Randy and Chris sit down with Chris George, the CMG Home Loan founder,' to talk about the company’s move into banking and what the CMG Bank evolution really means for loan officers, referral partners, and borrowers. They break down the strategy behind playing on both sides of the balance sheet, new product opportunities, and how this shift could change the competitive landscape.

Chris George also gets candid about leadership, culture, loyalty through the 2008 crisis, and why he believes the next decade is his window to go all in.

If you want the inside scoop on where CMG is headed and what it could mean for your business, this is a must-listen.

In this episode of The Mortgage Show, Chris and Randy break down a rollercoaster week in the mortgage world. They dig into the brief dip into the 5s, why it didn’t last, and what actually drives rate movement behind the scenes, including mortgage-backed securities, global factors, and inflation pressure.

They also talk real-world strategy, when refinancing actually makes sense, how to be ready when rates move, why fast closings matter more than ever, and what borrowers can do to put themselves in a position to win. Plus, a look at rising credit report costs, debt consolidation through refis, and why local market conditions still matter.

Mortgage talk with context, honesty, and a little fun mixed in.

Back in The Cheap Seats after a little hiatus, and we come in hot with a PTI-style rundown, 10+ topics, 3 minutes each, no wasted time. We hit Pats-Texans, Bills vibes, the biggest coaching openings, and the MVP debate (Stafford vs Drake May), plus a Red Sox offseason check-in after Bregman heads to the Cubs. We also close with quick hitters on the Celtics, TGL, the Winter Olympics, and a pickleball update we did not want to give.

Hosted by Randy Forcier & Chris Bedard