In this episode of Unlock Expat Property – The Podcast, host Jonathan Smith dives deep into one of the most important topics in UK property investing: risk. Whether you’re a first-time buyer or a seasoned expat investor, understanding risk is what separates speculation from strategy.

Jonathan breaks down every major category of risk — from market volatility and financing pitfalls to compliance, construction, and tenant management. You’ll discover how to stress-test your deals, avoid overleveraging, and build contingency buffers that protect your cash flow.

He also explores the evolving legal landscape, including the upcoming Renters’ Rights Bill, which will reshape the private rental sector by changing eviction rules, tenancy structures, and landlord responsibilities. Jonathan outlines what these changes mean for investors and how to prepare effectively.

From currency fluctuations to emotional discipline, this episode reveals practical tools and real-world insights to help you identify, manage, and even turn risk into opportunity. Because when you understand risk, you unlock the true power of long-term, sustainable wealth.

Key Takeaways:

• How to identify and mitigate market, financial, and operational risks
• The impact of regulatory changes such as the Renters’ Rights Bill
• Why cash flow and contingency funds are your best defence
• How to protect yourself from fraud, non-compliance, and overconfidence
• The mindset needed to turn uncertainty into strategy

Disclaimer:

This podcast is for educational purposes only and does not constitute financial, tax, or legal advice. Always seek professional guidance before making investment decisions.

Tune in now and unlock your expat property potential — your key to building passive income and long-term wealth.

Download this week's episode now

Jonathan offers free one-to-one buy to let investment discovery calls to help you unlock your expat property potential - your key to building passive income and long-term wealth.

Whether you are looking for advice on how to kickstart your property portfolio, want to delve into the world of new build property investing or are just looking for free tailored information for your circumstances then setting up your free discovery call is a great first step.

Alternatively, if you are looking to generate guaranteed, competitive returns on your cash instead of it losing value sitting in the bank or risking it on the stock market then book your call in and we can find a win-win way to work together.

To schedule your session now simply head to Unlock Expat Property and select a time suitable for you.

You can also follow Jonathan on Instagram at https://www.instagram.com/jonathan_cj_residences/

You can connect with him on LinkedIn (1) Jonathan Smith | LinkedIn

Contact him by email at jonathan@unlockexpatproperty.com

In this week's episode Jonathan dives into the world of purchasing property through the modern method of auction.

By the end of the episode, you’ll understand exactly what the modern method of auction is, how it works, why sellers love it, why buyers need to tread carefully, and how you can actually use it to unlock property investment opportunities in the U.K. that others might overlook.

He'll also share his own experience of purchasing a property through the modern method of auction – what he has experienced so far, from placing bids on the site to applying for bridging finance and how he has managed working to the tight timeline of completing the purchase within the 56 day deadline.

Download and listen now

Jonathan offers free one-to-one buy to let investment discovery calls to help you unlock your expat property potential - your key to building passive income and long-term wealth.

Whether you are looking for advice on how to kickstart your property portfolio, want to delve into the world of new build property investing or are just looking for free tailored information for your circumstances then setting up your free discovery call is a great first step.

Alternatively, if you are looking to generate guaranteed, competitive returns on your cash instead of it losing value sitting in the bank or risking it on the stock market then book your call in and we can find a win-win way to work together.

To schedule your session now simply head to Unlock Expat Property and select a time suitable for you.

You can also follow Jonathan on Instagram at https://www.instagram.com/jonathan_cj_residences/

You can connect with him on LinkedIn (1) Jonathan Smith | LinkedIn

Contact him by email at jonathan@unlockexpatproperty.com

In this week's episode Jonathan takes you on a full journey of what it means to buy your first investment property, how to prepare, how to overcome the mental barriers, what practical steps you need to take, and most importantly, how to make sure that this isn’t just your first property—but the foundation of a portfolio that builds passive income, generational wealth, and freedom.

From developing the right mindset, to educating yourself and building your power team, this episode provides a practical step-by-step guide to securing that first property investment

Jonathan offers free one-to-one buy to let investment discovery calls to help you unlock your expat property potential - your key to building passive income and long-term wealth.

