Think you know where your money goes? Small, everyday purchases can add up to a very different picture — and cancelling a subscription might only be the start.

Nadine Higgins is joined by James Blair, Wealth Director at Lighthouse Financial, to explain how to give your finances a spring clean. They discuss setting realistic goals, identifying spending that doesn’t match your priorities, and using automatic payments to keep your savings on track.

Plus, how to approach mortgage repayments, why insurance needs change over time, what to review in your KiwiSaver, and why chasing shortcuts can put you further behind.

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Can likes and followers turn into a full-time income?

On The Prosperity Project, Nadine talks to talent manager Molly about the business behind social media influencing, from brand deals worth thousands to valuable freebies and the work that goes into every post.

They explore how creators earn money, why going viral doesn’t guarantee a lasting career, and what happens when the algorithm changes or the offers dry up.

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If the house is in your name, is it yours? If you keep separate accounts, are your finances really separate? And what happens when an inheritance goes towards the mortgage?

On The Prosperity Project, lawyer and founder of Succession NZ Holly Egerton unpacks common misconceptions about relationship property in New Zealand, including homes, businesses, trusts and debt.

Drawing on a decade in the field and her own lengthy separation, she explains why verbal promises can leave people exposed, what contracting out agreements can cover, and why a 50/50 split may leave partners in very different financial positions.

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