In this episode of "We Are TPM," hosts John and Kyle dive into the growing trend of

Build to Rent (BTR) communities and their impact on the real estate market. They

explore this innovative approach where entire communities are developed specifically

for rental purposes, offering unique opportunities and challenges for both investors and

tenants. As Build to Rent continues to gain traction, John and Kyle discuss its

emergence as a significant shift in the rental market landscape, underscored by both

trends and the increasing institutional investment.

Listeners are guided through the intricacies of Build to Rent with emphasis on its

investment potential and market implications. With the market shifting to

accommodate a rising number of renters who prefer new homes without a purchase

commitment, this episode captures the strategic advantages and associated risks in

this burgeoning field. John and Kyle also explore key concepts such as CapEx,

financing, and the necessary expertise required to successfully navigate and invest in

Build to Rent developments. This episode serves as a valuable resource for current and

aspiring investors looking to understand this evolving sector of real estate.

Notable Quotes:

"A lot of people might think this happens all the time. Whether it's tying two roles

together, even if you build something and sell them all, it's generally sold to landlords

and then they rent it to you." - Kyle Teixeira

"It's a new emerging trend. I'm sure somebody did it way back, but it wasn't something

people were talking about or doing often. Now with institutional money, it's an

emerging trend." - John Teixeira

"You're not going to have to do anything substantial to that home for 15 to 20 years,

whereas an older home, something always needs to be fixed." - John

Teixeira

Listen to We Are TPM on any major podcast platform including Apple Podcasts,

Google Play, Spotify, and many more.

Tune in today!

We Are TPM

Teixeira Property Management

Mansfield, Texas

www.WeAreTPM.com

ShowMeTheMoney@WeAreTPM.com

———————————————————————————

There are a vast amount of ways in today's world to build wealth using real estate and

investing, not just in property, but in yourself!

Located in the Dallas-Fort Worth area of Texas, John Teixeira and Kyle Teixeira of

Teixeira Property Management bring you all of the knowledge and experience they can

provide for the confidence to achieve your investment goals, or how and why to create

them. Now, while John and Kyle have a ton to share, they will also be bringing you

interviews with some of their clients, industry partners, experienced investors, and

much more every week!

John and Kyle look forward to sharing the knowledge you need about arguably the

greatest investment vehicle that is available to the masses — Real Estate. Knowledge

is power, and John and Kyle intend to give you as much power as possible. It's not

always about the HOW, but also the WHY, and they will be digging into it right here

every week!

In this engaging episode of "We Are TPM," the boys delve into the critical topic of

"Listening to the Market" for property owners and landlords. In this captivating

discussion, they emphasize the importance of understanding and reacting to market

signals in the rental property sector. They present a clear analysis of current market

trends, revealing the necessity for property owners to stay flexible and competitive with

their pricing strategies.

The duo addresses common challenges faced by property owners, such as balancing

increased operational costs with rental pricing strategies. Using relatable market

examples, Kyle and John illustrate how overlooking market signals can lead to

prolonged vacancies and reduced overall profitability. They emphasize the importance

of being proactive and responsive to market shifts to ensure steady income and longterm financial success in the real estate market. This episode is a must-listen for

property owners looking to optimize their rental strategies amidst changing market

conditions.

Notable Quotes:

"Perspective is everything. So don't just listen to the market, keep your eyes on it.” –

Kyle Teixeira

"If they're not listening to the market, they get DOM, right? Days on market, they get

vacancy." – John Teixeira

"The market ebbs and flows. It goes up and down and does all this stuff." – John

Teixeira

Listen to We Are TPM on any major podcast platform including Apple Podcasts,

Google Play, Spotify, and many more.

Tune in today!

We Are TPM

Teixeira Property Management

Mansfield, Texas

www.WeAreTPM.com

ShowMeTheMoney@WeAreTPM.com

———————————————————————————

There are a vast amount of ways in today's world to build wealth using real estate and

investing, not just in property, but in yourself!

Located in the Dallas-Fort Worth area of Texas, John Teixeira and Kyle Teixeira of

Teixeira Property Management bring you all of the knowledge and experience they can

provide for the confidence to achieve your investment goals, or how and why to create

them. Now, while John and Kyle have a ton to share, they will also be bringing you

interviews with some of their clients, industry partners, experienced investors, and

much more every week!

John and Kyle look forward to sharing the knowledge you need about arguably the

greatest investment vehicle that is available to the masses — Real Estate. Knowledge

is power, and John and Kyle intend to give you as much power as possible. It's not

always about the HOW, but also the WHY, and they will be digging into it right here

every week!

