The Purpose of a Maximum Mortgage Worksheet
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The Purpose of a Maximum Mortgage Worksheet
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A Maximum Mortgage Worksheet is not merely another form in the renovation loan file. It is the calculation that brings the transaction’s purchase or refinance information, renovation costs, applicable fees and reserves, property value, and program limits together to determine the maximum allowable loan amount.
In this episode of renovatED for Lenders, Jennifer “The Reno Gal®” Goldsby explains the purpose of the Maximum Mortgage Worksheet, what information feeds into it, and why it should serve as a central reference point throughout the transaction.
When properly completed and maintained, the MMW helps the mortgage loan officer, loan processor, underwriter, closer, and post-closing team work from the same financial structure.
How does your organization prepare, review, and update its Maximum Mortgage Worksheets?
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renovatED for Lenders is the podcast dedicated to helping mortgage lenders build, improve, and scale successful renovation lending platforms.