*language warning - episode contains some swearing*

In this episode, Michael Carbonneau goes deeper into how business owners can take control of their money, protect their wealth, and build income beyond a single business. He explains why paying yourself first, maintaining healthy profit margins, and knowing exactly where your money is going are critical steps toward financial freedom.

Michael also shares his thoughts on diversification, including how entrepreneurs can expand into new markets, develop additional income streams, and use different investment strategies based on their goals, timeline, and risk tolerance.

The conversation also explores life insurance as a potential wealth-building and borrowing tool, business structures such as corporations and trusts, and why building generational wealth requires more than simply leaving money behind. The next generation needs the knowledge and mindset to protect and grow it.

• Why business owners should pay themselves a consistent salary instead of treating the business like a personal bank.

• The importance of maintaining a 20% profit margin after expenses before aggressively scaling or diversifying.

• The importance of overcoming fear, imposter syndrome, and resistance to change.

• How coaching and mentorship can help entrepreneurs avoid costly mistakes and move faster.

• How some life insurance policies can be structured as part of a wealth-building and borrowing strategy.

• Why corporations and trusts can play a role in protecting and transferring family wealth.

• Why financial education is just as important as the money itself when building generational wealth.

  
  

Michael Carbonneau works with entrepreneurs and business owners on business growth, financial education, coaching, and wealth-building strategies. His approach focuses on helping people make better decisions, overcome business plateaus, diversify their income, and build structures that can support long-term financial freedom and family legacy.

Guest links: https://coachingbyrosewood.netlify.app/

https://www.facebook.com/profile.php?id=61589459195406

https://www.instagram.com/mike.it1/?hl=en

Connect with The Rodney Bull Show

Website: https://therodneybullshow.com

Instagram: https://www.instagram.com/therodneybullshow/

Facebook: https://www.facebook.com/profile.php?id=61586955773218

PodMatch: https://www.podmatch.com/hostdetailpreview/17689608734016028cb2110d2

YouTube: https://www.youtube.com/@TheRodneyBullShow

*language warning - episode contains some swearing*

Working hard doesn’t always mean building a business that gives you freedom. In this episode, Michael Carbonneau breaks down the mindset shift from being the person doing everything to becoming a true business owner and CEO — someone who builds systems, empowers others, and creates a business that can operate without them.

The conversation also goes deeper into financial literacy, retirement planning, coaching, accountability, and the importance of stepping back to identify the blind spots that can keep entrepreneurs stuck. If you’re constantly working in your business instead of on it, this episode offers plenty to think about.

• The difference between being self-employed and actually owning a business.

• Why a business should be able to operate without the owner handling every task.

• How delegation and strong leadership allow a company to scale.

• Lessons Michael learned after losing $50,000 on a poorly structured contract.

• Why separating payroll, taxes, profit, and growth funds can improve financial control.

• The importance of financial literacy, retirement planning, and investing wisely.

• How coaching and accountability can help entrepreneurs break through business plateaus.

• Why financial freedom is about owning cash-rich assets, not simply having expensive possessions.

• The importance of continuously reviewing, adjusting, and improving your business.

  
  

  About Michael Carbonneau

Michael Carbonneau helps entrepreneurs move from an operator mindset to CEO thinking through business coaching, financial education, leadership, and better systems. His approach focuses on helping business owners build stronger structures, protect their cash flow, and create greater financial freedom and long-term wealth.

Connect with The Rodney Bull Show

Website: https://therodneybullshow.com

Instagram:https://www.instagram.com/therodneybullshow/

Facebook: https://www.facebook.com/profile.php?id=61586955773218

PodMatch:https://www.podmatch.com/hostdetailpreview/17689608734016028cb2110d2

YouTube: https://www.youtube.com/@TheRodneyBullShow

What happens when decades of business experience meet artificial intelligence, real estate, and a completely different way of looking at the customer journey?

In this episode, Rodney Bull sits down with entrepreneur Sheldon Wolf to talk about building businesses that can adapt, stay profitable, and create long-term value.

With more than 35 years of experience, Sheldon shares how he approaches business by working backwards from the customer, the investor, and the founder. Rather than simply competing for more real estate agents or chasing the latest trend, his strategy focuses on controlling the customer journey and creating better ways to connect people with the services they actually need.

The conversation also explores wealth creation and why Sheldon continues to see real estate as a powerful vehicle for building generational wealth. From tenant cash flow and mortgage paydown to long-term property appreciation, he explains why he believes owning tangible assets can create lasting financial security.

