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Through The Pines

Through The Pines

著者： Through The Pines
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A financial planning podcast exploring wealth management, retirement planning, tax implications, and general money management. Recorded from inside a camp trailer, we navigate the world of money with a laid-back vibe.Through The Pines, The Banyan Collective 2019 個人ファイナンス 個人的成功 経済学 自己啓発
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  • Pines Ep. 101 - Money Mastery in the Gig Economy

    Pines Ep. 101 - Money Mastery in the Gig Economy
    2026/07/09

    On this episode of Through The Pines we'll over money mastery in a gig economy including core challenges of a non-W2 worker, budgeting & cash flow for irregular income, taxes, self funded benefits like insurance, and more!

    Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while editing his daily vlog (he never publishes), this is Through the Pines.

    Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com

    2023, 2024, 2025 & 2026 Forbes Best in State Wealth Management Teams For Utah -

    Advisor Hub Fastest Growing Advisors to Watch under 1 Billion -

    Receivers of the Ameriprise Client Experience Award -

    Financial Advisors: Baxter, Smith & Associates

    Contact: rex.m.baxter@ampf.com

    Website: planwithbaxter.com

    OUTLINE:

    1. Core Challenges of non-W2 Money Management
      1. Irregular Income Realities
      2. No built-in safety nets: Lack of employer withholding for taxes, no auto-retirement contributions, self-funded health & disability
      3. Hidden Costs: Self employment tax
      4. Stress from volatility, trouble qualifying for loans/mortgages
    2. Budgeting & Cash Flow for Irregular Income
      1. Calculate baseline average over last 6 months and create a budget
      2. Pay yourself first - auto-transfers
      3. Allocate dollars for taxes, operating expenses, owner compensation, and emergency fund
      4. Use Tools & a financial advisor
    3. Taxes
      1. Quarterly estimated taxes: tracking, calculating & penalties
      2. Self employment tax breakdown: 15.3% / deductions
      3. Maximize deductions: mileage, equipment, health insurance premiums,
      4. Record keeping essentials: MileIQ or Expensify, saving receipts, may need an EIN
      5. Work with a CPA & a Financial Advisor
    4. Self Funded Benefits
      1. Health Insurance options
      2. Disability Insurance
      3. Umbrella Insurance, business insurance, life insurance
      4. Retirement: IRA options (Trad, Roth, SEP), Solo 401(k), SIMPLE IRA

    ____________________________________

    This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah.

    ***Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia

    WATCH & SUBSCRIBE to us on YouTube @throughthepines

    LIKE our Facebook Page: https://www.facebook.com/pinespodcast

    Follow our Instagram: https://www.instagram.com/pines_podcast/

    Through the Pines - Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams.

    ****

    This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.

    Through the Pines Podcast Copyright, The Banyan Collective - 2026
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    42 分
  • Ep. 100 - 100 Episodes of Through the Pines - The Full Story & What We've Learned

    Ep. 100 - 100 Episodes of Through the Pines - The Full Story & What We've Learned
    2026/05/06

    On this episode of Through The Pines we're covering what we've learned along with our favorite moments as we celebrate our 100th episodes of Through The Pines!!

    Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while enjoying his first latte of the day, this is Through the Pines.

    Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com

    2023, 2024, 2025 & 2026 Forbes Best in State Wealth Management Teams For Utah -

    Advisor Hub Fastest Growing Advisors to Watch under 1 Billion -

    Receivers of the Ameriprise Client Experience Award -

    Financial Advisors: Baxter, Smith & Associates

    Contact: rex.m.baxter@ampf.com

    Website: planwithbaxter.com

    Congratulations on 100 Episodes of Through The Pines!

    This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah.

    ***Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia

    WATCH & SUBSCRIBE to us on YouTube @throughthepines

    LIKE our Facebook Page: https://www.facebook.com/pinespodcast

    Follow our Instagram: https://www.instagram.com/pines_podcast/

    Through the Pines - Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams.

    ****

    This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.

    Through the Pines Podcast Copyright, The Banyan Collective - 2026
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    1 時間 2 分
  • Ep. 99 - Breaking Down the Money Principles That Matter Most

    Ep. 99 - Breaking Down the Money Principles That Matter Most
    2026/04/30

    On this episode of Through The Pines we'll cover the Most Important Concepts Investors Live By

    Welcome to a Financial Planning Podcast with a down to earth vibe Sasquatch listens while performing his morning routine for optimized living, this is Through the Pines.

    Our Advisors for this episode, we welcome back Rex Baxter and Brandyn Smith from planwithbaxter.com

    2023, 2024, 2025 & 2026 Forbes Best in State Wealth Management Teams For Utah -

    Advisor Hub Fastest Growing Advisors to Watch under 1 Billion -

    Receivers of the Ameriprise Client Experience Award -

    Financial Advisors: Baxter, Smith & Associates

    Contact: rex.m.baxter@ampf.com

    Website: planwithbaxter.com

    ____________________________________

    This podcast was produced by The Banyan Collective and recorded in our camp trailer studio located inside the Monarch Building inside the 9 Rails Arts District on Historic 25th Street in Ogden, Utah.

    ***Find value in this podcast, consider supporting us here: https://www.buymeacoffee.com/banyanmedia

    WATCH & SUBSCRIBE to us on YouTube @throughthepines

    LIKE our Facebook Page: https://www.facebook.com/pinespodcast

    Follow our Instagram: https://www.instagram.com/pines_podcast/

    Through the Pines - Reminding you to use Yesterday's Dollars to Finance Tomorrow's Dreams.

    ****

    This episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.

    Through the Pines Podcast Copyright, The Banyan Collective - 2026
    続きを読む 一部表示
    48 分
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