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Two Sides of FI

Two Sides of FI

著者: Jason and Eric
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You're listening to Two Sides of FI, a conversation between two lifelong friends about financial independence - what it takes to get there and what comes after. One of us reached FI in 2020, the other in 2024. We started this show to document our different paths, and now that we're both post-FI, we're still figuring out how to use the freedom we spent years working toward. I'm Eric and I'm joined by my friend Jason, and this is our story.

Copyright 2024 All rights reserved.
個人ファイナンス 経済学
エピソード
  • She Worked 25 Years for This? Year 2 Retirement Update.
    2026/10/11

    What happens when you walk away from a career you've spent 25 years building? Nearly two years into early retirement, Laura's answers might surprise you.

    She retired at 51 after a career in biomedical research, including 13 years running her own laboratory. Before leaving, she had plenty of questions. Would she miss the work? Her colleagues? The sense of purpose and identity that came with being a scientist? And what would happen when the structure she'd known for decades dropped away?

    Now that she's had some time to experience life after work, we're revisiting those questions.

    We talk about what Laura misses (and what she doesn't), the unexpected emotional side of giving up a paycheck, finding purpose without a job title, and what it's been like spending more time together than at any other point in our relationship.

    We also dig into a piece of conventional retirement advice that Laura chose to ignore: the idea that you need to retire to something. Was that a mistake? Has the retirement honeymoon worn off? And would she ever consider going back to work?

    Along the way, we answer questions from our audience about friendships, daily routines, staying healthy, intellectual curiosity, and what a fulfilling retirement actually looks like when you're living it.

    If you're approaching financial independence, particularly after a career you've invested decades in building, you'll find plenty to consider in this conversation.

    Show notes: https://twosidesoffi.com/laurayear2/

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    52 分
  • REWIND: What’s Wrong with This Popular Retirement Strategy?
    2026/09/20

    Do you worry about running out of money in retirement? How do you draw down your assets without tanking your portfolio? Eric + Jason talk with FIRE bloggers Karsten Jeske and Fritz Gilbert about the bucket strategy. Is it a reasonable withdrawal plan or nothing more than a gimmick? They discuss alternative approaches, how to generate a retirement paycheck, and the role of cash. Whether you’re interested in FIRE or on a traditional retirement path, you can’t afford to miss this episode!

    show notes: https://twosidesoffi.com/bucketstrategy/

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    1 時間 9 分
  • We Have Enough. So Why Is Spending Still Hard?
    2026/08/30

    Your FIRE plan worked — so why is spending still so hard? In this episode, Jason (year 7) and Eric (year 2) share a candid early retirement update. Both portfolios have grown well above their FIRE numbers despite years of withdrawals, and a fee-only advisor delivered a surprising verdict: spend more. Learn why unwinding the accumulation mindset is harder than the math, how "life support" for adult kids reshapes the budget, and why unstructured time might be the truest form of wealth - and much more.

    Show notes: https://twosidesoffi.com/spendmore

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    52 分
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