For entrepreneurs, investors, and anyone interested in where AI, real estate, and business are heading, this episode offers a look at how experience, customer psychology, technology, and disciplined execution can come together to build something that lasts.

• Entrepreneurial Strategy: Build around the customer journey and market opportunity rather than simply chasing numbers or trends.

• AI & Real Estate: Learn how Intellitary is using AI and customer psychology to automate conversations, follow-ups, and real estate transactions.

• Financial Resilience: Explore how automation, financing, and cash-flow-focused businesses can help companies adapt during economic downturns.

• Profitability Over Hype: Understand why sustainable revenue and profitability matter more than chasing the latest business trend.

• Generational Wealth: Discover Sheldon’s perspective on real estate, tenant cash flow, mortgage paydown, and long-term appreciation.

• Customer Psychology: See why understanding changing customer behaviour is becoming increasingly important as technology reshapes entire industries.

• Building for the Future: Learn why entrepreneurs need to anticipate where customers and technology are going rather than simply solving today's problems.

  
  

https://sheldonwolf.com/

https://www.facebook.com/sheldon.wolf

https://www.youtube.com/@IntellitaryRealEstate

https://www.instagram.com/sheldon.wolf/

Sheldon Wolf is a lifelong entrepreneur, investor, and business builder with more than 35 years of experience spanning real estate, finance, fintech, AI, and technology. He began investing in real estate in the late 1980s and went on to build multiple companies across North America, completing millions of dollars in transactions while navigating everything from startup launches and rapid growth to economic downturns and industry disruption. Today, Sheldon is the founder of Intellitary, an AI-powered platform designed to transform how consumers connect with real estate professionals, lenders, and service providers. His work sits at the intersection of artificial intelligence, customer acquisition, automation, and traditional relationship-driven industries.

Connect with The Rodney Bull Show

Website: https://therodneybullshow.com

Instagram: https://www.instagram.com/therodneybullshow/

Facebook: https://www.facebook.com/profile.php?id=61586955773218

PodMatch: https://www.podmatch.com/hostdetailpreview/17689608734016028cb2110d2

YouTube: https://www.youtube.com/@TheRodneyBullShow

Making more money doesn’t automatically create wealth. Without the right systems, discipline, and mindset, a higher income can quickly turn into higher expenses and financial stress.

In this episode of The Rodney Bull Show, Tunji Abass shares the lessons that shaped his approach to building and preserving wealth, inspired by his military background and the discipline of auditing his time. Tunji explains why financial success requires systems, not motivation alone.

ABOUT THE GUEST:

Tunji Abass — financial educator, wealth strategist, mentor, and founder of the 2G finanAcial gym community.

GUEST LINKS:

https://www.instagram.com/tunji.abass

https://www.tiktok.com/@tunji.abass_/video/7598982999329295623

ABOUT THE RODNEY BULL SHOW:

Website: The Rodney Bull Show

Instagram: @therodneybullshow

Facebook: The Rodney Bull Show on Facebook

PodMatch: Book an interview on The Rodney Bull Show

YouTube: The Rodney Bull Show on YouTube

The 2008 crash pushed Paris Cluff’s income from nearly six figures to less than $20,000 a year and he was forced to completely rethink his relationship with money. That experience became the foundation for his work helping families take control of their finances, eliminate debt, improve cash flow, and build lasting wealth.

In this episode, Paris explains why earning more money doesn’t automatically create financial security, why so many high-income earners still live from payday to payday, and how changing the way you think about spending can transform your financial future. He shares practical strategies for creating a spending plan, finding money leaks, tackling debt, building emergency reserves, and investing with tax efficiency and inflation in mind.

The conversation also explores wealth preservation, including Paris’s approach to precious metals and diversification, as well as the importance of financial education and personal accountability. Whether you're struggling with debt, earning a good income but not getting ahead, or looking for a clearer path toward financial independence, this episode offers practical steps you can start putting into action.

