This episode of Retire Well features Mary Holm, one of New Zealand's most trusted personal finance commentators, joining Jim and Martin for a thoughtful discussion about shifting from accumulating wealth to using it confidently to support a meaningful, enjoyable life.

Together, they explore some of the biggest challenges and opportunities facing people in mid‑life and beyond, including:

• Why many retirees struggle with retirement spending
• How tools like reverse mortgages can help those who are asset‑rich but cash‑flow poor
• The role of property investing in a balanced retirement plan

Based in Christchurch, Jim and Martin offer independent advice on healthy living, financial wellbeing, and retirement planning. For more information, visit The Retirement Guys or request to download their free eBook, Retire Well, using the links below. 👇

🔗 Website: https://retirementguys.co.nz

🔗 Retire Well Book: https://mailchi.mp/retirementguys/book-retire-well

In this episode of Retire Well, Jim Smith and Martin Fox take a wide-angle look at both the financial and human sides of retirement planning. For the main conversation, we're then joined in-studio by Jane Davis, Director of The Flourishing Institute in Christchurch and a specialist in positive psychology. Jane explores how retirement is not just a financial transition, but a psychological and emotional one, and introduces the PERMA + 4 framework for planning a retirement that feels meaningful, connected, and energising.

Jim and Martin start by looking back at 2025, covering:

• Global market performance
• Interest rate cuts in New Zealand and the United States
• Currency movements and the NZ dollar
• The impact of geopolitics, AI investment, and market volatility

They then share investment outlooks for 2026, including:

• Expected returns for global shares, bonds, and term deposits
• Whether markets can continue rising despite high valuations
• Why returns may broaden beyond big tech and AI stocks
• Key risks to watch, such as inflation, geopolitics, and central bank policy

Based in Christchurch, Jim and Martin offer independent advice on healthy living, financial wellbeing, and retirement planning. For more information, visit The Retirement Guys or request to download their free eBook, Retire Well, using the links below. 👇

🔗 Website: https://retirementguys.co.nz

🔗 Retire Well Book: https://mailchi.mp/retirementguys/book-retire-well

Welcome to the very first episode of The Retire Well Podcast. In this episode, Jim Smith and Martin Fox set the foundation for smarter, more confident retirement planning. They open with an engaging discussion on how to make informed financial decisions, invest wisely, and build a purposeful, healthy life in mid-life and beyond.

Coming up in this episode, Jim and Martin take you through an accessible, straight-talking update on:

• The global economy
• Financial markets
• Interest rates
• Property trends
• What it all means for your retirement planning

Based in Christchurch, Jim and Martin offer independent advice on healthy living, financial wellbeing, and retirement planning. For more information, visit The Retirement Guys website or request to download their free eBook, Retire Well, using the links below. 👇

🔗 Website: https://retirementguys.co.nz

🔗 Retire Well Book: https://mailchi.mp/retirementguys/book-retire-well