Every parsonage pastor knows the sinking feeling: "Everyone else is building equity except me."

Today, I'm going to sit with you in that feeling—then show you why it's based on a lie. I've developed a simple strategy just for parsonage pastors that has the potential to build wealth faster than any mortgage ever could—all it takes is a mindset shift!

Resources mentioned:

📝 Full Article:

https://www.shepherdswallet.com/blog/the-phantom-mortgage-build-equity-in-a-parsonage

👥Join the Sacred Capital Community (FREE): ⁠https://shepherdswallet.com/join

This content is for educational purposes only and should not be considered personalized tax or legal advice. Tax laws are complex and individual situations vary. Please consult with qualified professionals for advice specific to your situation.

Think your housing allowance is free money? Think again. In this eye-opening episode, I reveal why treating your housing allowance like a spending target instead of a tax benefit could be sabotaging your financial future.

We'll explore:

• Why the "maximize at all costs" mentality is backwards
• The simple math that changes everything (hint: 12% off isn't free)
• The biblical perspective on stewardship vs. tax optimization
• How to think about your housing allowance the RIGHT way

Plus: Quick overview of how to properly calculate your Fair Rental Value.

Resources mentioned:📊 Free Housing Allowance Documentation Tool: https://shepherdswallet.com/housing-allowance-tool

📝 Detailed FRV Calculation Guide (blog post): https://www.shepherdswallet.com/blog/determining-fair-rental-value-2025

💰 Pastor Tax Review: https://shepherdswallet.com/taxreview

This content is for educational purposes only and should not be considered personalized tax or legal advice. Tax laws are complex and individual situations vary. Please consult with qualified professionals for advice specific to your situation.

Your church board suggests reducing your salary to save on taxes. It sounds brilliant—lower salary means lower SECA taxes, right? Wrong.

In this episode, we expose why voluntary salary reduction arrangements violate IRS constructive receipt rules and could trigger audits, penalties, and financial chaos. Learn what the tax authorities actually say, and discover legitimate alternatives that provide better tax savings without the risk.

If you've ever wondered about creative compensation arrangements with your church, this episode could save you thousands in penalties and protect your ministry's financial integrity.

🔗 FULL ARTICLE: https://www.shepherdswallet.com/blog/the-salary-reduction-tithe-trap

RESOURCES MENTIONED:🏠 FREE HOUSING ALLOWANCE TOOL: shepherdswallet.com/housing-allowance-tool

📊 Pastor Tax Review: https://shepherdswallet.com/taxreview

💬 Join Sacred Capital Community https://shepherdswallet.com/join

📖 Pre-order "Shepherding Your Finances" (35% discount) https://shepherdswallet.com/book

This content is for educational purposes only and should not be considered personalized tax or legal advice. Tax laws are complex and individual situations vary. Please consult with qualified professionals for advice specific to your situation.