In this engaging episode of "We Are TPM," the boys dive deep into the current

landscape of mortgage rates and real estate investment with Kyle and John Teixeira,

joined by Trever Kerr from Gateway Mortgage. In this insightful episode, they discuss

the nuances of the mortgage market including interest rate trends, refinancing

strategies, and the psychological impact of rate changes on market activity. The

conversation oscillates between serious financial analysis and light-hearted

discussions about fantasy football drafts, creating an engaging narrative for listeners

interested in real estate and financial markets.

As the market anticipates possible shifts in interest rates, Trever shares his expert

projections on future trends and their potential impacts on both homeowners and

investors. Key terms such as basis points, buy downs, and cash flow are unpacked,

providing listeners with a better understanding of how these elements affect

investment strategies. Furthermore, the episode touches on the broader economic

implications of mortgage rates and national debt – focusing on financial foresight and

strategic planning to navigate the fluctuating market environment.

Notable Quotes:

"In real estate, a fearful market is when sellers are paying your closing costs." – Kyle

Teixeira

"In this market, homes are sitting a little bit longer and sellers are willing to pay closing

costs and stuff.” – Trever Kerr

"Psychologically, for some reason that 5.875 [interest rate] just seems so much better

than a 6.” – Trever Kerr

Listen to We Are TPM on any major podcast platform including Apple Podcasts,

Google Play, Spotify, and many more.

Tune in today!

We Are TPM

Teixeira Property Management

Mansfield, Texas

www.WeAreTPM.com

ShowMeTheMoney@WeAreTPM.com

Trever Kerr

Gateway Mortgage

972-822-7408

———————————————————————————

There are a vast amount of ways in today's world to build wealth using real estate and

investing, not just in property, but in yourself!

Located in the Dallas-Fort Worth area of Texas, John Teixeira and Kyle Teixeira of

Teixeira Property Management bring you all of the knowledge and experience they can

provide for the confidence to achieve your investment goals, or how and why to create

them. Now, while John and Kyle have a ton to share, they will also be bringing you

interviews with some of their clients, industry partners, experienced investors, and

much more every week!

John and Kyle look forward to sharing the knowledge you need about arguably the

greatest investment vehicle that is available to the masses — Real Estate. Knowledge

is power, and John and Kyle intend to give you as much power as possible. It's not

always about the HOW, but also the WHY, and they will be digging into it right here

every week!

In this engaging episode of "We Are TPM," we explore the art of short-term rental

optimization in this episode featuring Joel Verinder from Red Glider Getaways. Joel sits

down with hosts Kyle Teixeira and John Teixeira to unravel the complexities and

nuances of maximizing revenues in the short-term rental market. From discussing

market dynamics in the Smoky Mountains and Gulf Shores to the intricacies of

operations in Dallas Fort Worth, the episode is brimming with insider insights and

actionable strategies for property owners.

Joel emphasizes the critical role of dynamic pricing and revenue management in the

short-term rental business, particularly in adapting to changing market conditions from

2020 to 2025. The conversation dives deep into the use of AI tools and human insights,

highlighting the importance of understanding local events and market demands. The

episode further dissects how thoughtful listing optimization, guest communication, and

operational excellence can significantly boost a property’s appeal and profitability.

Notable Quotes:

“The pricing definitely has changed from 2020 and 2021 to today and lead times and

how people book and, and you know, definitely different strategy altogether.” - Joel

Verinder

“I think the simplest way to do an upgrade is if you have a big living room and you can

take a 70 inch TV, a 75 inch, put it up, it's going to cost $400 for the TV. And that's one

booking.” - Joel Verinder

“It's all about anticipating questions, anticipating friction points that they might have

during their stay.” – Joel Verinder

Listen to We Are TPM on any major podcast platform including Apple Podcasts,

Google Play, Spotify, and many more.

Tune in today!

We Are TPM

Teixeira Property Management

Mansfield, Texas

www.WeAreTPM.com

ShowMeTheMoney@WeAreTPM.com

———————————————————————————

There are a vast amount of ways in today's world to build wealth using real estate and

investing, not just in property, but in yourself!

Located in the Dallas-Fort Worth area of Texas, John Teixeira and Kyle Teixeira of

Teixeira Property Management bring you all of the knowledge and experience they can

provide for the confidence to achieve your investment goals, or how and why to create

them. Now, while John and Kyle have a ton to share, they will also be bringing you

interviews with some of their clients, industry partners, experienced investors, and

much more every week!

John and Kyle look forward to sharing the knowledge you need about arguably the

greatest investment vehicle that is available to the masses — Real Estate. Knowledge

is power, and John and Kyle intend to give you as much power as possible. It's not

always about the HOW, but also the WHY, and they will be digging into it right here

every week!

