The Wallet in the Ditch: How a Will Hid a Murder
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The Wallet in the Ditch: How a Will Hid a Murder
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The same four-mile loop, the same 5:45 start, and a leather wallet half-buried in a four-foot-wide, six-foot-deep drainage cut changed everything: inside was a library card for Frances M. Marion and books due October 15, 1995 that were never returned. How did a missing will, a $340,000 bank withdrawal, and a wallet in a ditch connect to a disappearance that lasted 26 years?
In this episode, we lay out the timeline from Frances Marion Marion’s last known actions through the aftermath at Tallow Creek Aggregates and the discovery behind the industrial park, asking how a legal document and a buried wallet could expose a long-hidden crime.
Person: Frances Marion Marion
Date: October 14, 2021
Location: drainage corridor behind Tallow Creek industrial park
Event: library books due October 15, 1995 listed as lost
Amount: $340,000 withdrawn from Douglas Tate’s savings account in February 1996
- Frances was 53 years old in autumn 1995 and had been office manager at Tallow Creek Aggregates for 11 years.
- Douglas Tate died on September 29, 1995 of a cardiac event and had signed a will naming Frances sole beneficiary in May 1995.
- Frances checked out three library books on October 1, 1995 with a due date stamped October 15, 1995 and never returned them.
- Patricia Odem, Tate’s accountant, called Frances on October 3, 1995; Frances told her she needed to “get out of Harwick quickly.”
- In February 1996, Mark Ramsey liquidated Tate’s savings account-approximately $340,000-in a single transaction, and the property sold two months later for $290,000.
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