Whether you are looking for advice on how to kickstart your property portfolio, want to delve into the world of new build property investing or are just looking for free tailored information for your circumstances then setting up your free discovery call is a great first step.

Alternatively, if you are looking to generate guaranteed, competitive returns on your cash instead of it losing value sitting in the bank or risking it on the stock market then book your call in and we can find a win-win way to work together.

To schedule your session now simply head to Unlock Expat Property and select a time suitable for you.

You can also follow Jonathan on Instagram at https://www.instagram.com/jonathan_cj_residences/

You can connect with him on LinkedIn (1) Jonathan Smith | LinkedIn

Contact him by email at jonathan@unlockexpatproperty.com

In this week's episode, Jonathan is joined by Matt Hurley of Poseidon Real Estate to discuss how to invest in property in Dubai. Dubai has seen huge growth over the last few years but have investors missed the opportunity to take advantage of this?

Matt shares insights on how investors can leverage distressed assets to secure below market value deals, how he and his team utilize freely available data to secure the best investments for their clients and provides an honest and transparent analysis of the Dubai property market.

Stick around to the end of the podcast to grab your opportunity to meet Matt and his team in Bahrain on October 17th to discuss your investing goals and explore the current deals available - all of which is free of charge.

Register for the Bahrain in person event on October 17th here:

https://docs.google.com/forms/d/e/1FAIpQLSf7iBUAaoRvOq_rJt-6kWHEooBKRqTcZK89Kdmm3K4ETavqAw/viewform?usp=header

You can reach Matthew Botsford of Poseidon Real Estate on mb@poseidonrealestate.ae or by phone on 00971585516595

Jonathan offers free one-to-one buy to let investment discovery calls to help you unlock your expat property potential - your key to building passive income and long-term wealth.

Whether you are looking for advice on how to kickstart your property portfolio, want to delve into the world of new build property investing or are just looking for free tailored information for your circumstances then setting up your free discovery call is a great first step.

Alternatively, if you are looking to generate guaranteed, competitive returns on your cash instead of it losing value sitting in the bank or risking it on the stock market then book your call in and we can find a win-win way to work together.

To schedule your session now simply head to Unlock Expat Property and select a time suitable for you.

You can also follow Jonathan on Instagram at https://www.instagram.com/jonathan_cj_residences/

You can connect with him on LinkedIn (1) Jonathan Smith | LinkedIn

Contact him by email at jonathan@unlockexpatproperty.com

In this week's episode, Jonathan tackles and important topic - legacy building.

Because when the paychecks stop and the years speed up, it won’t be the job title or the passport stamps that matter most.

It’ll be the legacy you’ve built.

And property? That’s one of the most powerful tools to make it happen.

So whether you’re an expat living in the Middle East, Southeast Asia, Europe, or beyond — if you’re earning well and thinking long-term, this episode is for you.

Don't be among the thousands of expats who return home with nothing to show for it - instead take action and start building your legacy today.

Jonathan offers free one-to-one buy to let investment discovery calls to help you unlock your expat property potential - your key to building passive income and long-term wealth.

Whether you are looking for advice on how to kickstart your property portfolio, want to delve into the world of new build property investing or are just looking for free tailored information for your circumstances then setting up your free discovery call is a great first step.

Alternatively, if you are looking to generate guaranteed, competitive returns on your cash instead of it losing value sitting in the bank or risking it on the stock market then book your call in and we can find a win-win way to work together.

To schedule your session now simply head to Unlock Expat Property and select a time suitable for you.

You can also follow Jonathan on Instagram at https://www.instagram.com/jonathan_cj_residences/

You can connect with him on LinkedIn (1) Jonathan Smith | LinkedIn

Contact him by email at jonathan@unlockexpatproperty.com

In this week's episode, Jonathan is joined by John De Goey, an investment and wealth portfolio manager and author based out of Canada.

John shares his insights on the best way to invest in order to secure long-term wealth. From diversifying your portfolio to ensuring you are focused and disciplined in your investment journey, John breaks down what it takes to be a successful investor.