• How the 2008 crash transformed Paris’s financial journey

• Why a high income doesn't guarantee financial security

• Why financial education is missing from traditional schooling

• How to replace a restrictive “budget” with an intentional spending plan

• How reviewing 90 days of expenses can reveal hidden money leaks

• The debt snowball, debt avalanche, and cash flow index approaches

• Why positive cash flow is the foundation of financial freedom

• How to build emergency savings and protect against financial setbacks

• Why Paris believes precious metals can play a role in wealth preservation

• How to think differently about spending, saving, and investing

• Practical ways to improve cash flow, credit, and overall financial health

  
  

Paris Cluff is a proud family man, a licensed financial services agent coach as well as an educator who helps individuals and families improve their financial habits, manage debt, increase cash flow, and build long-term wealth. After experiencing the devastating financial impact of the 2008 downturn firsthand, Paris rebuilt his career and developed a practical approach focused on education, accountability, and helping people make better financial decisions.

https://www.facebook.com/pariscluff

https://www.youtube.com/@FinancialSelfReliance

https://www.instagram.com/pariscluff/

Rodney Bull Show:

Website:⁠⁠ https://therodneybullshow.com⁠⁠

YouTube:⁠⁠ https://www.youtube.com/@TheRodneyBullShow⁠⁠

PodMatch:⁠⁠ https://www.podmatch.com/hostdetailpreview/17689608734016028cb2110d2⁠

What separates people who stay stuck financially from those who build lasting wealth? According to Tony Bradshaw, it starts with a choice—and a complete shift in mindset.

In this episode, Tony shares the mindset shifts and wealth-building principles that shaped his journey. He explains his approach to building wealth through real estate, gold, silver, and businesses, why he believes diversification matters, and how small improvements in learning and personal growth can compound over time.

The conversation goes beyond personal wealth and explores Tony’s vision for generational wealth—including trusts, real estate portfolios, family governance, and educating future generations to protect and grow what has been built. Tony also shares his strong views on fiat currency, the financial system, and the importance of owning tangible assets.

Tony and Rodney also discuss leadership and why business owners should invest in their employees as whole people—not just workers. From financial education and health to marriage, parenting, and personal development, Tony explains how helping people grow can create stronger families, businesses, and communities.

Whether you're starting from debt, trying to build your first million, or thinking about what your wealth could mean for future generations, this episode challenges you to rethink money, investing, leadership, and the most important investment of all: yourself.

In this episode, you'll learn:

• How Tony went from $16,000 in debt to pursuing millionaire status

• Why your financial mindset can be the biggest barrier to building wealth

• Tony’s four financial mindset stages and the importance of becoming a “future millionaire”

• Why intentional decisions and consistent habits matter more than luck

• Tony’s approach to real estate, gold, silver, and business ownership

• Why he believes relying solely on the stock market can create unnecessary risk

• How the “1% better every day” principle can compound into massive growth

• How to start thinking about generational wealth beyond simply leaving money to your children

• Why trusts, family governance, and education can help preserve wealth for generations

• Tony’s concerns about fiat currency, inflation, and the financial system

• Why owning tangible assets can be part of a wealth-preservation strategy

• How business owners can improve employees’ lives beyond the workplace

• Why investing in financial education, health, marriage, and personal growth matters

• How continuous learning can create opportunities for greater financial freedom

• Why investing in yourself may be the highest-return investment you can make

  
  

Tony is the author of The Millionaire Choice: Millionaire or Not. You Can Choose. and host of The Millionaire Choice Show: Make The Choice. Create Your Plan. Tony is the founder of Purpose of Wealth Live Events Series. In 2026, Tony release 31 Days to Get Money Smart and launched the Get Business Smart podcast. Tony has been in business leadership for over 25 years in Director, VP, CIO, and COO level roles. He became enamoured with digital technology in 1996 as a mechanical engineer. He switched careers in 2001 to focus full time on digital technology and business when he joined the Dave Ramsey organization and led the company’s digital transformation. He’s been instrumental in digital marketing, product, technology, and strategic leadership for company growth.

Guest info and Links:

https://www.facebook.com/TonyBradshawFan/

https://www.youtube.com/@tony.bradshaw

https://www.instagram.com/tonybradshaw_/

Rodney Bull Show:

Website:⁠ https://therodneybullshow.com⁠

YouTube:⁠ https://www.youtube.com/@TheRodneyBullShow⁠

PodMatch:⁠ https://www.podmatch.com/hostdetailpreview/17689608734016028cb2110d2

Financial freedom isn’t just about earning more, it’s about knowing how to manage, protect, and multiply what you already have. In this episode, Michael Dillard shares his journey from poverty and living on food assistance to building a successful career and developing a practical system designed to help people break the pay day to pay day cycle.

Michael explains why financial literacy and discipline matter more than simply earning a higher income, and breaks down his SAVER system: securing income, allocating investments, vanquishing debt, empowering tax savings, and continually improving financial literacy.

