Your past experiences, emotions, beliefs, and mindset can have a powerful influence on how you spend, save, invest, and make financial decisions, even when the numbers seem straightforward.

In this episode, Jamie Hopkins and Kate Duffy explore the growing field of financial psychology, examining how emotions, behavioral patterns, and money beliefs shape financial decision-making. They discuss the lasting impact of childhood experiences, scarcity mindset, spending habits, and unconscious money scripts on financial behavior. The conversation also explores why financial education alone often isn’t enough to change behavior, how intentional spending can align money with personal values and goals, and why self-awareness is critical for making better financial choices before emotions take over.

Key points:

• How financial psychology connects thoughts, emotions, beliefs, and past experiences with everyday money decisions
• Why knowing the financially appropriate choice doesn’t necessarily mean you’ll feel ready to follow through with it
• How childhood money experiences can continue shaping spending, saving, debt, and feelings of scarcity later in life

Resources:

• The Psychology of Money by Morgan Housel
• The Art of Spending Money by Morgan Housel
• The Soul of Wealth by Doctor Daniel Crosby

Connect with Bryn Mawr Trust:

• 833-973-7633
• LinkedIn: Bryn Mawr Trust
• Website: Bryn Mawr Trust

Connect with Kate Duffy:

• LinkedIn: Kate Duffy

Connect with Jamie Hopkins:

• LinkedIn: Jamie Hopkins

What happens when a successful career no longer aligns with your values, strengths, and sense of purpose? Many professionals reach a point where they rethink how they want to make an impact and what meaningful work looks like.

In this episode, Jamie Hopkins and Kate Duffy sit down with Kenny Holdsman, co-founder, president, and CEO of Philadelphia Youth Basketball (PYB), to discuss career transitions, purpose-driven leadership, and youth development. Kenny shares his journey from practicing law to leading a community-focused organization, and how Philadelphia Youth Basketball uses sports as a gateway to mentorship, education, and opportunity.

• How a career transition helped align his skills, values, and purpose
• Why youth development requires mentorship, education, wellness, and career readiness
• How Philadelphia Youth Basketball built a community-centered model for impact
• The importance of trust and strong community partnerships
• How long-term planning can expand opportunities for future generations

Connect with Bryn Mawr Trust:

• 833-973-7633
• LinkedIn: Bryn Mawr Trust
• Website: Bryn Mawr Trust

Connect with Kate Duffy:

• LinkedIn: Kate Duffy

Connect with Jamie Hopkins:

• LinkedIn: Jamie Hopkins

Connect with Kenny Holdsman:

• LinkedIn: Kenny Holdsman
• Website: Philadelphia Youth Basketball

About our Guest:

Kenny Holdsman is the co-founder, president, and CEO of Philadelphia Youth Basketball, where he helps young people build brighter futures through mentorship, education, wellness, and career preparation. A former attorney at Ballard Spahr, Kenny shifted from law to youth development to pursue more purpose-driven work. His focus is on expanding opportunities for young people, strengthening community partnerships, and creating lasting impact across Philadelphia.

How much is enough for retirement, and what does a successful retirement really look like? While many people focus on reaching a specific savings number, the bigger challenge is building a plan that supports the life they want to live and gives them confidence to actually enjoy it.

In this episode, Jamie Hopkins and Kate Duffy explore why retirement is about more than money. They discuss how values, purpose, flexibility, and a written income plan can help transform retirement from a financial milestone into a fulfilling next chapter. From defining what “enough” means for you to learning how to spend with confidence, this conversation offers a fresh perspective on retirement planning.

Key Takeaways

• Why there is no universal retirement number and how to determine what “enough” means for your lifestyle
• How a written retirement income plan can help you spend with greater confidence
• The role of personal values, purpose, and community in creating retirement satisfaction
• Why flexibility in spending, saving, and retirement timing can strengthen long-term outcomes

Connect with Bryn Mawr Trust:

• 833-973-7633
• LinkedIn: Bryn Mawr Trust
• Website: Bryn Mawr Trust

Connect with Kate Duffy:

• LinkedIn: Kate Duffy

Connect with Jamie Hopkins:

• LinkedIn: Jamie Hopkins