Are your investments truly safe, or are you holding "paper promises"? Gold and silver prices have soared this year, and people are wondering if precious metals should take a bigger portion of their portfolios. With questions around the strength of the dollar, now’s the time to revisit how we diversify and protect our wealth not just for returns, but for true long-term security.

In this episode, I talk with precious metals analyst David Morgan (publisher of The Morgan Report) about macroeconomic and market trends, how central banks are signaling a shift, and why real assets like gold, silver, copper, and even energy stand apart from paper claims and can help protect your wealth against inflation and currency debasement.

Key Takeaways:

• Real assets matter: Diversification means more than spreading investments across paper promises like ETFs. True security comes from ownership of tangible assets like gold, silver, copper, real estate, and energy, and not just their paper equivalents.

• Precious metals as insurance: Allocating just 10% of your portfolio to gold and silver coins or bars (outside the stock market) can help preserve wealth and purchasing power if market volatility strikes

• Do your due diligence: Not all dealers or products are equal. It’s vital to focus on the actual metal content (not rare coins or hyped collectibles) and use trusted sources to avoid overpaying or falling for clever sales pitches.

Links & Resources:

• David Morgan’s Website and Newsletter: https://www.themorganreport.com/
• Ten Rules of Silver Investing (by David Morgan): https://www.themorganreport.com/pdf/TenRulesforSilverInvesting.pdf

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Disclaimer:

The information discussed in this podcast is for educational and informational purposes only and does not constitute an offer to sell, or a solicitation of an offer to buy, any securities, investments, or financial instruments. Private placements and alternative investments are speculative and involve significant risks, including the potential loss of your entire investment. These investments are often illiquid, meaning they may not be easily sold or converted to cash, and investors should be prepared to hold them for an extended period of time. These opportunities are typically suitable only for accredited investors and may not be appropriate for all listeners. Always consult with a qualified financial advisor, attorney, or tax professional before making any investment decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

In this final part of my Charitable Giving series, I explain the 2026 charitable tax laws following provisions from the One Big Beautiful Bill Act and what they mean for your charitable donations and tax deductions.

The new 2026 tax laws change how taxpayers can benefit from charitable tax deductions, creating challenges for some high-income earners and new opportunities for lower- and middle-income filers. I also share strategies to make your charitable giving more tax-efficient, including donor-advised funds, qualified charitable distributions (QCDs), and naming a favorite charity as a beneficiary of certain financial accounts.

Whether you give a little or a lot, the goal is to align your generosity with your values and financial goals. Learn how to give with purpose, make your charitable donations go further, and take advantage of the current tax laws.

Ready to give with purpose and strategy? Listen to the full episode for actionable giving strategies that everyone should hear. No matter how much you give, the feeling of helping others is unmatched.

Key Takeaways:

• The New Laws Regarding Giving: The latest laws cap your charitable write-offs to $1,000 (single) or $2,000 (married) if you take the standard deduction, even if you give much more.

• Optimize Your Impact: Consider strategic options like donating appreciated securities directly, supporting donor-advised funds, or listing charities as beneficiaries on IRAs or life insurance to maximize your tax benefits.

• Get Creative And Consult Professionals: For larger gifts, tools like qualified charitable distributions or charitable remainder trusts can work wonders, but always run these by your CPA or tax advisor.

Ready for the next step?

• Subscribe to the Podcast: pod.link/1671924778
• Please leave a review because it helps more listeners discover the show!
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  • YouTube: youtube.com/@theunconventionalinvestor
  • Facebook: facebook.com/theunconventionalinvestorpodcast
  • Instagram: instagram.com/michelle.e.moses
  • Website: www.mefinancial.net

Disclaimer:

The information discussed in this podcast is for educational and informational purposes only and does not constitute financial, legal, or tax advice. Always consult with a qualified financial advisor, attorney, or tax professional before making any investment decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

In this episode, Tessa Wardzinski and I continue our discussion about philanthropy and building a generosity habit. We talk about how to make charitable giving a fulfilling and enjoyable part of your life.

There are many ways to give, from fundraising galas to hands-on volunteering and family-based donation traditions, we discuss the ways that giving can fit your values, lifestyle, and even your competitive spirit. Whether you’re looking for ways to involve your kids, strategies to blend giving with your career, or simply want to know why some fundraisers really work, this episode will inspire you to find what resonates and make generosity a joyful habit.

Key takeaways:

• Make It Personal & Fun: Find giving activities you truly enjoy whether that’s organizing family donation projects, supporting causes close to your heart, or even picking up trash together for a sense of instant accomplishment. Giving doesn’t have to be boring or obligatory; it can be creative, social, and fulfilling.

• Leverage Your Skills: Donating your expertise can be just as valuable as financial gifts. Volunteering professional skills not only provides tangible value to nonprofits but can also empower their teams with new knowledge and capabilities.

• Encourage Friendly Competition: If you thrive on challenges, set up giving competitions with your colleagues or friends. Leaderboards and collective goals can boost motivation, create excitement, and maximize your charitable impact.

Whether you prefer to give your time, money, or unique talents, the key is to do it your way and have fun along the journey. Tune into this episode for inspiration on how to create more meaning, fun, and connection in your giving journey.

Looking for guidance on giving with impact? Tessa recommends The Life You Can Save by Peter Singer for anyone wanting to make their donation dollars count globally.

Ready for the next step?

• Subscribe to the Podcast: pod.link/1671924778
• Please leave a review because it helps more listeners discover the show!
• Follow Michelle for more financial tips:
  • YouTube: youtube.com/@theunconventionalinvestor
  • Facebook: facebook.com/theunconventionalinvestorpodcast
  • Instagram: instagram.com/michelle.e.moses
  • Website: www.mefinancial.net

Disclaimer:

The information discussed in this podcast is for educational and informational purposes only and does not constitute financial, legal, or investment advice. Always consult with a qualified advisor regarding your charitable giving or financial decisions. Neither the hosts nor guests are responsible for actions taken based on the information shared.