The transition into retirement isn’t just a financial shift- it’s a psychological one. We’re excited to have a special guest on the show this week. Josh Bell, coach and consultant at The Josh Bell Company, is joining us to explore what it really means to leave your job title behind and step into the unknown.

Tune into this great conversation on building a retirement life filled with clarity, purpose, and healthy relationships!

Here’s some of what we discuss in this episode:

🧭 Redefining your identity without your career title

🗓️ Designing new rhythms for your daily life

❤️ Navigating relationship shifts in retirement

🎯 The danger of retiring without a plan beyond finances

🎙️ How coaching can be helpful during big life transitions

Learn more about Josh:

https://www.joshwbell.com/

Connect:

Website: https://centrusfs.com/podcast/

Call: 800-779-4592

Schedule your complimentary review with Jude: https://calendly.com/centruscalendar-/30min

Watch on YouTube: https://www.youtube.com/channel/UCOyRZhgLenTC49qNZH9mEuQ/

Wishful thinking feels comforting, but in retirement planning, it can quietly sabotage your future. In this second installment, Jude breaks down five more dangerous assumptions people make when planning for their golden years. From relying too much on Social Security to assuming Medicare will handle long-term care, this episode challenges listeners to face financial realities with clarity and strategy.

Here’s some of what we discuss in this episode:

🚫 Common planning mistakes and false beliefs

🏠 Downsizing might not free up the cash you expect

👨‍👩‍👧 Counting on your kids? Think again

💵 Social Security might not stretch far enough

🧯 Putting out fires before it’s too late

Retirement Tax Bill Calculator

https://thetaxbomb.com/

Connect:

Website: https://centrusfs.com/podcast/

Call: 800-779-4592

Schedule your complimentary review with Jude: https://calendly.com/centruscalendar-/30min

Watch on YouTube: https://www.youtube.com/channel/UCOyRZhgLenTC49qNZH9mEuQ/

A little hope is good for the soul, but when it comes to retirement planning, wishful thinking can lead to serious financial mistakes. Today, we’re walking through 5 common examples of wishful thinking that can quietly damage your retirement and how you can build a plan that protects your future instead of relying on luck. From relying on outdated rules of thumb to underestimating healthcare costs, these are the “harmless” beliefs that can become costly mistakes if left unchecked.

Here’s some of what we discuss in this episode:

💸 Why “living off interest” no longer works 📉 The risk of retiring into a market downturn 📊 The myth of being in a lower tax bracket later in life 🏥 The hidden costs of long-term care 💰 Why your spending might not go down after all

Retirement Tax Bill Calculator

https://thetaxbomb.com/

Connect:

Website: https://centrusfs.com/podcast/

Call: 800-779-4592

Schedule your complimentary review with Jude: https://calendly.com/centruscalendar-/30min

Watch on YouTube: https://www.youtube.com/channel/UCOyRZhgLenTC49qNZH9mEuQ/