress and what every entrepreneur needs to know if they want their company to last.

Together, they explore:

• Why profits alone don’t guarantee success, and how the cash conversion cycle can make or break a business.
• The difference between owning a business and owning a job, and how systems create freedom.
• The myth of “passive income” in small business ownership (and what to aim for instead).
• The risks of overleveraging, mixing personal and business finances, or overpaying for a company.
• Practical tools for building resilience, including high cash value life insurance and a strong balance sheet.
• How to set clear criteria for when your business is an asset and when it’s time to pivot.

This isn’t just theory. It’s a real-world conversation about the challenges, risks, and rewards of entrepreneurship and how to build a business that can withstand storms while still serving your life, not consuming it.

👉 If you’re a business owner, thinking about buying a business, or simply want to protect the one you’ve built, this episode will give you practical strategies and a new perspective on what it means to build with the end in mind.

00:00 Introduction and welcome

00:32 Meet David C. Barnett: small business transaction expert

04:19 David’s early business lessons from the Yellow Pages

07:05 The 2008–09 financial crisis and a shift into business brokerage

09:55 The “Business Fortress” concept: building resilient businesses

12:10 The cash conversion cycle: why growth can threaten cash flow

14:58 How resilient businesses survive downturns

18:21 The myth of passive income in small business ownership

20:00 Why industry experience and research matter before buying a business

24:00 Small business as a risky, illiquid asset class

29:00 Bridging the gap between business and personal finances

32:00 Setting clear criteria for business viability and involving your team

34:00 Final advice: build with the end in mind, read The Business Fortress

35:00 Where to find David online + closing remarks

Watch on YouTube: https://youtu.be/AYprdPp8HMk

In this episode of the Wealth Wisdom Financial Podcast, host Brandon Neely welcomes “The Banking Bros” Jeremiah and Jonah, two real-life brothers bringing fresh perspective and family-rooted wisdom to the world of Infinite Banking.

The conversation traces their unique paths from traditional banking and ministry into becoming passionate advocates for the Infinite Banking Concept (IBC). Along the way, they explore how faith, family, and cultural context have shaped their financial philosophies.

Together, they unpack:

• Their journey from conventional careers into Infinite Banking
• Where they agree and disagree with financial voices like Dave Ramsey
• Why true financial independence is more about mindset and education than quick-fix products
• Lessons from history, like how A.G. Gaston used life insurance to fuel civil rights efforts
• The “three cup setup” teaching tool that makes IBC easy to understand
• How families can teach the next generation about money, abundance, and legacy

This isn’t just another conversation about money, it’s about ethics, stewardship, and creating a financial system that serves both families and communities.

👉 If you’re curious about Infinite Banking, wrestling with traditional financial advice, or simply looking for a values-based approach to money, this episode will leave you both inspired and equipped.

0:00 Introduction

0:52 Meet The Banking Bros

2:20 Coffee, Family, and Business

3:50 Getting into Infinite Banking

8:56 Upbringing, Ministry, and Money

14:16 Dave Ramsey’s Influence

16:30 Infinite Banking vs. Traditional Advice

18:56 Mindset, Scarcity, and Abundance

24:14 Ethical Business & Community Impact

31:45 Generational Wealth & Family Banking

35:15 The Three Cup Setup

39:00 Motivation & Mission

43:00 Cash Flow, Freedom, and Family

46:23 Resources & Where to Find The Banking Bros

46:49 Closing Thoughts & Call to Action

Watch on YouTube: https://youtu.be/Bx_qmW3VnCk

What does it take to pivot from a collapsing business model into a thriving, future-proof venture? Sisters Palmy and Nancy know this story firsthand.

In this episode of the Wealth Wisdom Financial Channel, host Brandon Neely sits down with the duo who transformed a $2,000 fashion startup into a $4 million company, only to reinvent themselves again after losing their biggest client. Instead of letting that setback define them, they shifted gears into real estate investing, flipping properties, and ultimately scaling into apartment syndication and multifamily ownership.

Their journey isn’t just about dollars; it’s about resilience, strategy, and building a foundation strong enough to weather economic storms like COVID-19 and the uncertain future of work driven by AI and automation.

You’ll hear how Palmy and Nancy:

✅ Transitioned from labor-based income to income-producing assets

✅ Built investor trust through transparency and integrity

✅ Raised significant capital—even in uncertain markets

✅ Leveraged their unique strengths (“superpowers”) to scale faster

✅ Emphasize why community and collaboration are essential for financial growth

This episode is packed with real-world wisdom for entrepreneurs, investors, and anyone ready to shift from hustle-driven income to lasting financial freedom.

00:00 Welcome to Wealth Wisdom Financial

00:35 Meet Palmy and Nancy: From Fashion to Finance

02:32 Starting Small: The Fashion Business Journey

05:40 The Big Shift: From Fashion to Real Estate

07:55 Navigating Real Estate During COVID

15:21 Raising Capital and Building Trust

23:59 The Importance of Integrity in Business

26:40 Setting Ambitious Goals

27:00 The Power of Exponential Growth

28:07 Raising Capital and Building Confidence

29:01 Leveraging Superpowers in Business

30:37 The Importance of Team Support

32:41 Financial Management and Decision Making

37:48 Navigating Economic Challenges

47:38 The Future of Labor and Income

49:47 Final Thoughts and Community Invitation

💡 If you’ve ever wondered how to bounce back stronger after setbacks or how to make the leap from hard work to smart wealth, this conversation will inspire and equip you.

