🎓 *What does smart investing really look like for teachers?* In this Season 2 wrap-up of *The Teacher Money Show*, I reflect on the biggest lessons learned from a full season dedicated to **investing strategies for educators**.

Explore the show notes at:

https://www.teachermoneyshow.com/show88

Become a guest on the show:

https://www.teachermoneyshow.com/guest

Leave a voicemail question:

https://www.speakpipe.com/teachermoneyshow

Bring me to your school to talk personal finance for teachers!

https://www.shaunkmorgan.com

Here are some of my thoughts:

* Your **pension is an investment**

* **Index funds** may be the smartest move for most teachers

* There are pros and cons of **dividend investing** and **real estate investing**

* Your **mindset** can make or break your financial success

* It's critical to align your investments with your **financial goals**

📈 I also share how my own investing approach has shifted this year—including:

* Getting my **403(b)** match and maxing out my **HSA**

* Opening a **taxable brokerage account** for flexibility and early retirement

* Using **Worthy Bonds** as part of my emergency fund strategy

💬 I’d love to hear how Season 2 has shaped your financial thinking! Email me with feedback or if you’re interested in being a guest in Season 3—launching this August!

#TeacherInvesting #403b #FinancialWellness #IndexFunds #DividendInvesting #RealEstateInvesting #WorthyBonds #TaxableBrokerage #TeacherMoneyShow #SeasonRecap #PersonalFinanceForTeachers #FinancialIndependence

Can bonds and alternative investments help you build wealth outside the stock market?

In this episode of The Teacher Money Show, I sit down with Dara Albright from Worthy Financial, to talk about how teachers can use bonds, impact investing, and alternative assets to grow income and strengthen their financial foundation.

Explore the show notes at:

https://www.teachermoneyshow.com/show87

Become a guest on the show:

https://www.teachermoneyshow.com/guest

Leave a voicemail question:

https://www.speakpipe.com/teachermoneyshow

Bring me to your school to talk personal finance for teachers!

https://www.shaunkmorgan.com

Invest in bonds with Worthy (affiliate link)

https://tinyurl.com/teachermoneyshow

In this episode we discuss:

-The difference between public vs. private bonds

-Why private bonds can offer 7-8% annual returns

-When to use bonds in a portfolio with a pension

-The role of self-directed IRAs for investing in real estate, art, bonds and more

-How Worthy Bonds work, including features like round-up investing and senior living revitalization

-Why impact investing doesn’t mean sacrificing performance—it can actually do both: grow your wealth and create positive change

If you're a teacher looking to diversify your investment portfolio beyond the standard 403(b), this episode gives you tools to invest smarter and align your money with your values.

🔔 Don’t forget to subscribe for more interviews on teacher investing, side income, and retirement planning.

#TeacherInvesting #WorthyBonds #PassiveIncome #BondInvesting #AlternativeInvestments #SelfDirectedIRA #ImpactInvesting #TeacherMoneyShow #FinancialLiteracy #PersonalFinanceForTeachers #403b #IncomeStrategies

Big changes are here for teachers planning their retirement!

In this episode of The Teacher Money Show, I talk with David Gourley—former high school math teacher turned financial planner for educators—about the recent repeal of the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) and what it means for teachers across the country.

These long-standing Social Security provisions have reduced or eliminated benefits for many public school educators. With their repeal, teachers in affected states could now see a significant boost to their retirement income.

Explore the show notes at:

https://www.teachermoneyshow.com/show86

Become a guest on the show:

https://www.teachermoneyshow.com/guest

Leave a voicemail question:

https://www.speakpipe.com/teachermoneyshow

Bring me to your school to talk about personal finance for teachers!

https://www.shaunkmorgan.com

In this show, we dive into:

-What the WEP and GPO were, and how they impacted teachers' Social Security benefits.

-What the repeal means for teachers nearing or already in retirement.

-How to earn Social Security credits through side jobs or non-teaching work to maximize your retirement benefit (and if you should!)

-When to take Social Security benefits and how to coordinate them with your pension

-Tools and resources teachers can use to plan smarter for retirement

Whether you're close to retirement or just starting out, this episode helps you understand how these policy changes could impact your financial future—and how to make the most of them.

🎧 Subscribe for more content on teacher retirement, investing, and financial planning.

#TeacherRetirement #WEPRepeal #GPORepeal #SocialSecurityForTeachers #TeacherFinance #TeacherMoneyShow #403b #PensionPlanning #DavidGourley #EducatorFinance #RetirementPlanning #TeacherBenefits