In this episode, we sit down with Ruchita Shah, Senior Director at CBIZ Forensic Consulting Group, to uncover how forensic accounting can bring truth and clarity to complex divorces. With years of experience tracing hidden assets and analyzing marital finances, Ruchita reveals how a forensic CPA helps ensure fair settlements and financial transparency when trust has broken down.

We discuss what red flags may signal the need for a forensic expert, how lifestyle analysis shapes spousal support, and why documentation and early action are key to protecting your financial future. Through real-world examples and practical advice, Ruchita shows how understanding your numbers can be one of the most empowering steps in your divorce journey.

Key Topics Covered:

○ Forensic accounting 101

⁃ Understanding the role of a forensic CPA in divorce litigation

⁃ Differences between traditional and forensic CPAs

⁃ How financial investigations help achieve transparency and closure

○ Lifestyle analysis and marital standard of living

⁃ How lifestyle assessments shape spousal support and property division

⁃ Income-based vs. expense-based lifestyle methods

⁃ Why clarity about marital expenses helps both spouses

○ Spotting financial red flags

⁃ Common signs that a forensic investigation may be needed

⁃ When income and lifestyle don’t align

⁃ Evaluating if an investigation is worth the cost and peace of mind

○ The forensic process

⁃ Step-by-step breakdown of how CPAs review disclosures, tax returns, and records

⁃ How assumptions are made when data is incomplete

⁃ Working under an attorney's direction and collaborating with opposing experts

○ Protecting yourself during a divorce

⁃ What to gather early: tax returns, bank statements, and key financial documents

⁃ Why you should file a support order as soon as possible

⁃ Importance of transparency, responsiveness, and involving a financial advisor early

“It’s not just us accountants who learn from lifestyle analysis — it’s the clients too. They realize, often for the first time, what their true expenses are and what their life really costs.” - Ruchita Shah

Connect with Ruchita Shah:

Website: https://www.cbiz.com/about/people/ruchita-shah

LinkedIn: https://www.linkedin.com/in/ruchita-shahcpa/

Connect with Ksenia Muench:

Website: https://www.thriveagaindivorcecoaching.com/

Instagram: https://www.instagram.com/thriveagaindivorcecoaching/

LinkedIn: https://www.linkedin.com/in/kvmuench/

Email: ksenia@thriveagaindivorcecoaching.com

In this episode, I’m taking you on an adventure to uncover what a divorce team really is—and why having one can make all the difference in your journey.

Divorce is not just a legal process; it’s an emotional, financial, and often spiritual transformation. And unless you’ve walked through it before, this stage—the “D” step—can leave you feeling completely overwhelmed, like a deer caught in the headlights.

Today you’ll learn who should be on your team, what roles they play, and how each person can help you move forward with more clarity and confidence. By the end of this episode, you’ll see why you don’t have to face this alone.

Key Topics Covered:

• Divorce Team

- What it looks like

- Why do you need a divorce team when you decide to go through with a D word

• Who should you approach first?

- Let’s talk about the order in which it is best to contact the team

- What roles do each expert play in the divorce saga?

• Common misconceptions

- My attorney is all I need.

- I just know stuff, and I can handle it.

- It is not going to be that bad.

• Results

- Proactive vs reactive

- More money in your pocket

- More time in your day for:

• You

• Your family

• Your dream life/career

“Abuse can be very insidious. It’s not always visible. It doesn't always leave bruises.” - Ksenia Muench

Connect with Ksenia Muench:

Website: https://www.thriveagaindivorcecoaching.com/

Instagram: https://www.instagram.com/thriveagaindivorcecoaching/

LinkedIn: https://www.linkedin.com/in/kvmuench/

Email: ksenia@thriveagaindivorcecoaching.com

Have you been feeling burned out, stuck, or unfulfilled? Have you ever wondered why everything around you seems to start falling apart when you seem to do everything right?

In this episode, our guest Shadi Sadeghi, a transformational Coach and Energy Practitioner with 17 years of experience, will walk us through what it means to align with your deeper purpose and awaken to your True Self. Using tools like shadow work, dream interpretation, and active imagination, Shadi will show us how to boldly step into the next chapter of our lives with confidence and clarity.

Key Topics Covered:

• What is energy work?

- How does it affect your mind, body, and soul?

- What does it look like when you are out of alignment?

• Tools and practices to rebalance

- Easy practice to reconnect with your True Self.

- How to differentiate intuition from ego.

- Mindset shifts and lifestyle changes to help you tune into your Higher Self.

• Meditation

- We are doing a live meditation and an active imagination session you don’t want to miss.

• Misconceptions about Transformation Coaching and Energy Work

- How to respond to nay-sayers or better yet, don’t respond at all.

- Things you wish people understood better about this type of work.

• Expert advice

- What to do when you feel stuck or lost.

- When to engage a Transformational Coach and how to determine if YOU are ready.

Connect with our guest:

Instagram: @ThisLifeFulfilled

Connect with Ksenia Muench:

Website: https://www.thriveagaindivorcecoaching.com/

Instagram: https://www.instagram.com/thriveagaindivorcecoaching/

LinkedIn: https://www.linkedin.com/in/kvmuench/

Email: ksenia@thriveagaindivorcecoaching.com