Getting a mortgage as an expat doesn't have to be complicated - if you know the steps.

In this week's episode, Jonathan breaks down the full expat mortgage journey: from utilizing the expertise of brokers, securing your decision in principle, handling valuations, and preparing your documents.

Jonathan also shares his own real-life experiences in the mortgage process and provides some useful tips and insights to avoid common pitfalls encountered by many investors.

Make sure you download this episode today to master the mortgage application process.

Jonathan offers free one-to-one buy to let investment discovery calls to help you unlock your expat property potential - your key to building passive income and long-term wealth.

Whether you are looking for advice on how to kickstart your property portfolio, want to delve into the world of new build property investing or are just looking for free tailored information for your circumstances then setting up your free discovery call is a great first step.

Alternatively, if you are looking to generate guaranteed, competitive returns on your cash instead of it losing value sitting in the bank or risking it on the stock market then book your call in and we can find a win-win way to work together.

To schedule your session now simply click the calendly link below and select your preferred time:

Schedule your FREE one-to-one session here:
https://calendly.com/cjresidencesuk/discovery

You can also follow Jonathan on Instagram at https://www.instagram.com/jonathan_cj_residences/

You can connect with him on LinkedIn Jonathan Smith | LinkedIn

Contact him by email at jonathan.smith@cjresidences.com

Are new builds really over-priced? Do you need to put in large deposits? Are they more risky than investing in existing property stock?

In this week's episode, Jonathan pulls back the curtain on 10 of the most common myths surrounding new build property investing.

As an expat investor, it's easy to get caught up in the online noise, marketing hype, and outdated assumptions. But today, we cut through the confusion and give you the facts - so you can make smart, confident decisions about whether new builds should be part of your property portfolio.

We'll explore how new builds compare to older stock on rental returns, maintenance and mortgage options; the reality behind developer incentives, snagging issues and long-term value and whether new builds actually work for expats investing from overseas.

Whether you're sceptical about new builds or already considering one, this episode is packed with insights, examples and clear reasoning as to why new builds should form part of your property portfolio.

Jonathan will also share his own experiences of investing in new build properties, having already added four to his own portfolio.

Download this week's episode now.

Jonathan offers free one-to-one buy to let investment discovery calls to help you unlock your expat property potential - your key to building passive income and long-term wealth.

Whether you are looking for advice on how to kickstart your property portfolio, want to delve into the world of new build property investing or are just looking for free tailored information for your circumstances then setting up your free discovery call is a great first step.

Alternatively, if you are looking to generate guaranteed, competitive returns on your cash instead of it losing value sitting in the bank or risking it on the stock market then book your call in and we can find a win-win way to work together.

To schedule your session now simply click the calendly link below and select your preferred time - it's really that easy to make your money work for you instead of you working for your money.

Schedule your FREE one-to-one session here:
https://calendly.com/cjresidencesuk/discovery

You can also follow Jonathan on Instagram at https://www.instagram.com/jonathan_cj_residences/

You can connect with him on LinkedIn Jonathan Smith | LinkedIn

You can follow him on TikTok at UnlockExpatProperty (@unlockexpatproperty) | TikTok
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In this week's episode Jonathan shares his insights on the sudden and serious turbulence in the global stock markets.

Why have markets tumbled? US President Donald Trump.

With Trump announcing the implementation of his sweeping trade tariffs the global stock market didn't react well - in fact, significant crashes were experienced across all market indices.

Jonathan explores what the new Trump tariffs are and why they’re causing panic, how the major global stock markets have reacted over the past five trading days, what this means for long-term investors, particularly those thinking about pensions and retirement and how UK property continues to show up as a stable, income-generating, long-term investment—especially in moments like these.

The actions of the Trump administration have had a sweeping impact felt across the globe, but how will it affect you and your investments? Tune in to find out.

Jonathan offers free one-to-one buy to let investment discovery calls to help you unlock your expat property potential - your key to building passive income and long-term wealth.

Whether you are looking for advice on how to kickstart your property portfolio, want to delve into the world of new build property investing or are just looking for free tailored information for your circumstances then setting up your free discovery call is a great first step.

Alternatively, if you are looking to generate guaranteed, competitive returns on your cash instead of it losing value sitting in the bank or risking it on the stock market then book your call in and we can find a win-win way to work together.

To schedule your session now simply click the calendly link below and select your preferred time - it's really that easy to make your money work for you instead of you working for your money.

Schedule your FREE one-to-one session here:
https://calendly.com/cjresidencesuk/discovery

You can also follow Jonathan on Instagram at https://www.instagram.com/jonathan_cj_residences/

You can connect with him on LinkedIn Jonathan Smith | LinkedIn

You can follow him on TikTok at UnlockExpatProperty (@unlockexpatproperty) | TikTok
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In this week’s episode, Jonathan pulls back the curtain on the launch of his very first HMO investment—an exciting milestone in his property journey.

