Hello, I'm Alan Kushmakov, and this is why I decided to make one of the biggest decisions and moved my brokerage to EXP. In this video, I’ll break down exactly what EXP is, how agents get paid, how the cap works, and how stock + revenue share can create leverage without the hype or pressure.

0:00 — Who this video is for (agents/teams/brokerage owners)
1:02 — Alan’s origin story + what he “lived through” building locally
2:40 — The core idea: EXP is a brokerage first, built to change the economics
5:09 — The basics in plain English: 80/20 split + $16k annual cap
6:00 — The full fee picture (startup, monthly fees, per-transaction, caps)
10:16 — Stock at EXP (ownership incentives + what it’s not)
14:26 — Revenue share explained (and why most people misunderstand it)
19:04 — “Freedom has math” (the 4% rule + what residual income really means)

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