👉 Subscribe to the Wealth Wisdom Financial Channel and join the conversation about building true financial freedom.

In this episode of the Wealth Wisdom Financial Podcast, Brandon Neely sits down with Ron Saharyan, Co-Founder and Managing Partner of Profit First Professionals, to talk about the heart of small business success, cash flow, profit, and building a business that works for you instead of draining you.

Ron has over 20 years of experience in scaling organizations, from running companies in the staffing industry to building Profit First Professionals from Mike Michalowicz’s basement in 2014 into a global network of accountants, bookkeepers, and coaches who are transforming the way entrepreneurs handle money.

Known as “Obie Ron” inside the Profit First community, he’s a go-to expert on sales systems, hiring, scaling, and operations. Beyond the business world, he’s a proud husband and father living in New Jersey, with a passion for sports memorabilia and cars

Together, Brandon and Ron dig into:

🔹 How to design your cash flow to not only eliminate financial stress but also fund the life you actually want.

🔹 The principles behind Profit First and why so many business owners get cash management wrong.

🔹 Ron’s personal journey of building and scaling businesses, what worked, what didn’t, and what he’d do differently.

🔹 Practical tips on hiring, systems, and operations that keep your business healthy and profitable.

If you’ve ever felt like your business is running you (instead of the other way around), this conversation will give you clarity, inspiration, and a practical roadmap to put profit first, literally.

00:00 Welcome to Wealth Wisdom Financial Podcast

00:47 Introducing Ron Saharyan: The Man Behind Profit First

02:32 Star Wars vs. Star Trek: A Fun Debate

04:34 The Impact of Profit First on Our Business

05:54 Ron Saharyan Journey to Profit First

11:15 The Importance of Financial Systems in Business

11:45 Overcoming Common Business Challenges

13:44 The Power of Profit First Principles

18:22 Expense Challenges and Financial Clarity

21:20 Starting Small and Building Muscle Memory

21:36 Facing Challenges and Strengthening Mental Fortitude

22:08 The Importance of Accountability and Learning

23:20 Implementing Systems for Financial Control

24:23 The Role of Professionals in Business Success

25:39 The Benefits of Profit First Certification

26:55 Understanding Financial Strategies and Systems

33:04 The Fundamentals of Business and Profit First

35:45 Encouragement and Final Thoughts

Watch on YouTube: https://youtu.be/8sBi3jjhQy4

In This Episode of the Wealth Wisdom Financial Podcast, host Brandon Neely sits down with Bruce Wehner, Chief Cash Flow Strategist at e3 Wealth and co-host of The Money Advantage Podcast. With decades of experience in education, entrepreneurship, and advanced wealth strategies, Bruce brings a rare blend of real-world grit and financial acumen to the table.

From running a trapping business in high school to managing an automotive shop, and now advising high-net-worth clients, Bruce’s journey is anything but ordinary. He shares how those early lessons in cash flow management became the foundation for helping families and entrepreneurs achieve financial clarity, stability, and confidence.

In this value-packed conversation, you’ll discover:

• Why cash flow, not net worth, is the real measure of wealth security
• How the Infinite Banking Concept can transform the way you think about money
• What it means to operate with a “family office model” without needing ultra-wealthy status
• The biggest financial blind spots Bruce sees in entrepreneurs, and how to fix them
• How to build a lasting legacy that outlives you

Bruce isn’t just sharing theory; he’s a real estate investor and active practitioner of Infinite Banking in his own life. You’ll hear how he applies these principles daily, the role technology and AI are playing in the financial industry, and why long-term thinking is more important than ever.

If you’ve ever worried about running out of money, making costly financial mistakes, or leaving an incomplete legacy, this episode offers practical steps and inspiring perspective to help you move forward with confidence.

00:00 Welcome to the Wealth Wisdom Financial Podcast

00:58 Introducing Bruce Wehner: Chief Cash Flow Strategist

01:39 The Infinite Banking Concept and Its Challenges

09:47 Real Estate Investors and Policy Loans

13:06 The Importance of Cash Flow in Business

27:18 Podcasting Journey and Industry Changes

32:13 Nelson’s Legacy and Industry Pushback

33:20 The Value of Wisdom and Experience

34:56 Infinite Banking Policy in Action

37:49 Embracing Technology and AI

44:55 Human Element in Financial Services

48:31 Building a Strong Team and Future Vision

55:46 Long-Term Goals and Financial Responsibility

58:55 Final Thoughts and Contact Information

🌱 Tune in for an honest, practical, and eye-opening look at how to take control of your cash flow, minimize taxes, and build wealth that truly lasts.

Watch on YouTube: https://youtu.be/vVtLLks6UNw