He takes you through the entire process from the very beginning, starting with how he identified the right investment strategy while living thousands of miles away, all the way through to financing the deal, managing the refurbishment remotely, and planning for long-term scalability.

You’ll hear how he carried out his due diligence from abroad, built the right power team on the ground, and navigated the unique challenges of investing in a more hands-on property strategy like HMOs.

Jonathan explains why he chose this route, how it fits into his overall goal of achieving financial freedom within the next few years, and what steps he’s taking to make sure this first deal sets a solid foundation for future success.

He also dives into the structure of the finance and how he’s aiming to recycle his initial capital investment—so he can move on to the next deal faster and continue building momentum.

If you've ever wondered what it really takes to get started with HMOs, especially from overseas, this episode offers valuable insights, practical tips, and honest reflections from someone doing it in real time.

Don’t miss this deep dive into the realities of launching a high-cash-flow strategy from afar.

Make sure you subscribe to stay updated on Jonathan’s progress, including the wins, the setbacks, and the lessons learned along the way.

This is the beginning of a much bigger journey—and you're invited to come along for the ride.

Jonathan offers free one-to-one buy to let investment discovery calls to help you unlock your expat property potential - your key to building passive income and long-term wealth.

Whether you are looking for advice on how to kickstart your property portfolio, want to delve into the world of new build property investing or are just looking for free tailored information for your circumstances then setting up your free discovery call is a great first step.

Alternatively, if you are looking to generate guaranteed, competitive returns on your cash instead of it losing value sitting in the bank or risking it on the stock market then book your call in and we can find a win-win way to work together.

To schedule your session now simply click the calendly link below and select your preferred time - it's really that easy to make your money work for you instead of you working for your money.

Schedule your FREE one-to-one session here:
https://calendly.com/cjresidencesuk/discovery

You can also follow Jonathan on Instagram at https://www.instagram.com/jonathan_cj_residences/

You can connect with him on LinkedIn Jonathan Smith | LinkedIn

You can follow him on TikTok at UnlockExpatProperty (@unlockexpatproperty) | TikTok
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In the final episode of our jargon-busting mini-series, I'll be rounding off my jargon busting mini-series.

If you’ve ever found yourself confused by terms like AST, EPC, or Section 21, you’re not alone.

Property management in the U.K. comes with a whole language of its own, and if you don’t speak it fluently yet, don’t worry – I’m going to break it all down for you.

Don't get caught out by burying your head in the sand as it's essential that you understand these key terms - especially when not adhering to them could incur financial penalties.

Whether you’re already a landlord or just starting out on your property journey then this is an episode you don’t want to miss.

Jonathan offers free one-to-one buy to let investment discovery calls to help you unlock your expat property potential - your key to building passive income and long-term wealth.

Whether you are looking for advice on how to kickstart your property portfolio, want to delve into the world of new build property investing or are just looking for free tailored information for your circumstances then setting up your free discovery call is a great first step.

Alternatively, if you are looking to generate guaranteed, competitive returns on your cash instead of it losing value sitting in the bank or risking it on the stock market then book your call in and we can find a win-win way to work together.

To schedule your session now simply click the calendly link below and select your preferred time - it's really that easy to make your money work for you instead of you working for your money.

Schedule your FREE one-to-one session here:
https://calendly.com/cjresidencesuk/discovery

You can also follow Jonathan on Instagram at https://www.instagram.com/jonathan_cj_residences/

You can connect with him on LinkedIn Jonathan Smith | LinkedIn

You can follow him on TikTok at UnlockExpatProperty (@unlockexpatproperty) | TikTok
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In the second part of this mini-series, Jonathan unlocks key jargon and terminology associated with the financial aspects of purchasing UK property.

If you find yourself at a loss when hearing terms such as rental yield, equity and leverage then fear not as this episode will be busting that jargon and providing you with easy to understand explanations and how they impact your property investing journey.

Understanding the potential returns and actual returns of your property portfolio is critical but it's easy to get lost with all the technical terminology.

By the end of this podcast you should have a clear understanding of the most important financial terms used in property investing and how you can apply them to your own property investments or future investments.

Download this week's episode now to enrich your property investing knowledge.

Jonathan offers free one-to-one buy to let investment discovery calls to help you unlock your expat property potential - your key to building passive income and long-term wealth.

Whether you are looking for advice on how to kickstart your property portfolio, want to delve into the world of new build property investing or are just looking for free tailored information for your circumstances then setting up your free discovery call is a great first step.

Alternatively, if you are looking to generate guaranteed, competitive returns on your cash instead of it losing value sitting in the bank or risking it on the stock market then book your call in and we can find a win-win way to work together.