The conversation explores long-term investing, the power of compound growth, why panic selling can destroy wealth, and how diversification across assets such as stocks, gold, and silver can help manage risk. The discussion also dives into money and relationships, including different money personalities, communication between couples, and how financial alignment can reduce conflict and strengthen long-term planning.

Whether you're starting from scratch, trying to get out of debt, or looking to build generational wealth, this episode offers practical financial principles to help you take control of your money and create greater financial and time freedom.

• Michael’s journey from poverty to financial independence• The SAVER system for building financial security

• How to protect your income with proper insurance

• The power of compound interest and long-term investing

• How to avoid panic selling during market downturns

• The difference between good debt and bad debt

• How high-interest debt can destroy future wealth

• Why couples need to understand their different money personalities

• How gold and silver can help diversify a portfolio

• How financial education can create generational wealth

• Practical strategies to move beyond living pay cheque to pay cheque

Michael Dillard is a retired U.S. Diplomat, personal finance educator, and author of Build Generational Wealth, Retire Early. After managing multimillion-dollar operations and leading teams around the world, his focus now is helping people understand money, investing, debt, and long-term wealth creation. Through his SAVER framework, podcast, and educational resources, he aims to make financial concepts easier to understand and give people practical tools to improve their financial lives.

Guest Resources:https://www.michaeldillard.org/

https://www.facebook.com/michael.dillard.37

https://www.youtube.com/channel/UCMHDqSna5TUCjSAmZGeUSLQ

https://www.instagram.com/madillard1/

Rodney Bull Show:

Website:⁠ https://therodneybullshow.com⁠

YouTube:⁠ https://www.youtube.com/@TheRodneyBullShow⁠

PodMatch:⁠ https://www.podmatch.com/hostdetailpreview/17689608734016028cb2110d2

Bitcoin, DeFi & The Future of Financial Freedom with Brandon Diggs

What if your money could work for you without relying entirely on the traditional financial system? In this episode, Brandon Diggs, founder of Overseas DeFi, breaks down Bitcoin, Ethereum, decentralized finance, and the opportunities emerging as the global financial system moves toward blockchain-based infrastructure.

Brandon explains why he sees Bitcoin as “the hardest money on earth,” why Ethereum and other blockchain networks could become the infrastructure for a tokenized financial system, and how investors can think about crypto as a long-term wealth strategy rather than chasing short-term speculation.

Security is another major focus. Brandon shares why self-custody, protecting your seed phrase, using official websites, and sticking with established, audited protocols are critical for anyone entering DeFi.

Whether you're completely new to crypto or already holding Bitcoin and Ethereum, this episode offers a straightforward look at how decentralized finance works, where the opportunities may be, and why understanding the risks is just as important as understanding the potential.

• Why Brandon sees Bitcoin as a long-term store of value

• The role Ethereum could play in the future of finance• How DeFi allows crypto holders to generate potential income

• Liquidity provision, lending, and borrowing strategies

• Why some DeFi opportunities offer significantly higher yields

• The importance of self-custody and protecting your seed phrase

• How to avoid phishing scams and fake crypto websites

• Why established and audited protocols matter

• How blockchain could transform traditional financial infrastructure

• The potential impact of tokenized real-world assets• Why education is essential before putting money into DeFi

• How beginners can start small while learning•

The relationship between physical assets like gold and silver and digital assets

• Why long-term thinking can be more valuable than chasing quick crypto gains.

Brandon Diggs and his business partner Roman Rida are the founders of Overseas DeFi. Brandon spent 15 years as a professional day trader; six to seven hours a day watching intraday NASDAQ futures charts. He was good at it, but it was no kind of life. When he found decentralized finance he found something better. Income from assets he already believed in, without the exhaustion of chasing every market move. Brandon brings more than 30 years of teaching experience and an engineering background to his mission of making decentralized finance easier to understand and today he serves as Head of Education at Overseas DeFi. He teaches everyday investors how to generate income from crypto they already own without selling, speculating, or becoming a crypto expert. Together with Roman he helps long-term holders finally put their assets to work.

For those interested in learning more, Brandon provides educational videos, live streams, courses, community support, and practical resources designed to help people get started with self-custody and DeFi safely.

Rodney Bull Show:

Website: https://therodneybullshow.com

YouTube: https://www.youtube.com/@TheRodneyBullShow

PodMatch: https://www.podmatch.com/hostdetailpreview/17689608734016028cb2110d2