When Pam decides it's time to find love again, she signs up for a dating site and soon meets "Pat." He's charming and very kind; they hit it off right away. "Pat" works overseas and can't tell Pam much about his high-security job, but when he needs help getting back into the country, she lends him $20,000. This all sounds very suspicious to Pam's son-in-law, who does some digging and tracks down a man with the same name and face as the man Pam's been talking to nearly every day for several months. The legitimate Pat explains to Pam how a scammer is impersonating him in order to steal money from her. It turns out that Pam is one of many victims who've reached out to the real Pat.

Beloved Vermont children's entertainer-turned-filmmaker Mac Parker has been raising funds for his film Birth of Innocence for nearly a decade. The film has yet to be completed, and what investors were promised — a three-year, $1 million project — has ballooned in both time and cost. When the Vermont Department of Financial Regulation steps in to investigate irregularities in Mac's fundraising practices, they discover he's operating a $28 million Ponzi scheme. They dig deeper and find Mac has a silent partner named Lou Soteriou, a chiropractor in Connecticut who is being purposefully hidden from investors. Over the years, Lou has received more than $4 million in payments from Mac. Realizing the scope of the case, Vermont investigators call in the FBI. As federal agents unravel this enormous Ponzi scheme, it becomes clear that the relationship between Mac and Lou is a complicated one. The investigators are left wondering, who really is the mastermind behind this crime?

Malcom "Mac" Parker aspires to be a filmmaker. In Vermont, Mac is known as a beloved children's entertainer, appearing on public television and performing around the state. Mac is so well respected in his community that when he begins to raise funds for his film Birth of Innocence, investors are quick to jump on board. His promises of high returns and a chance to be a part of the film industry sweeten the deal. Mac claims that he will need approximately $1 million and three years to complete his film. But after nearly a decade passes, the film is still unfinished, and Mac raises well above his $1 million goal. Investors grow weary, and when investigators step in to sort out the mess, they discover that Mac is embroiled in a $28 million Ponzi scheme.