In this engaging episode of "We Are TPM," Kyle and John Teixeira dive into the

intricacies of 15-year mortgages as a beneficial financial strategy. Setting the stage

with a relatable scenario, they reflect on the daunting experience of facing a heavily

front-loaded 30-year mortgage and consider the advantages of opting for a shorter, 15-

year term instead. They stress how understanding the impacts of amortization can

reveal significant potential savings and aid in achieving long-term financial goals,

particularly in real estate investment. Covered with humor and practical insights, this

episode promises to illuminate the evolving landscape of mortgage planning.

The hosts explain the mathematical rationale behind 15-year versus 30-year

mortgages, emphasizing the payoff schedule and interest savings. John shares a

personal philosophy of mortgage management, which involves refinancing to a 15-year

mortgage to accelerate equity building, thus preparing for a secure financial future.

They highlight that although the monthly payments on a 15-year mortgage are typically

higher, the total interest paid is considerably lower than a 30-year loan, making it a

compelling option for those looking to reduce their long-term housing costs. Using

real-life examples and industry-standard financial practices, John and Kyle offer

listeners a well-rounded perspective on maneuvering mortgage strategies to suit

individual financial objectives.

Notable Quotes:

"There's nothing more depressing than making a $1500 payment and seeing that

$1200 of it went to interest to the bank and $300 went to your principal." - John

Teixeira

"The 15-year mortgage might be less risky in their eyes because they get their money

back in 15 years.” - Kyle Teixeira

"There are tons of people out there in America right now putting hundreds, if not

thousands of dollars per month into 401ks and IRAs that are going to do less for them

financially than that house will.” - John Teixeira

Listen to We Are TPM on any major podcast platform including Apple Podcasts,

Google Play, Spotify, and many more.

Tune in today!

We Are TPM

Teixeira Property Management

Mansfield, Texas

www.WeAreTPM.com

ShowMeTheMoney@WeAreTPM.com

———————————————————————————

There are a vast amount of ways in today's world to build wealth using real estate and

investing, not just in property, but in yourself!

Located in the Dallas-Fort Worth area of Texas, John Teixeira and Kyle Teixeira of

Teixeira Property Management bring you all of the knowledge and experience they can

provide for the confidence to achieve your investment goals, or how and why to create

them. Now, while John and Kyle have a ton to share, they will also be bringing you

interviews with some of their clients, industry partners, experienced investors, and

much more every week!

John and Kyle look forward to sharing the knowledge you need about arguably the

greatest investment vehicle that is available to the masses — Real Estate. Knowledge

is power, and John and Kyle intend to give you as much power as possible. It's not

always about the HOW, but also the WHY, and they will be digging into it right here

every week!

In this enlightening episode of We Are TPM, hosts John Teixeira and Kyle Teixeira

explore the nuanced topic of "Lease to Own" arrangements, breaking down the

complexities and potential pitfalls involved in such agreements. With real-world insights

and engaging dialogue, they address common misunderstandings while navigating the

legal, financial, and emotional aspects of lease-to-own agreements. Their discussion

outlines the intricate dynamics between landlords and tenants and provides an

informed perspective on why this seemingly simple concept is layered with

complications.

Lease to own agreements might sound appealing to both tenants seeking property

ownership and landlords aiming for tenant stability, but John and Kyle unravel why they

are fraught with risks that often lead to dissatisfaction and even court battles. Through

expert analysis, they highlight different scenarios reflecting both benefits and

detriments on each side. John points out, "You take two transactions, try to merge

them together, and way overcomplicate it." Conversely, Kyle emphasizes the

complications: "It's most advantageous to the landlord if you don't end up owning it."

This insightful discussion provides listeners with the critical knowledge needed to

navigate these agreements wisely.

Notable Quotes:

"From a landlord's side, I think it's dangerous... It's likely not going to happen the way

you think it is." - John Teixeira

"Lease to own is one of those things...where it's kind of like the thing a lot of people

are curious about, but never really works." - Kyle Teixeira

"If you are going to do this, it’s really not smart to do it without knowing what the

roadmap toward homeownership looks like.” - John Teixeira

Listen to We Are TPM on any major podcast platform including Apple Podcasts,

Google Play, Spotify, and many more.

Tune in today!

We Are TPM

Teixeira Property Management

Mansfield, Texas

www.WeAreTPM.com

ShowMeTheMoney@WeAreTPM.com

———————————————————————————

There are a vast amount of ways in today's world to build wealth using real estate and

investing, not just in property, but in yourself!

Located in the Dallas-Fort Worth area of Texas, John Teixeira and Kyle Teixeira of

Teixeira Property Management bring you all of the knowledge and experience they can

provide for the confidence to achieve your investment goals, or how and why to create

them. Now, while John and Kyle have a ton to share, they will also be bringing you

interviews with some of their clients, industry partners, experienced investors, and

much more every week!

