Elon Musk thinks robots will make retirement savings obsolete. You probably didn't cancel your 401k over that quote, and that's smart.But here's a question worth sitting with: if you're in your late 50s or early 60s, have saved diligently, and lived well below your means, are you still saving the exact same way you were 20 years ago, without ever stopping to ask if it still makes sense?In this video, Kevin walks through a practical tool called the funded ratio, a straightforward way to compare what you've already built to what you actually need. No guesswork, just math.Kevin explores:- How to calculate whether additional contributions are actually moving the needle- Why there's often a valuable transition phase between aggressive saving and full retirement spending- How front-loading certain expenses (like a kitchen remodel or a big trip) while still earning a paycheck can simplify your retirement tax strategy- What a "golden window" of low taxable income before Social Security and RMDs can mean for Roth conversion opportunities- Why retirement isn't one flat line, and how spending guardrails can help you navigate its phases with confidence🔗 Funded Ratio Calculator → https://www.foundryfinancial.org/calculator-are-you-on-track-to-retire🔗 Try RightCapital → https://foundryfinancial.typeform.com/rightcapital?utm_source=youtube&utm_medium=longform&utm_campaign=stop-saving-desc&utm_content=description