To schedule your session now simply click the calendly link below and select your preferred time - it's really that easy to make your money work for you instead of you working for your money.

Schedule your FREE one-to-one session here:
https://calendly.com/cjresidencesuk/discovery

You can also follow Jonathan on Instagram at https://www.instagram.com/jonathan_cj_residences/

You can connect with him on LinkedIn Jonathan Smith | LinkedIn

You can follow him on TikTok at UnlockExpatProperty (@unlockexpatproperty) | TikTok
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In this mini-series, I will unlock some of the key jargon terminology you will encounter when exploring investing in UK property.

Unfortunately, the world of property investing is packed with, frankly, unnecessary jargon or technical terminology which can be intimidating for new investors and even seasoned investors.

Terms such as Equity, LTV, Stamp Duty, Freehold and Leasehold can lead to potential new investors deciding not to kickstart their property journey from fear of not understanding how it all works and what such terminology means.

I was one of those people - fear of not knowing anything about mortgages, for example, and the complex terminology involved deterred me from going any further in my property journey many years ago.

Thankfully, by educating myself through listening to podcasts, reading property investing books and participating in free webinars enabled me to overcome that fear and gain a solid understanding of the various and extensive technical terminology out there.

So I have created this mini-series to tackle and breakdown some of the key technical terms and jargon you can expect to encounter and ensure you understand what they mean and how they relate to you and your property investing journey.

The good news - the technical terms and jargon are not as scary or as complex as they sound so download this week's episode now to bust that jargon.

Jonathan offers free one-to-one buy to let investment discovery calls to help you unlock your expat property potential - your key to building passive income and long-term wealth.

Whether you are looking for advice on how to kickstart your property portfolio, want to delve into the world of new build property investing or are just looking for free tailored information for your circumstances then setting up your free discovery call is a great first step.

Alternatively, if you are looking to generate guaranteed, competitive returns on your cash instead of it losing value sitting in the bank or risking it on the stock market then book your call in and we can find a win-win way to work together.

To schedule your session now simply click the calendly link below and select your preferred time - it's really that easy to make your money work for you instead of you working for your money.

Schedule your FREE one-to-one session here:
https://calendly.com/cjresidencesuk/discovery

You can also follow Jonathan on Instagram at https://www.instagram.com/jonathan_cj_residences/

You can connect with him on LinkedIn Jonathan Smith | LinkedIn

You can follow him on TikTok at UnlockExpatProperty (@unlockexpatproperty) | TikTok
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From Manchester to Oman to creating the ecosystem that is Expat Property People - Jonathan is joined in this week's episode by Steve Cowgill, an inspiration in the world of expat property investing.

Steve is a seasoned expat investor, a fellow podcast host and the founder of the ecosystem that is Expat Property People.

Based in Oman for the past 10 years, he has built up a property portfolio consisting of standard buy to let properties and HMOs and is expanding his portfolio to include social housing.

Steve offers up some amazing insights and advice during the pod and some fantastic tips for both new and seasoned investors.

Make sure you download and listen to this episode which is packed with value.

Contact Steve through his various channels below:

www.expatpropertypeople.com

www.stephencowgill.com

LinkedIn https://www.linkedin.com/in/steve-cowgill-mba-6111a919?utm_source=share&utm_campaign=share_via&utm_content=profile&utm_medium=ios_app

Facebook https://www.facebook.com/share/1Bof9ghSj7/?mibextid=wwXIfr

Instagram https://www.instagram.com/steve_cowgill?igsh=dzQxbnRmd3IybTIz&utm_source=qr

Books mentioned in the podcast:

Buy back your time - Dan Martell

Who not how - Dan Sullivan and Dr. Benjamin Hardy

Rich Dad Poor Dad - Robert Kiyosaki and Sharon Lechter

Jonathan offers free one-to-one buy to let investment discovery calls to help you unlock your expat property potential - your key to building passive income and long-term wealth.

Whether you are looking for advice on how to kickstart your property portfolio, want to delve into the world of new build property investing or are just looking for free tailored information for your circumstances then setting up your free discovery call is a great first step.

Alternatively, if you are looking to generate guaranteed, competitive returns on your cash instead of it losing value sitting in the bank or risking it on the stock market then book your call in and we can find a win-win way to work together.

To schedule your session now simply click the calendly link below and select your preferred time - it's really that easy to make your money work for you instead of you working for your money.

Schedule your FREE one-to-one session here:
https://calendly.com/cjresidencesuk/discovery

You can also follow Jonathan on Instagram at https://www.instagram.com/jonathan_cj_residences/

You can connect with him on LinkedIn Jonathan Smith | LinkedIn

You can follow him on TikTok at UnlockExpatProperty (@unlockexpatproperty) | TikTok
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