On this episode of Through The Pines we'll chat financial GOAL SETTING & LIFE PLANNING in 2026 from headwinds & pitfalls to clear values-aligned goals to motivate you!

Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while editing his daily vlog (he never publishes), this is Through the Pines.

Our Advisors for this episode, we welcome back Brandyn Smith from planwithbaxter.com

2023, 2024, 2025 & 2026 Forbes Best in State Wealth Management Teams For Utah -

Advisor Hub Fastest Growing Advisors to Watch under 1 Billion -

Receivers of the Ameriprise Client Experience Award -

Financial Advisors: Baxter, Smith & Associates

Contact: rex.m.baxter@ampf.com

Website: planwithbaxter.com

OUTLINE:

Why Goal Setting Feels Hard in 2026

• Current headwinds: Rising costs, interest rate volatility, AI-driven job changes, housing affordability, and longer lifespans (planning for 30+ years in retirement).
• The consequence of weak goals: " drifting" — saving without purpose, lifestyle creep, or burnout from chasing someone else's version of success.
• Planner perspective: The #1 regret they hear from clients and the biggest mindset shift needed right now.

• • Good news: When goals are clear and values-aligned, planning becomes much easier and more motivating.

If you found value in this podcast, consider supporting us at https://www.buymeacoffee.com/banyanmedia

WATCH & SUBSCRIBE to us on YouTube @throughthepines

LIKE our Facebook Page: https://www.facebook.com/pinespodcast

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Through the Pines - Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams.

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This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.

Through the Pines Podcast Copyright, The Banyan Collective - 2026

On this episode of Through The Pines we'll discuss "GIRL MATH" the financial shortcuts, habits,

and irrational decisions that everyone makes. Explore how to become more intentional with money while still enjoying life and creating meaningful experiences.

Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while placing crypto bets on prediction markets, this is Through the Pines.

Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com

2023, 2024, 2025 & 2026 Forbes Best in State Wealth Management Teams For Utah -

Advisor Hub Fastest Growing Advisors to Watch under 1 Billion -

Receivers of the Ameriprise Client Experience Award -

Financial Advisors: Baxter, Smith & Associates

Contact: rex.m.baxter@ampf.com

Website: planwithbaxter.com

OUTLINE

• Fun Examples of "Girl Math"
• Why We all Have Our Version of "Girl Math" including Mental Accounting & Money Emotions
• How to Make Good Decisions Easier - Build Systems, Automate Savings
• Create Financial Firewalls - Separate Accounts
• Balance Long-Term, Mid-Term, and Short-Term Goals
• Remember to Make Memories - Life is short, Family vacations, Celebrations, Time with Family
• Practical Steps:

1. Identify your "Girl Math"
2. Automate One Good Habit
3. Review Goals in Three Buckets

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If you found value in this podcast, consider supporting us at https://www.buymeacoffee.com/banyanmedia

WATCH & SUBSCRIBE to us on YouTube @throughthepines

LIKE our Facebook Page: https://www.facebook.com/pinespodcast

Follow our Instagram: https://www.instagram.com/pines_podcast/

Through the Pines - Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams.

****

This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.

Through the Pines Podcast Copyright, The Banyan Collective - 2026

On this episode of Through The Pines we'll chat Hot Financial Planning Topics for Summer 2026,

From AI, to Energy Inflation, Fed policy, economy resilience, market outlook, and more!

Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while sneaking into World Cup stadiums to catch the match magic, this is Through the Pines.

Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com

2023, 2024, 2025 & 2026 Forbes Best in State Wealth Management Teams For Utah -

Advisor Hub Fastest Growing Advisors to Watch under 1 Billion -

Receivers of the Ameriprise Client Experience Award -

Financial Advisors: Baxter, Smith & Associates

Contact: rex.m.baxter@ampf.com

Website: planwithbaxter.com

OUTLINE:

Taxes in retirement are not passive—they are one of the largest controllable risks, and most

people don't realize it until it's too late. Good planning reduces taxes; bad planning just defers them.

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***Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia

WATCH & SUBSCRIBE to us on YouTube @throughthepines

LIKE our Facebook Page: https://www.facebook.com/pinespodcast

Follow our Instagram: https://www.instagram.com/pines_podcast/

Through the Pines - Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams.

****

This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.

Through the Pines Podcast Copyright, The Banyan Collective - 2026

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