Jonathan and John also discuss where property fits into an overall, diversified investment portfolio as well as providing alternative ways to invest in property without having to purchase a house or apartment by leveraging real estate investment trusts.

You can reach John De Goey here:

Website www.johndegoey.ca

Make better wealth decisions podcast: https://make-better-wealth-decisions.captivate.fm/listen

YouTube: www.youtube.com/@makebetterwealthdecisions

Jonathan offers free one-to-one buy to let investment discovery calls to help you unlock your expat property potential - your key to building passive income and long-term wealth.

Whether you are looking for advice on how to kickstart your property portfolio, want to delve into the world of new build property investing or are just looking for free tailored information for your circumstances then setting up your free discovery call is a great first step.

Alternatively, if you are looking to generate guaranteed, competitive returns on your cash instead of it losing value sitting in the bank or risking it on the stock market then book your call in and we can find a win-win way to work together.

To schedule your session now simply head to Unlock Expat Property and select a time suitable for you.

You can also follow Jonathan on Instagram at https://www.instagram.com/jonathan_cj_residences/

You can connect with him on LinkedIn (1) Jonathan Smith | LinkedIn

Contact him by email at jonathan@unlockexpatproperty.com

In this week's episode Jonathan is joined by Danielle Hall, Founder of Co-Living Legends in Dubai.

Danielle shares a truly inspirational story of her property investing journey from building a UK property portfolio in her early 20s, to moving to Dubai for a teaching job and seeing a gap in the property market there to set up Co-Living Legends - a unique company which provides women across Dubai with access to luxury shared apartments with legendary rooms for rent.

Danielle's journey has seen her shift her property investing strategy from your standard buy-to-let model to a truly game-changing co-living model which is providing women from all over the world with great accommodation and creating life-long friendships along the way.

Make sure you download and listen now.

You can reach Danielle on Instagram at Colivinglegendsdubai and at colivinglegends.com

Jonathan offers free one-to-one buy to let investment discovery calls to help you unlock your expat property potential - your key to building passive income and long-term wealth.

Whether you are looking for advice on how to kickstart your property portfolio, want to delve into the world of new build property investing or are just looking for free tailored information for your circumstances then setting up your free discovery call is a great first step.

Alternatively, if you are looking to generate guaranteed, competitive returns on your cash instead of it losing value sitting in the bank or risking it on the stock market then book your call in and we can find a win-win way to work together.

To schedule your session now simply head to Unlock Expat Property and select a time suitable for you.

You can also follow Jonathan on Instagram at https://www.instagram.com/jonathan_cj_residences/

You can connect with him on LinkedIn (1) Jonathan Smith | LinkedIn

Contact him by email at jonathan@unlockexpatproperty.com

In this week's episode Jonathan provides an update on his first HMO conversion project. After partnering with a full turnkey solution provider in the UK and spending the last 3 months sourcing a suitable property he has now secured his first deal through the modern method of auction.

Jonathan provides an open and honest review of the sourcing and purchasing process, including a bumpy road experience using the modern method of auction.

He discusses how the auction played out, shares the challenges encountered and how he overcame those with the support of his partner to secure the deal.

He also shares what's in store next for the project, how he is funding the deal and the lessons learned so far from this experience.

If you're an investor interested in HMOs then this is an episode you don't want to miss.

Jonathan offers free one-to-one buy to let investment discovery calls to help you unlock your expat property potential - your key to building passive income and long-term wealth.

Whether you are looking for advice on how to kickstart your property portfolio, want to delve into the world of new build property investing or are just looking for free tailored information for your circumstances then setting up your free discovery call is a great first step.

Alternatively, if you are looking to generate guaranteed, competitive returns on your cash instead of it losing value sitting in the bank or risking it on the stock market then book your call in and we can find a win-win way to work together.

To schedule your session now simply head to Unlock Expat Property and select a time suitable for you.

You can also follow Jonathan on Instagram at https://www.instagram.com/jonathan_cj_residences/

You can connect with him on LinkedIn (1) Jonathan Smith | LinkedIn

Contact him by email at jonathan@unlockexpatproperty.com