John and Kyle look forward to sharing the knowledge you need about arguably the

greatest investment vehicle that is available to the masses — Real Estate. Knowledge

is power, and John and Kyle intend to give you as much power as possible. It's not

always about the HOW, but also the WHY, and they will be digging into it right here

every week!

In this engaging episode of "We Are TPM," hosted by Kyle and John Teixeira, the focus

is on understanding trusts and their importance in protecting real estate assets. The

hosts delve into the intricacies of setting up trusts, offering a comprehensive overview

that appeals to both novice investors and seasoned professionals. With their signature

blend of expertise and humor, Kyle and John explore the benefits of trusts, how they

can prevent probate, and the role they play in estate planning and liability protection.

The episode is rich with keywords on trusts, estate planning, asset protection, and real

estate investment. From the basics of what a trust is, to the nuanced differences

between revocable and irrevocable trusts, the hosts cover it all. They explain how

trusts can simplify the management of assets upon death, thus avoiding lengthy and

costly probate processes. In addition, the conversation touches on how trusts can offer

protection from creditors and provide a legal framework for managing and distributing

assets according to the deceased's wishes.

Notable Quotes:

"You spent your whole life trying to build something, build wealth... Why not think that

way about making sure you don't leave them a mess?" - John Teixeira

"If you build a portfolio of wealth for your family, you want them to appreciate it after

your death, not curse you for it." - Kyle Teixeira

"Probate can take years, especially if you have a bunch of assets, if people are fighting

over stuff." - Kyle Teixeira

Listen to We Are TPM on any major podcast platform including Apple Podcasts,

Google Play, Spotify, and many more.

Tune in today!

We Are TPM

Teixeira Property Management

Mansfield, Texas

www.WeAreTPM.com

ShowMeTheMoney@WeAreTPM.com

———————————————————————————

There are a vast amount of ways in today's world to build wealth using real estate and

investing, not just in property, but in yourself!

Located in the Dallas-Fort Worth area of Texas, John Teixeira and Kyle Teixeira of

Teixeira Property Management bring you all of the knowledge and experience they can

provide for the confidence to achieve your investment goals, or how and why to create

them. Now, while John and Kyle have a ton to share, they will also be bringing you

interviews with some of their clients, industry partners, experienced investors, and

much more every week!

John and Kyle look forward to sharing the knowledge you need about arguably the

greatest investment vehicle that is available to the masses — Real Estate. Knowledge

is power, and John and Kyle intend to give you as much power as possible. It's not

always about the HOW, but also the WHY, and they will be digging into it right here

every week!

In this episode of "We Are TPM," hosts Kyle and John Teixeira delve into the intricacies

of market saturation, especially in the context of real estate and rental properties. They

offer invaluable insights into how market saturation affects rental dynamics and

property investments, and explore the challenges that arise from oversupply and

fluctuating demand. For those eager to understand how properties in saturated

markets can still yield significant returns, this episode is an essential listen.

The discussion begins with the exploration of market saturation concepts, where the

Teixeira brothers highlight key scenarios like the rapid increase of rental properties due

to institutional buyers and the impact of new apartment developments. With real-world

examples and troves of experience, they dissect how influxes of inventory can shift

pricing and create competitive rental environments. They also provide astute

observations on emerging trends and factors influencing property investment, such as

economic cycles, interest rates, and market opportunities.

Notable Quotes:

"You just have to understand that you have to be competitive on price, maybe give

some concessions." – John Teixeira

“Market saturation implies that it's too high, it's higher than healthy." – John Teixeira

"It's an interesting time we've been seeing of general market saturation that's trickling

on through." – Kyle Teixeira

Listen to We Are TPM on any major podcast platform including Apple Podcasts,

Google Play, Spotify, and many more.

Tune in today!

We Are TPM

Teixeira Property Management

Mansfield, Texas

www.WeAreTPM.com

ShowMeTheMoney@WeAreTPM.com

———————————————————————————

There are a vast amount of ways in today's world to build wealth using real estate and

investing, not just in property, but in yourself!

Located in the Dallas-Fort Worth area of Texas, John Teixeira and Kyle Teixeira of

Teixeira Property Management bring you all of the knowledge and experience they can

provide for the confidence to achieve your investment goals, or how and why to create

them. Now, while John and Kyle have a ton to share, they will also be bringing you

interviews with some of their clients, industry partners, experienced investors, and

much more every week!

John and Kyle look forward to sharing the knowledge you need about arguably the

greatest investment vehicle that is available to the masses — Real Estate. Knowledge

is power, and John and Kyle intend to give you as much power as possible. It's not

always about the HOW, but also the WHY, and they will be digging into it right here

every week!