エピソード

  • Should I Renovate Houses Or Build New? [Real Numbers]
    2026/09/10

    A couple with the skills and contacts to renovate is weighing it up against a simple build-and-hold. So which actually builds more wealth... and when does renovating stack up?

    In this episode, Ed and Andrew debate the numbers behind renovating versus building and holding.

    You'll learn:

    • The four reasons this couple wanted to renovate
    • What the returns really look like over 15 years for each strategy
    • The questions to ask before you pick up a hammer

    Renovating can work brilliantly... but only when the numbers and your time actually stack up.

    Let us know your thoughts by leaving us a voice message on the Property Academy Hotline⁠⁠⁠⁠

    For more from Opes Partners:

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    19 分
  • Every Invoice I Paid Buying A House | The Hidden Costs Revealed
    2026/09/09

    Everyone budgets for the deposit. It's the costs on top that catch buyers out. So I pulled out my actual receipts from buying a house, to show what you really spend before you earn a single dollar of rent.

    In this episode, Ed and Andrew walk through every hidden cost of buying a property, one invoice at a time.

    You'll learn:

    • The upfront fees most buyers forget
    • The money you can spend on houses you never even buy
    • What it really costs to get a property rentable, and what to budget

    The deposit is only the start. Knowing the true cost is what keeps you out of trouble.

    Let us know your thoughts by leaving us a voice message on the Property Academy Hotline⁠⁠⁠⁠

    For more from Opes Partners:

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    14 分
  • 5% House Deposit: National's New Policy Explained
    2026/09/08

    National wants to let more first home buyers in with just a 5% deposit and lift the income cap to $300,000.

    So, how would it actually work, and who does it help?

    In this episode, Ed and Andrew break down the proposed First Home Loan changes, the numbers, and the risks.

    You'll learn:

    • How a 5% deposit changes the maths
    • Who actually benefits from the higher income cap, and who it won't help
    • How many extra first home buyers could this policy create


    A lower deposit gets more people in the door. But borrowing 96% of a home's value comes with real risks worth understanding first.

    Let us know your thoughts by leaving us a voice message on the Property Academy Hotline⁠⁠⁠⁠⁠

    For more from Opes Partners:

    • ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up for the weekly Private Property newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
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    16 分
  • This Will Change How You See A Downturn Forever | Never Waste A Market Dip
    2026/09/07

    "Never let a good crisis go to waste." So what do the best investors actually do when the market falls? In a downturn, mindset is everything.

    In this episode, Ed and Andrew share stories about investors who didn't waste a dip, and the lessons for property.

    You'll learn:

    • Never waste a market dip – the 3 stories smart investors live by
    • The manic business partner who knocks on your door every single day
    • When the real buying window REALLY appears (it’s not in the crash)

    The market's quote on your house is only an opinion. What you do with it is the choice that matters.

    Let us know your thoughts by leaving us a voice message on the Property Academy Hotline⁠⁠⁠

    For more from Opes Partners:

    • ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up for the weekly Private Property newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
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    12 分
  • If You Have $600K To Invest In NZ, Listen to THIS
    2026/09/06

    One investor got $80,000 knocked off a new build this week... and that's far from the only discount floating around the market right now. So if you had $600,000 to invest, where would you put it?

    In this episode, Ed and Andrew break down the price drops happening across the market, why developers are cutting, and where the real opportunities are.

    You'll learn:

    • The real developer discounts are happening right now
    • The three reasons developers are cutting prices
    • Why the quiet run-up to the election could be a buyer's window

    The real question isn't whether prices are dropping. It's whether you buy the rising market at full price... or the flat market at a discount.

    Let us know your thoughts by leaving us a voice message⁠⁠⁠

    For more from Opes Partners:

    • ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up for the weekly Private Property newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
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    22 分
  • He Saved $1,000 A Week. Now He Owns 2 Properties At 28 [Case Study]
    2026/09/05

    Luke moved to New Zealand from Australia, and by 21, he'd bought his first home. So, how did he do it... and why did he then go three months without a bathroom?

    In this Case Study Sunday, Luke shares how he went from a $7-an-hour apprentice to a homeowner and investor.

    You'll learn:

    • How he saved hard and got past a "no" from the bank to buy at 21
    • What he learned watching his dad build a four-property portfolio
    • Why did he renovate his first home but buy a new build as his rental

    For Luke, the lesson was simple: take the risk while you're young, and get the right help.

    Want to share your story on Case Study Sunday? Send us a message, email ⁠ed@opespartners.co.nz⁠

    For more from Opes Partners:

    • ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up for the weekly Private Property newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
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    22 分
  • He's 80. He Doubled His Money In 6 Months. | Is Now A Good Time To Buy?
    2026/09/04

    It's easy to look back and spot the perfect time to buy. But read the headlines from back then, and you'd have found every reason not to.

    So, why does the "perfect time" only ever look perfect in the rear-view mirror?

    In this episode, Ed and Andrew revisit three moments that turned out to be brilliant times to buy... and how terrifying each one felt at the time.

    You'll learn:

    • Why the best times to buy always looked like the worst
    • The doom headlines that surrounded 2019, 2012, and 2016
    • What an 80-year-old listener learned about timing

    There's never a good time to invest, just like there's never a good time to start a business or have kids. And that's exactly the point.

    Let us know your thoughts by leaving us a voice message⁠⁠

    For more from Opes Partners:

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  • 5 NZ Housing Trends You Can't Ignore [2027 Forecast]
    2026/09/03

    One line, right across the Cook Strait, sums up what's happening in the Kiwi housing market. So what's driving the split... and the other shifts quietly reshaping where we live?

    In this episode, Ed and Andrew count down five housing trends every investor should have on their radar in 2026.

    You'll learn:

    • Why the South Island is bouncing back while much of the North keeps falling
    • Why do we need far more homes even without any population growth
    • Where the real growth is happening (hint: follow the roads)

    The market is quietly reorganising itself. The investors who spot it early are the ones who benefit.

    Let us know your thoughts by leaving us a voice message on the Property Academy Hotline⁠⁠

    For more from Opes Partners:

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    19 分